Mechanics of Money

Acquisitions & Asphalt: The Truth About SBA Loans and Buying a Business

Sam Silverman | Silverman Capital Season 1 Episode 2

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0:00 | 1:02:53

Most people don't realize an SBA loan for a small business acquisition requires a personal guarantee on everything you own: your house, your savings, your future income.

In this episode, Sam Silverman and Chris Wirthlin break down the three real paths into business ownership: building from scratch, buying with an SBA loan, or passively investing through preferred equity. 

We cover why EBITDA doesn't equal cash in your pocket, how two bad months of seasonality can wipe out a small business, and why a high-paying W-2 may be one of the most underrated wealth vehicles most people give up too early.

Episode 2 of Acquisitions & Asphalt. New episodes Tuesdays.

Silverman Capital: https://silvermancapital.co