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Centsational Women Investing
Welcome to Women Investing: Investing Made Simple for European Women the money podcast for women who live anywhere in the European Continent and want to invest but have no idea where to start. Whether you’re in the EU, the UK, Switzerland, or anywhere else in Europe you’re in the right place. We welcome everyone who calls Europe home, including expats and Americans living here!
Investing is only for rich men in suits… right? LOL. Nope. Not here.
Whether you:
- Don’t know what a portfolio is
- Feel intimidated by the word “investing” and by the whole process
- Or secretly worry you’re “just not a money person”…
You’re in the right place.
I’m Francesca Torre and every Monday and Thursday, I break down personal finance, money mindset, and beginner investing in plain English with zero shame, spreadsheets, or stress.
I didn’t grow up knowing any of this.
Even during my early years as an investment banker, I was terrified to invest my own €1,000 despite managing millions for clients.
But that’s when I started. Slowly, awkwardly, imperfectly.
Now? I built a 7-figures portfolio and as the founder of Centsational Women (#1 Investing Academy for Women in Europe) I’ve helped hundreds of European women grow their money with confidence no finance degree (or spreadsheets) required.
If you’ve ever thought:
“I’m too behind…”
“I’m bad with numbers…”
“Investing isn’t for someone like me…”
Press play — and get ready to prove yourself wrong.
We’ll prove you wrong (and you’ll thank us later).
🎧 Ready to take the first step?
Join my free investing workshop, made for women in Europe who are ready to stop Googling and start growing.
👉 👉 Click HERE to save your spot instantly
Legal disclaimer
Content on this podcast is for educational purposes only and not financial advice. The content hereby broadcast does not include any personalized investment advice nor any recommendation. Likewise, the content is not aimed at the remote promotion or distribution of financial products or investment services. Views expressed are personal opinions. Investing involves risks. Perform your own research. Please refer to our Terms & Conditions on our website.
Episodes
211 episodes
211. Why Markets Keep Rising And the Hidden Force Most Investors Have Never Heard Of
Most people think they understand why stock markets go up. Companies do well, prices rise. Simple, right?Not quite.There are actually two completely separate forces that drive markets higher and if you only know one of them...
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210. Are You Running Out of Time? Every Woman Thinks She Missed the Train
Every week a woman asks us this question a little quietly, a little ashamed: is it too late for me to start?In this episode Francesca sits down with the full Centsational Women team to answer it honestly. No false comfort. No "i...
209. The Inflation Nobody Can Fix — And What Smart Women Do About It
Prices are rising. Wages aren't keeping up. And yet the stock market just hit an all-time high. If that feels confusing — this episode is for you.In today's episode I break down why the inflation we're living through right now is fundame...
208. Still Waiting to Feel Ready? This Is Why.
You've read the articles. You've listened to the podcasts. You understand the basics. So why haven't you started investing yet?Spoiler: it's not because you don't know enough.This week, Francesca sits down with KristIn, our...
207. You Got a Pay Rise. So Why Do You Feel Broker Than Ever?
You got a pay rise this year. So why does money still feel tight?In this episode, we break down one of the most important — and most quietly confusing — things happening in the economy right now: the difference between what your salary s...
206. What If I Lose Everything? The Honest, Layered Answer
There's one question that comes up more than almost any other when women think about investing: What if I lose all my money?In this episode, Francesca sits down with three members of the Centsational Women team to give this ques...
205. The Four-Step Chain That Connects Oil Prices to Your Investments
Every week, the financial news mentions oil. Inflation. Interest rates. Markets going up or going down. And for most women, it all feels like background noise — vaguely relevant, but not really for them.It is for you. All of it.In...
204. The Wealth Order of Operations Nobody Taught You
Everyone talks about where to invest. Almost nobody talks about getting the foundation right first.In this episode, Francesca sits down with Melanie, Head of Wealth Advisors, and Dagmar, COO of Centsational Women, for the conversation mo...
203. The Market Is Climbing. Your Cash Isn't. Here's What That Actually Means.
Maybe you've noticed the financial news lately. Markets moving. Headlines multiplying. Everyone seeming to have an opinion.And maybe — like a lot of the women I talk to — you've been half-watching all of it, feeling vaguely confused, vag...
202. The 'I'm Bad With Money' Story Isn't Yours. Here's Who Put It There.
In this episode, I'm walking you through the distinction that changes everything — the difference between a capability gap and a responsibility gap — and why most women who believe they can't do this are actually women who wer...
201. How to Stop Letting the News Destroy Your Investment Returns
The news this week was heavy. Geopolitical tension, market volatility, headlines designed to make you feel like something is about to go very wrong with your money.In this episode, I use that moment as a window into one of the most impor...
200. You're Not Unprepared. You're Afraid of Being Wrong
This is episode 200. And to mark it, we're going somewhere important.Because if you've ever felt like you know enough to invest — but still haven't fully done it — this episode is for you. Not because something is wrong with you. But bec...
199. When Markets Feel Scary, This Is What Calm Investors Actually Know and Do
Have you ever checked your investment account during a scary week in markets and immediately wished you hadn't?Last week, oil prices surged. Headlines were loud. Markets wobbled. And for millions of women who are either already investing...
198. She Built Wealth in Secret. What That Taught Her About Money and Freedom.
Have you ever had a dream you weren't ready to say out loud yet?If you've ever felt like you couldn't be fully seen — not yet — this episode is going to hit differently.In this episode, you'll discover:Why starting in ...
197. The Investment That Keeps Growing When Everything Else Falls Apart
Did you know there was an asset last week that was quietly set up to win — whether the conflict in the Middle East continued or ended?Most women scroll past the financial news, feel vaguely anxious, and assume it has nothing to do with t...
196. Why Your Body Pushes Away Wealth And How to Rewire It
Are you unknowingly pushing money away even when you’re working harder than ever to earn it?In this episode, you’ll discover:How subconscious beliefs formed early in life are silently capping your incomeWhy earning m...
195. The Women Building Wealth Aren't More Disciplined. They're Doing This Instead
Are you still trying to “be better” with money… but nothing actually sticks?Most women are taught to rely on discipline instead of building financial systems that actually work in real life. This episode breaks down why that approach kee...
194. Can a Side Business Actually Replace Your Salary? The Honest Truth
Have you ever thought about starting an online business to earn more and finally have more time for yourself? In this episode, we explore what it really means to build income and freedom in a sustainable way—and how to avoid creating a business...
193. Why Your First Instinct When Markets Drop Is Almost Always Wrong
Are you interpreting every market drop as a sign you’ve done something wrong?In this episode, you’ll learn:How to reframe market volatility so it stops feeling like danger and starts feeling normalThe 3 mental models...
192. Everything They Don't Tell You About Investing When You Move to Europe
Are you still relying on banks or “experts” to manage your money because investing feels too complicated?You’re not alone. In this episode, you’ll hear how Luzie went from confusion and hesitation to confidently managing her own investme...
191. How to Build Wealth in Your 20s, 30s, 40s & Beyond
Have you been telling yourself you’re behind with money? In this episode, we’re breaking down how to build wealth in your 20s, 30s, 40s, and beyond without shame, perfection, or needing to “catch up” overnight. You’ll learn what to focus on in ...
190. How Marie-Aude Went From Confused About Investing to Feeling Financially Confident
Ever had that moment where you think you’ve got your finances “kind of under control”…but deep down you know something’s missing?Like… you’re earning, saving, maybe even investing a little…but if someone asked you ...
189. Do Wars Crash the Market? Here’s What History Shows
Do wars and global crises really cause stock markets to collapse?When dramatic world events dominate the headlines, many investors assume markets will crash and stay down. In this episode, you’ll discover:What markets histori...
188. Why Thatiana Didn’t Start Investing — Even After the Books, Courses & Advice
In this episode, you’ll hear the story of Thatiana — a linguist, a mother, and a woman who once felt completely lost when it came to money and investing. Surrounded by people who talked about finance but never truly explained it, she spent year...
187. Why Uncertain Times Are the Best Time to Learn to Invest
Is global uncertainty making you hesitate to start investing?When headlines are filled with geopolitical tension and economic uncertainty, it’s natural to feel like now is the worst possible time to start investing. But that reaction is ...