Retire Well with Kelly Racicot
Retire Well is the show for retirees & soon-to-be retirees where we discuss the 4 main pillars of a successful retirement strategy. Retire Well goes beyond the numbers and shares insights on how to optimize your health, secure your income, build a lasting legacy and find enrichment and purpose in your retirement.
Episodes
43 episodes
Episode 43 New Retirement Rules For 2025
On this episode, Kelly talks about some new retirement account rules that take effect for 2025. Whether you’re still working or retired you’ll want to be aware of how some of these new rules might impact you’re your retirement income planning.<...
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17:27
Episode 42 What is Holistic Planning and Why Your Retirement Needs It
A successful retirement plan should focus on more than just managing your financial accounts. This week we dive into holistic planning. What does mean? And how not taking a holistic approach to your retirement plan can lead to unexpected and of...
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16:44
Episode 41 Avoiding Scams That Target Retirees
On this Halloween edition of Retire Well, we’re shining a light on the frightening world of scams that target retirees. From too good to be true offers to tech savvy schemes, we’ll help you to avoid being tricked and protect your finances.<...
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Episode 41
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27:47
Episode 40 Phase 2 of Retirement Planning
When we think about retirement planning, we generally think about saving and investing for our future. But that’s only the beginning. It’s crucial to give proper thought to what’s next. On this week’s episode Kelly dives into how to manage your...
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Episode 40
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14:24
Episode 39 Big Changes Coming To Your Healthcare Plan
The Inflation Reduction Act is making a BIG impact on Medicare prescription drug plans in 2025. This week Kelly shares how this legislation affects Medicare and if you’re over 65 how your employer plan may be impacted. Interestin...
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17:26
Episode 38 Do I Still Need Life Insurance in Retirement
Most people have been told they wouldn’t need life insurance once they retire, but is that true for everyone? This week Kelly talks about who might still need life insurance in their retirement years and also shares a few ways to use life insur...
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Episode 38
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16:37
Episode 37 Managing Your Finances During Election Year Madness
It’s hard to escape the noise that the surrounds the Presidential election. This week on the show we address some of the fears surrounding how election results impact your future retirement plans and what you should do about it. ...
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15:36
Episode 36: Your Retirement Questions Answered
This week on week on Retire Well Kelly will be answering questions from our listeners. We’ll be covering topics on Medicare, Income planning and mortgages in retirement. These are the questions that our Retire Well community wants to know...
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20:39
Episode 35 The Looming Long Term Care Crisis
This week on Retire Well, we’re taking on the subject of long-term care. With 10,000 baby-boomers turning 65 every day, a care crisis is looming, and your retirement plan should be ready. Kelly will dive deep into the increasing aging populatio...
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Episode 35
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22:19
Episode 34 The Simple Truth About Annuities
This week on Retire Well, Kelly shares some truth on annuities. We’ll dive deep into the pros and cons of using annuities in retirement, why these products are so misunderstood and when they might make sense for your retirement.Intere...
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Episode 34
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19:54
Episode 33 Creating Flexibility in Your Retirement Plan
This week on Retire Well we explore why having the ability to pivot when life throws your plans of track is vital to your retirement success. Having an element of flexibility will allow you to make necessary adjustments and help you to feel mor...
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Episode 33
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13:01
Episode 32 Timing Your Claim: Filing Strategies for Social Security
This week on Retire Well we dive into the one of the biggest retirement questions; should you delay filing for Social Security or file early. Kelly shares insights on why it may be a good idea to delay filing your benefits and why claiming earl...
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17:09
Episode 31 - Retirement Under the Pressure of Inflation
Retire Well is back with a brand new episode. This week Kelly shares information on the inflation we are all experiencing and why it’s especially important for retirees to account for rising costs to ensure retirement success. In this epi...
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16:23
The Fear of Spending in Retirement
This week’s episode tackles the common fear of spending in retirement. We’re taught all through our working lives to save and sacrifice so that we can have a good retirement, but no one tells us how to flip the switch to become spenders. <...
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12:18
Roth Conversions: To Convert or Not To Convert
Episode 29 Roth Conversions: To Convert or Not To ConvertRoth conversions are all the rage, but are they right for your retirement? This week Kelly explores when you might decide to pass on the Roth opportunity. ...
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Episode 29
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14:11
Episode 28 Taxes and Your Retirement (Part 2)
Paying income taxes is part of life, but good tax planning in retirement can go a long way to making your money last longer. On this week’s episode Kelly talks about estate taxes, the widow’s tax and Roth conversions.Interesting...
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Episode 28
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18:04
Episode 27 Taxes and Your Retirement
Episode 27 Show NotesEpisode 27 Taxes and Your Retirement Paying income taxes is part of life, but good tax planning in retirement can go a long way to making your money last longer. On this week’s episode Kelly ...
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15:06
Episode 26 Why Everyone Needs an Estate Plan
Do you think estate planning is only for the wealthy? Think again! This week on the show Kelly talks with Bo Moore about the importance of planning for your estate to pass on to the next generation. Proper planning will go a long way in maintai...
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Season 1
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Episode 26
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16:38
Episode 25 How Does Medicare Pay for Cancer Care
Episode 25 How Does Medicare Pay for Cancer CareIncreased age is the greatest risk factor for cancer. Nearly 60% of cancer patients are aged 65 or older. So it’s an important consideration for your retirement planning, especially when it c...
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Season 1
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Episode 25
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11:53
Episode 24 Are you Making These Top 3 Estate Planning Mistakes
This week on the show, Kelly shares the Top 3 mistakes that most people make when it comes to planning their estate. Life changes and so should your plan.Kelly will be presenting her Enhanced Planning Workshop at the Young Peoples Communit...
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Season 1
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Episode 24
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17:08
Episode 23 Is Phased Retirement the New Retirement?
This week on the show, Kelly discusses the changing landscape of retirement.Retirement as we know it is changing. American’s are living longer than ever before andplanning for the next 30 years goes beyond the funding of retirement. M...
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Season 1
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Episode 23
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18:07
Episode 22 Retirement Advice for the Next Generation of Retirees
This week is a special episode just in time for the holidays. Kelly will be sharing nuggets of retirement wisdom shared by her longest-lived clients. You won’t want to miss this episode! Kelly is the agency owner of Hometown Retiremen...
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Season 1
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Episode 22
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15:18
Episode 21 Planning Ahead For Your Future Care
This week Kelly shares another important conversation with Bo Moore of Seven Mountains Media in Johnstown about planning for long-term care and why it’s important to plan ahead of time. Statistics show that 70% of retirees over the age of 65 wi...
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Season 1
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Episode 21
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16:52
Episode 20 Should You Be Considering a Roth Conversion
It seems like the buzz word in the financial world these days is Roth IRAs and Roth Conversions. So what’s all the hype? This week on the show, Kelly shares when it might make sense to pay the tax now for the potential for tax free distribution...
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Season 1
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Episode 20
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17:02
Episode 19 Taking the Stress Out of Holiday Spending
The holiday season can be stressful when you’re on a fixed income. On this week’s episode Kelly shares some tips on how you can spend wisely this year.Kelly is the agency owner of Hometown Retirement Specialists, LLC. She specializes in wo...
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Season 1
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Episode 19
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11:13