Rich Girls' Guide
Hey, Rich Girls! This is Rich Girls' Guide, where we demystify the world of personal finance to help you create a financially successful & fulfilling life. I'm your host, Kirby, and I worked in wealth management for over 6 years before leaving the office to focus on raising my two daughters and growing my own business. Are you ready to chat all things money, budgeting & personal finance? Then you are in the right place! We'll dive into investing 101, learn how to build wealth, stock market investing, and how to utilize technology like Rocket Money and ChatGPT AI to grow our net worth. We are ditching the financial jargon and instead building financial literacy and healthy financial habits. I'm so happy you're here!
Episodes
77 episodes
Are Women Choosing Independence OVER Marriage?
Hey Rich Girls, Kirby here - Are women abandoning the idea of a traditional marriage with a man because they no longer need to rely on their income? Since the 1970’s, marriage as a whole has been on a steady decline, while women’s median wages ...
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Season 2
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Episode 59
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12:24
How To Become Financially Independent In 5 Easy Steps | Ep 58
Hey Rich Girls, Kirby here - and today I want to spend some time talking to those of you who may need a little encouragement or guidance on how to become financially independent. Now hopefully this isn’t the first time you’re hearing this, but ...
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Season 2
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Episode 58
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14:55
Build WEALTH With Atomic Habits! March Book Review
Hey Rich Girls, Kirby here - and we are BACK with our March book club review for Atomic Habits! Now today’s episode is going to be a little bit different from our previous book club episodes - while I am still going to do a brief review of the ...
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Season 2
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20:48
Ep 57: Avoid INVESTMENT Paralysis with Four These Simple Strategies
Hey Rich Girls, Kirby here - and I have a feeling that with all of the current news cycles and recession talks you might be feeling a bit overwhelmed when it comes to personal finance and investing right now. We all know how draining and stress...
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Season 2
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Episode 57
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9:05
Should You Take Itemized Deduction or Standard Deduction?
Hey Rich Girls, Kirby here - and have you heard the terms standard deduction and itemized deduction but never really understood what they mean? Well today we are breaking down the difference between standard and itemized deduction and how you c...
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Season 2
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8:50
What You Can Do NOW To Lower Your 2024 Tax Bill
Hey Rich Girls, Kirby here - and today we are going to go over 3 things you can still do NOW to lower your 2024 tax bill. Watch this episode on YouTube: https://youtu.be/UnqsDQPDpYE**please note this is not investment advice, jus...
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Season 2
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13:02
The Great Wealth Transfer: How Women Are Shaking Up The Financial Landscape In 2025
Hey Rich Girls, Kirby here - and did you know that we are currently undergoing one of the largest wealth transfers in modern history?!**please note this is not investment advice, just my opinion & should be used for entertainm...
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Season 2
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Episode 56
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12:40
February Book Club / Reading Challenge Review: The Psychology Of Money
Hey Rich Girls, Kirby here - and today we are reviewing our February book club pick, The Psychology Of Money!**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**CONN...
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Season 2
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36:09
Tax Season Survival Guide: How to Prepare Like a Boss
Hey Rich Girls, Kirby here - and did you know that on average, Americans spend thirteen hours and two hundred and ninety dollars preparing for and filing taxes? I’m here to help you cut down on both time and money, so let’s go over everything y...
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Season 2
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Episode 55
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13:59
Maximize 2025 Tax Savings for Your Family: Updated Child And Dependent Care Tax Credit
Hey Rich Girls, Kirby here - and today we are going over updates to the child & dependent care tax credit for 2025.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**
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Season 2
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Episode 53
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8:30
Maximize Your 2025 Tax Savers Credit!
Hey Rich Girls, Kirby here - today we are going to discuss the tax saver's credit, AKA how you might be able to get a tax refund by contributing to your retirement account, AND how to maximize that credit to create tax savings for years to come...
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Season 2
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Episode 54
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10:19
Why Moving Up a Tax Bracket Isn't As Scary As You Think! 2024 Tax Brackets
Hey Rich Girls, Kirby here - and I have a question for you today: are you scared to move up a tax bracket? We’re going to be breaking down common misconceptions about moving up a tax bracket and why you should NOT be scared to make more money. ...
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Season 2
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13:45
2025 Reading Challenge January Book Review: The Power Of Habit
Hey Rich Girls, Kirby here - and we have successfully made it to our first book club review of the year! Our January read was The Power of Habit by Charles Duhigg. Watch to find out our February book pick - and yes, this one IS money related!
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Season 2
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14:21
New 401k and IRA Contribution Changes: MAXIMIZE Your 2025 Retirement Savings! | Ep 51
Not sure how much money you can - or should - be saving for retirement this year? I got ya covered! Today we are going to go over the updated 2025 figures for IRA and 401k contributions, and how to effectively plan your savings for the new year...
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Season 2
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Episode 51
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14:01
Make Your Money Goals a REALITY in 2025! | Ep 50
Hey Rich Girls, Kirby here - ready to make your money goals a reality in 2025? I will guide you through setting financial intentions for the new year so that 2025 can be your most financially successful year yet. And stay tuned until the end of...
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Season 2
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Episode 50
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24:56
Marriage Meets Politics - Economic Policy, Inflation & Navigating Relationships | Ep 49
Hey Rich Girls, Kirby here - today, Alfred and I are having a little chitchat about the economic policy being discussed in the US presidential election, as well as navigating married life with different political opinions.**please note ...
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Season 1
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Episode 49
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46:50
Surviving Inflation: 5 Money Tips You NEED to Know Now | Ep 48
Hey Rich Girls, Kirby here - It’s the big bad word we’ve been hearing about over and over again; we are all over it by now, and yet it is still seeping into daily conversations and overtaking the content on your feed… it what must not be named…...
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Season 1
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Episode 48
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12:39
Ep 47 | Agenda 47: Taxes & Economic Policy, Explained
Hey Rich Girls, Kirby here - even if you didn’t watch the presidential debate in full, I think you’ve probably seen - or heard - a certain viral clip by now… instead of talking about that, we are going to take a look at the promises being made ...
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Season 1
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Episode 47
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9:05
Are We Entering A Financial Femininomenon Era? (Alex Cooper, Taylor Swift, Harris Campaign)
Hey Rich Girls, Kirby here - Alex Cooper just signed a reported hundred million dollar podcasting deal with SiriusXM, Taylor Swift is wrapping up the Era’s tour that is widely speculated to earn revenue between two and three billion dollars and...
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Season 1
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Episode 46
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12:48
Will The Harris Administration Raise Your Taxes? (Kamala Harris, Tim Walz, DNC)
Hey Rich Girls, Kirby here - listen, it’s no secret that when it comes to the possibility of an incoming democratic president, a lot of people have the same fear - that their taxes are going to increase astronomically. And I get it, taxes can b...
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Season 1
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Episode 45
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11:00
The Five Year Rule For Roth IRAs, Explained
Hey Rich Girls, Kirby here - Pretty much anyone who pays even the slightest bit of attention to money or retirement savings has certainly heard some investment fanatic raving about Roth IRA’s, how amazing they are & that everyone NEEDS to b...
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Season 1
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Episode 44
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15:27
How Much Money Should You Have By Age 30? (2024)
Hey Rich Girls, Kirby here - I just turned thirty last week, and it got me thinking: what goals have I accomplished for myself that I thought I would for sure hit by age thirty? What goals have I NOT accomplished? And while I’ll spare you the p...
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Season 1
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Episode 43
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25:12
Confused About What A Fed Rate Cut Could Mean For You? | Jerome Powell & Interest Rates
Hey Rich Girls, Kirby here - if you follow any news or happen to overhear finance bros talking about finance, you have probably heard of the term federal rate cuts. But do you have any idea what that means or how it could affect you? I’m going ...
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Season 1
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Episode 42
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12:53
Brand New Rule Allowing For $1k PENALTY FREE Retirement Withdrawal | Secure Act 2.0
Hey Rich Girls, Kirby here - did you know there was a brand-new ruling allowing for a $1k PENALTY FREE withdrawal from your retirement account that took effect this year?? Me neither - so let me fill you in on ALL the deets! **plea...
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Season 1
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Episode 41
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13:46
Create Your Personalized Budget In 5 Min Or Less Using AI and ChatGPT
Hey Rich Girls, Kirby here - have you been struggling with creating or maintaining a personal budget? Today we are going to let AI do the work us, by creating a completely personalized monthly budget - just for you!GET YOUR FREE MONTHLY...
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Season 1
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Episode 40
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12:52