Centsational Women Investing

Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!

Investing is only for rich men in suits… right? LOL. Nope. Not here.

Whether you:

- Don’t know what a portfolio is
- Feel intimidated by the word “investing” and by the whole process
- Or secretly worry you’re “just not a money person”…

You’re in the right place.

I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress.

I didn’t grow up knowing any of this.

Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients.

But that’s when I started. Slowly, awkwardly, imperfectly.

Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required.

If you’ve ever thought:

“I’m too behind…”
“I’m bad with numbers…”
“Investing isn’t for someone like me…”

Press play — and get ready to prove yourself wrong.

We’ll prove you wrong (and you’ll thank us later).

🎧 Ready to take the first step?
Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing.

👉 👉 Click HERE to save your spot instantly

Legal disclaimer

Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.

Episodes

192. How Luzie Went From Financial Confusion to Investing as a US Expat in Europe

Are you still relying on banks or “experts” to manage your money because investing feels too complicated?You’re not alone. In this episode, you’ll hear how Luzie went from confusion and hesitation to confidently managing her own investme...

March 26, 2026 • Episode 192 • 18:18

191. How to Build Wealth in Your 20s, 30s, 40s & Beyond

Have you been telling yourself you’re behind with money? In this episode, we’re breaking down how to build wealth in your 20s, 30s, 40s, and beyond without shame, perfection, or needing to “catch up” overnight. You’ll learn what to focus on in ...

March 23, 2026 • Episode 191 • 21:10

190. How Marie-Aude Went From Confused About Investing to Feeling Financially Confident

Ever had that moment where you think you’ve got your finances “kind of under control”…but deep down you know something’s missing?Like… you’re earning, saving, maybe even investing a little…but if someone asked you ...

March 19, 2026 • Episode 190 • 23:35

189. Do Wars Crash the Market? Here’s What History Shows

Do wars and global crises really cause stock markets to collapse?When dramatic world events dominate the headlines, many investors assume markets will crash and stay down. In this episode, you’ll discover:What markets histori...

March 16, 2026 • Episode 189 • 6:31

188. Why Thatiana Didn’t Start Investing — Even After the Books, Courses & Advice

In this episode, you’ll hear the story of Thatiana — a linguist, a mother, and a woman who once felt completely lost when it came to money and investing. Surrounded by people who talked about finance but never truly explained it, she spent year...

March 12, 2026 • Episode 188 • 26:34

178. 6 Subtle Signs You’re Facing Economic Abuse — Even in a “Good” Relationship

What if financial control looked… loving?Has anyone ever told you, “You don’t need to work I’ve got you”? It sounds sweet, even supportive — but in today’s episode, we explore when that dynamic crosses into economic abuse.Here’s w...

February 05, 2026 • Episode 178 • 8:36

177. Why Your Heart Rate Matters More Than the Stock Price

Are you watching the market or just watching your anxiety rise?If checking your portfolio gives you heart palpitations, this episode is for you. Because the real risk in investing isn’t the number on the screen… it’s how you resp...

February 02, 2026 • Episode 177 • 11:07

176. Think You’re Not Ready to Invest? That’s Exactly When You Should Start

Think you need thousands to start investing?Most women believe investing is only for the wealthy but that mindset is costing them years of growth. The truth? Compounding doesn’t reward big starts. It rewards early, consistent ones.Th...

January 29, 2026 • Episode 176 • 7:19

175. Should You Hire a Financial Advisor If You're a Woman Starting to Invest?

Should you hire a financial advisor or is that just what everyone tells you to do?If you’re a woman who wants to start investing but feels unsure about doing it alone, this episode is made for you.In this episode, you’ll learn:

January 26, 2026 • Episode 175 • 10:02

174. The Budget Mistake Too Many Women Investors Make — And Why It Costs More Than Money

Are you investing your time, energy, or even money but still feel like your financial future isn’t really yours?If you’re a woman building wealth, you’ve probably been told to focus on investing strategies or income...

January 22, 2026 • Episode 174 • 6:54

173. How to Build Passive Income Without Picking Stocks

Are you making investing harder than it needs to be and missing out on true financial freedom?If you've ever felt overwhelmed by financial jargon, pressured to chase the next “hot stock,” or unsure where to even begin as a woman investor...

January 19, 2026 • Episode 173 • 8:01

172. Why Women Say Yes to Unpaid Work — And How to Set Financial Boundaries to Protect Yourself

Are you working in your partner’s business or managing your household without ever seeing a paycheck?Invisible labor isn’t just “help.” It’s work. And without clear financial boundaries, it can quietly cost you your independence, securit...

January 15, 2026 • Episode 172 • 8:06

171. Tax Tips for Women in Europe: How to Pay Less (Legally!) Before You Start Investing

Are you investing in Europe without knowing your local tax benefits?You could be handing over thousands in avoidable taxes simply because no one told you what to look for.In this episode, you’ll learn the four main types of tax-advan...

January 12, 2026 • 8:58

170. Money and Relationships: 3 Ways Couples Can Share Finances — And Why 50/50 Can Backfire

Is your money system with your partner actually fair or just equal on paper?You plan your life together. But what about your finances? If you’ve ever felt awkward bringing up money, uncertain about your contribution, or se...

January 08, 2026 • Episode 170 • 8:39

169. How Missing Just 10 Days in the Market Can Cut Your Returns in Half

Ever thought, “I’ll invest once the market feels safer” and then waited a little longer than you planned?In this episode, we unpack why trying to time the market feels responsible especially for smart, driven women but can quietly sabota...

January 05, 2026 • Episode 169 • 7:42

168. How to Talk Money With Your Partner Without Killing the Vibe

Money isn’t just numbers.It’s safety, power, trust and that’s why talking about it can feel so hard.In this episode, we unpack:→ Why money conversations turn awkward or explosive (even in loving relationships)→ The 3 mistakes...

January 01, 2026 • Episode 168 • 7:41

Centsational Women Investing

Episodes

192 episodes

192. How Luzie Went From Financial Confusion to Investing as a US Expat in Europe

191. How to Build Wealth in Your 20s, 30s, 40s & Beyond

190. How Marie-Aude Went From Confused About Investing to Feeling Financially Confident

189. Do Wars Crash the Market? Here’s What History Shows

188. Why Thatiana Didn’t Start Investing — Even After the Books, Courses & Advice

187. Why Uncertain Times Are the Best Time to Learn to Invest

186. How Kate Took Control of Her Money and Started Investing in Her 50s

185. What Smart Investors Are Doing Right Now in Uncertain Markets

184. Why Letting Him Handle the Investing Can Cost You

183. How to Choose the Best Broker if You’re Investing From Europe

182. How Unpaid Work Can Leave Women Vulnerable to Economic Abuse

181. Why Avoiding Market Volatility Is Hurting Your Wealth More Than You Think

180. Why Fear of Losing Is Holding Women Back From Investing

179. How to Choose a Tax-Efficient Broker (And Avoid Costly Mistakes)