Yes! You Can Buy a Home with Keith Goeringer
Join Keith Goeringer, a seasoned loan officer with over 20 years of experience, as he guides you through the complexities of mortgage and home loan transactions. Whether you're a first-time homebuyer, a homeowner looking to refinance, or exploring options like Rent to Own, USDA loans, FHA loans, or VA loans, this podcast is your go-to resource.
Keith's extensive knowledge and dedication to smooth transactions ensure you get expert advice tailored to your needs. Each episode will break down the steps, tips, and insider secrets to help you navigate the mortgage process with confidence and ease.
Tune in to "Yes! You Can Buy a Home" and empower yourself to make informed decisions about your home financing journey. Whether you're buying your first home, refinancing, or exploring unique loan options, Keith is here to help you every step of the way.
Subscribe now and start your journey towards homeownership with confidence!
Yes! You Can Buy a Home with Keith Goeringer
FHA Loans in Middle Tennessee: Why They’re a Smart Move for Buyers Under 720 Credit
Think FHA loans are only for broke buyers? That myth is costing families thousands of dollars when they move to Middle Tennessee.
In this episode, I break down why FHA often beats conventional if you’re under a 720 credit score and putting less than 10% down. You’ll learn how FHA’s lower rates usually cancel out the upfront funding fee, why a 3.5% down payment is often all you need, and how to use FHA to house-hack your way into Nashville, Franklin, or Murfreesboro real estate.
After 23 years licensed in Tennessee, I’ve seen it all — and I’ll show you the simple math that most lenders and “Uncle Bob” don’t talk about. By the end, you’ll know whether FHA could be your golden ticket to Tennessee living.
Ready to run the numbers for yourself? Call or text me directly at 615.955.0461 — I answer 7 days a week.
- The biggest FHA myth that keeps buyers stuck
- Why FHA usually wins under 720 credit + <10% down
- How lower rates often wash out the upfront fee
- The Middle Tennessee house-hack play (duplex strategy)
- When conventional actually makes more sense
- Why moving to TN gives you more buying power — but why you shouldn’t get house-poor
Schedule your free consultation- http://schedulewithkeithgo.com
Send me a message - keith@keithgo.com