Yes! You Can Buy a Home with Keith Goeringer
Join Keith Goeringer, a seasoned loan officer with over 20 years of experience, as he guides you through the complexities of mortgage and home loan transactions. Whether you're a first-time homebuyer, a homeowner looking to refinance, or exploring options like Rent to Own, USDA loans, FHA loans, or VA loans, this podcast is your go-to resource.
Keith's extensive knowledge and dedication to smooth transactions ensure you get expert advice tailored to your needs. Each episode will break down the steps, tips, and insider secrets to help you navigate the mortgage process with confidence and ease.
Tune in to "Yes! You Can Buy a Home" and empower yourself to make informed decisions about your home financing journey. Whether you're buying your first home, refinancing, or exploring unique loan options, Keith is here to help you every step of the way.
Subscribe now and start your journey towards homeownership with confidence!
Episodes
39 episodes
Do You Really Have to Sell Your House Before You Buy Again?
You found the next house, but there’s one problem: you haven’t sold your current one yet.Does that mean you have to wait?Mark Madsen and I sat down with Bill Rogerson, President of Cash to Win, to talk through the options homeowne...
You have money in your 401(k), but not enough cash for the down payment
Do you cash it out?Not so fast.In this episode, I explain the difference between a 401(k) loan, a withdrawal, and an IRA distribution. I also walk through how I look at 5%, 10%, 15%, and 20% down, mortgage insurance, emergency res...
Under Contract With a Fake Preapproval Letter
The worst time to find out your mortgage preapproval was wrong is after your offer gets accepted.Now the inspection is scheduled. The appraisal is ordered. Earnest money is tied up. The seller expects you to close.Then und...
The Mortgage Payment That Lets You Sleep at Night
The mortgage payment you qualify for is not always the payment you should choose.In this episode, I break down how I look at debt-to-income ratio, why your maximum approval should not become your budget, and how I help buyers find a pay...
How Scammers Use Public Records To Trick Homeowners
You just bought a house. Congratulations.Now brace yourself—the scam letters are coming.Some look like ads. Easy to spot.But others? They look like BILLS. Official logos. Your exact purchase price. County records. Prop...
Your Student Loan Payment Is Back. Don’t Let It Wreck Your Credit.
If you have not made a student loan payment in years, check your account now.We are seeing borrowers with strong credit suddenly show new student loan late payments because they did not realize their payments had restarted.Some missed a...
The Pre-Purchase Zoom Most Homebuyers Never Get
Most homebuyers get a pre-approval letter. Far fewer get a real strategy before they start making offers.In this episode, I break down what happens during my Pre-Purchase Zoom and why I believe buyers need this conversation before they ...
How We Turned a 550 Mortgage Score Into a 679 Approval in Seconds
One late payment on a small credit card dropped a homebuyer's mortgage score to 550, low enough to threaten her entire purchase. A few minutes later, she had a qualifying score of 679.Here's the part that surprises people: we didn't rem...
You Got Pre-Approved... Now What? (Don't Make These Mistakes)
Getting pre-approved is a huge milestone, but it isn't the finish line. It's really just the beginning of the home buying process.One of the biggest misconceptions buyers have is thinking that once they're pre-approved, everything is fi...
Stop Losing Bidding Wars: How Bridge Loans Help Move-Up Buyers Win
Are you a move-up buyer tired of having your offers rejected? In today’s competitive real estate market, home sale contingencies have become the number one reason offers are being turned down by sellers. If your equity is trapped in your curren...
How to Boost Your Credit Score for a Mortgage: Mistakes to Avoid
I sit down with Dianna Thompson a mortgage expert on the new strategies to raise your score. Are you planning to buy a home? Before you pay off old debt, listen to this. In this episode, mortgage experts break down why paying off certain collec...
One Day Out of Bankruptcy and Still Have a Path to Buy
Think bankruptcy, lower credit, or rental struggles mean you cannot buy a home? In this episode of Yes You Can Buy a Home, Keith talks with Nicole from My Rent Solution about rent-to-own, lease purchase, credit strategy, and new homeownership o...
Should You Buy a Home Now or Wait? Keith Goeringer Talks With Wendy Green
In this episode of the Yes You Can Buy a Home podcast, Keith Goeringer sits down with Wendy Green of Green Property Brokers to talk about why waiting to buy a home often costs buyers more than they realize.Wendy shares how she gre...
Pre-Approved at the Perfect Payment — Then the House Pushed It Higher
A couple Keith worked with about a year ago walked away from their dream home over a $180-a-month gap. The bank said yes. Keith said yes. Nothing about the deal was risky.But the negotiated payment came in a little higher than the nu...
Building Wealth and Buying Your First Home with Trenton Miller
In this episode of the Yes You Can Buy a Home podcast, host Keith Garinger sits down with San Antonio real estate sensation Trenton Miller. Trenton shares his incredible journey from a small-town 18-year-old realtor...
What Actually Works in Real Estate Today
In this episode, we sit down with Josh Tessier of the Lee Tessier Team, one of the largest and most respected real estate teams in Maryland, for a deep, no-fluff conversation about what it really takes to succeed in real ...
How to Build Wealth Through Real Estate in Baltimore | Market Trends, Equity & Buying Strategies with John Crisafulli
Is now a good time to buy a home in Baltimore? In this episode of Yes, You Can Buy a Home, Keith sits down with top Baltimore real estate agent John Crisafulli of Remax First Choice to break down what’s really happ...
The Truth About Home Upgrades That Don’t Pay You Back
Most homeowners don’t realize they’re making the most expensive upgrade mistake until it’s too late. After 24 years in lending and thousands of buyer walkthroughs, Keith breaks down the upgrades that increase home value, the ones that shrink yo...
How to Spot a Real Pro Realtor in 5 Minutes (The Test Most Agents Fail)
After 23 years in the mortgage business, Keith reveals the brutal truth about real estate agents — and how to tell the pros from the pretenders before you waste your time.You'll Discover:• Why 48% of real estate inquiries get completely...
Why THDA Loans Can Fall Apart at the Last Minute (and How to Avoid It)
A THDA loan can be a great tool for first-time buyers — until it suddenly isn’t.In this episode, Keith shares a real story of a loan that died just two days before closing when an unexpected Verizon collection dropped a buyer’s credit score...
Fake Mortgage Mail Scams: How Homeowners Are Being Targeted
“Don’t Panic — That Mortgage Letter Might Be Fake”“Paper Phishing: The New Mortgage Scam Flooding Mailboxes”“Fake Refunds, Fake Escrow Issues, Real Scams”Homeowners across the country are getting h...
The TRUTH About Home Search Websites (What Lenders Won’t Tell You)
Buying a home doesn’t have to feel like navigating a maze blindfolded. Hosted by Keith Goeringer, a 23-year mortgage veteran, The Smart Homebuyer Podcast reveals the insider strategies, hidden pitfalls, and practical steps that save buyers mone...
The Big Beautiful Bill: How a 4-Year Window Can Save You Thousands
Most people think the new Big Beautiful Bill is just politics. But for families and business owners, it’s a game-changer: four years of stable tax rules.In this episode, Keith breaks down what the bill really means — and how client...
FHA Loans in Middle Tennessee: Why They’re a Smart Move for Buyers Under 720 Credit
Think FHA loans are only for broke buyers? That myth is costing families thousands of dollars when they move to Middle Tennessee.In this episode, I break down why FHA often beats conventional if you’re under a 720 credit score and putting l...
The Hidden Landmines That Blow Up Most Mortgages (And How AI Is Fixing It)
Most mortgage files don’t collapse because of rates or credit scores—they die because of hidden landmines and a broken 30-year-old process. In this episode, Keith pulls back the curtain on the biggest flaw in the mortgage industry, reveals an e...
