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Centsational Women Investing
Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!
Investing is only for rich men in suits… right? LOL. Nope. Not here.
Whether you:
- Don’t know what a portfolio is
- Feel intimidated by the word “investing” and by the whole process
- Or secretly worry you’re “just not a money person”…
You’re in the right place.
I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress.
I didn’t grow up knowing any of this.
Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients.
But that’s when I started. Slowly, awkwardly, imperfectly.
Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required.
If you’ve ever thought:
“I’m too behind…”
“I’m bad with numbers…”
“Investing isn’t for someone like me…”
Press play — and get ready to prove yourself wrong.
We’ll prove you wrong (and you’ll thank us later).
🎧 Ready to take the first step?
Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing.
👉 👉 Click HERE to save your spot instantly
Legal disclaimer
Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.
Episodes
226 episodes
226. The Centsational Aperitivo: The Money That Buys You the Right to Walk Away
Your grandmother's generation had a name for it and they kept it a secret, tucked in a drawer. In this episode of the Centsational Aperitivo, we're pouring a slightly spicier glass and talking about something almost no one teaches women directl...
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225. Espresso & the Economy: The Ex Who Only Texts When You've Moved On
There's a moment almost every woman knows. It's late, you're on your phone, and a stock — a sector, a "theme" — keeps coming up. The chart is going up and up, someone you know apparently made a lot, and something in your chest does a little fli...
224. Money & Martinis: The Birkin Test: Would You Buy It If No One Could See It?
In this episode, we pour the martinis and ask the one question that quietly separates a real investment from an expensive way to feel important: would you buy this thing if you could never show it to anyone or tell anyone about it?...
223. Espresso & the Economy: Robots, Electricity, and the End of the Rule That Built the Global Economy
For 40 years, the entire global economy has run on one simple rule. A humanoid robot working full shifts on a factory floor just started to break it and almost nobody is explaining what it means.In this Espresso & the Economy, we unp...
222. The Ask: You Teach People How to Treat You — Including Your Boss
Somewhere in a sunlit café in Paris, the four of us leaned in to talk about the one thing most women would rather avoid entirely: asking for more money.Because here's the truth we kept coming back to — you teach people how to treat you. ...
221. Espresso & the Economy: The Cozy Money Mistake Costing European Women a Fortune
Your friend at dinner says it with total confidence: "I only invest in Europe I like to keep my money where I understand it." Everyone nods. It sounds wise. It sounds grounded :) It's also costing her.In this Espresso shot, Fran...
220. The Centsational Aperitivo: Botox, Highlights, and Retirement!
Let's do something a little dangerous over our espresso today: let's actually add it up.The hair. The nails. The lashes. The facials, the massages, the gels, the "one more" moisturiser on an already full shelf. None of it is something to...
219. Espresso & the Economy: Is This a Bubble?
Everyone's whispering the word "bubble" right now — and the headlines want you scared before you understand anything. In this Espresso episode, Francesca shows you why "is this a bubble?" is the wrong question, and the one simple test that turn...
218. The Centsational Aperitivo: "I Thought I Was Too Stupid to Invest"
I'd love to start… but I don't understand enough yet.If you've ever said it, this one's about you and it's not what you think. Over a cocktail, Francesca, Melanie and Kristin take apart the most paralyzing sentence in a woman's ...
217. Elon Musk Salary and Why That Should Change How You See Your Own Money
The richest man alive reportedly pays himself a salary of just $54,080 a year. It's true and almost everyone read it backwards.In this episode:Why "he only earns $54,080" is completely true and completely beside the point
216. Why Your Extra Income Keeps Disappearing (And How to Turn It Into Wealth)
Most women treat extra income as spending money… a little reward, a treat, a "I earned it so I can enjoy it." And then it quietly disappears. In this episode, Melanie shows you why that one decision is the difference between a side project and ...
215. Own the Canal, Not the Ship: The Real Money Is Never Where Everyone's Looking
Everyone watches the ship. Almost no one watches the canal.In this episode, I share one mental model that, once you see it, you can't un-see, the quiet reason the obvious investment is almost never the one that makes people wealthy. We'l...
214. Is It Too Late to Start Investing? The Truth for Women Over 40, 50 & 60
You'll hear why women say "it's too late" about money with a grief they'd never feel about learning a language, what to do if you're starting at 50 or 55, how to set a goal that's actually realistic, and why the answer is almost always: it's no...
213. The Most Expensive Investing Mistake Women Make at Market Highs
You finally did it. You put money in the market. Things are going well and instead of feeling good, you feel tense. You're watching the number, waiting for it to all fall apart.That feeling has a name, a mechanism, and a cost. And if you...
212. You Know What to Do With Your Money. So Why Aren't You Doing It?
You've done the research. You understand the strategy. You even agree with it. And yet you still haven't done it.Today I'm joined by Kristin, our certified somatic and accountability coach inside the Academy, and we're going somewhere mo...
211. Why Markets Keep Rising And the Hidden Force Most Investors Have Never Heard Of
Most people think they understand why stock markets go up. Companies do well, prices rise. Simple, right?Not quite.There are actually two completely separate forces that drive markets higher and if you only know one of them...
210. Are You Running Out of Time? Every Woman Thinks She Missed the Train
Every week a woman asks us this question a little quietly, a little ashamed: is it too late for me to start?In this episode Francesca sits down with the full Centsational Women team to answer it honestly. No false comfort. No "i...
209. The Inflation Nobody Can Fix — And What Smart Women Do About It
Prices are rising. Wages aren't keeping up. And yet the stock market just hit an all-time high. If that feels confusing — this episode is for you.In today's episode I break down why the inflation we're living through right now is fundame...
208. Still Waiting to Feel Ready? This Is Why.
You've read the articles. You've listened to the podcasts. You understand the basics. So why haven't you started investing yet?Spoiler: it's not because you don't know enough.This week, Francesca sits down with KristIn, our...
207. You Got a Pay Rise. So Why Do You Feel Broker Than Ever?
You got a pay rise this year. So why does money still feel tight?In this episode, we break down one of the most important — and most quietly confusing — things happening in the economy right now: the difference between what your salary s...
206. What If I Lose Everything? The Honest, Layered Answer
There's one question that comes up more than almost any other when women think about investing: What if I lose all my money?In this episode, Francesca sits down with three members of the Centsational Women team to give this ques...
205. The Four-Step Chain That Connects Oil Prices to Your Investments
Every week, the financial news mentions oil. Inflation. Interest rates. Markets going up or going down. And for most women, it all feels like background noise — vaguely relevant, but not really for them.It is for you. All of it.In...
204. The Wealth Order of Operations Nobody Taught You
Everyone talks about where to invest. Almost nobody talks about getting the foundation right first.In this episode, Francesca sits down with Melanie, Head of Wealth Advisors, and Dagmar, COO of Centsational Women, for the conversation mo...
203. The Market Is Climbing. Your Cash Isn't. Here's What That Actually Means.
Maybe you've noticed the financial news lately. Markets moving. Headlines multiplying. Everyone seeming to have an opinion.And maybe — like a lot of the women I talk to — you've been half-watching all of it, feeling vaguely confused, vag...
202. The 'I'm Bad With Money' Story Isn't Yours. Here's Who Put It There.
In this episode, I'm walking you through the distinction that changes everything — the difference between a capability gap and a responsibility gap — and why most women who believe they can't do this are actually women who wer...