Mechanics of Money
Stop saving. Start allocating.
Mechanics of Money is the technical manual for high-net-worth individuals moving from "High Earner" to "Sophisticated Allocator."
Hosted by Sam Silverman (Silverman Capital), this show strips away the "get rich quick" hype to focus on the operational and financial mechanics of wealth preservation. We sit down with founders, fund managers, and tax strategists managing billions in assets to decode exactly how the ultra-wealthy structure their capital.
We cover:
• Private Markets: Deep dives into Multifamily Syndications, Private Credit, and PE.
• Tax Strategy: Advanced frameworks like 1031 Exchanges, Bonus Depreciation, and Opportunity Zones.
• Risk Management: How to vet operators and protect your downside.
Whether you are looking to place your first $50k into a syndication or managing an 8-figure family office, we provide the blueprint.
Subscribe to the weekly newsletter: https://www.mechanicsofmoney.co
Invest with Silverman Capital: https://silvermancapital.co
Episodes
125 episodes
You Bought a Business. Why Aren't You Getting Paid? | Blake Harber
Buying a company gives you ownership. It may also give you a repair job, an unfamiliar sales cycle, and a long wait before you can take cash home.Blake Harber, founder and m...
The Tax Break Every Founder Should Know Before Selling | Brian Lamb
Years at a startup do not necessarily mean years holding qualifying stock. For founders and employees with equity, that distinction can matter long before a business is sold.Bria...
Why He's Cutting Back on Angel Investing After 200+ Deals | Adam Spector
A startup investment can look successful long before it produces spendable cash. Adam Spector has backed more than 200 early-stage companies, and he is reducing how much of his own portfolio he wants in that world.Adam is a four-...
Deferred Sales Trusts After a Business Sale: Who Controls the Money? | Brett Swarts
A founder can sell a business and still have important limits on how the proceeds are accessed and invested. What changes when the exit produces a promissory note instead of unrestricted cash?Brett Swarts is the Founder & CEO...
Why Franchises Could Win the AI Economy | Andy Louis-Charles
A franchise location and a franchise brand can participate in the same customer sale while carrying very different costs, responsibilities, and incentives. That distinction is where this conversation starts to get useful.Andy Lou...
Why $100M Can Still Feel Empty: The Psychology of Enough | Brian Portnoy
What is money still supposed to do after it has already bought financial security? A larger balance sheet can expand your options, but it cannot decide which options make a life meaningful.Brian Portnoy, PhD, CFA, is the founder ...
Why Ownership Beats a Bigger Sales Paycheck | Sam Jacobs
High income is not the same thing as wealth. For a revenue leader, the bigger question is whether the next five years should be spent maximizing cash compensation, or whether the next 20 should be spent building and owning an asset.Sam ...
Why a Full-Time LP Is Still Holding Cash | Jeremy Roll
Putting capital to work can feel productive. But when a private deal locks that capital away for five years - and possibly ten - patience may be the more active decision.Jeremy Roll is President of Roll Investment Group and a full...
From $500M on Paper to 8 Unicorn Investments | Martin Tobias
What happens when your net worth reaches $500 million, but exists almost entirely on paper? For Martin Tobias, watching that concentrated position fall roughly 90% became a lasting lesson about liquidity, risk, and the difference between app...
The Psychology Of Money, Marriage, And Raising Wealthy Kids | Megan McCoy, Ph.D.
How much of your financial life have you never said out loud to another person, and what is that silence actually costing you?Sam sits down with Dr. Megan McCoy, the first Certified Financial Therapist and Acting Chair of the Per...
How to Turn Business Spending Into Free Business Class Flights | Colin Stroud
You're sitting on a pile of credit card points and no real idea what they're worth. What if the same balance that gets you a $600 hotel room could get you an $1,800-a-night suite instead? And what if the reason you can never find award avail...
Why Founders Get Depressed After Selling Their Company | Jerome Myers, CEPA
What happens when you sell your company, deposit more money than you've ever had, and immediately feel worse than before?Sam sits down with Jerome Myers, Certified Exit Planning Advisor, founder of Exit to Excellence, and author ...
Turning $2M Into a $20M Tax Loss: Inside the Strategies of the Ultra Wealthy | Noah Rosenfarb, CPA
What's the difference between the entrepreneur who pays full capital gains tax on a $20M exit and the one who pays almost none? Usually, it's not income. It's whether anyone on their team was hired to plan ahead.Sam sits down wit...
Running a US Real Estate Fund From a Costa Rica Surf Town | Sarah Miskelly
How do you run a US real estate fund, SEC-regulated, entirely US-based investors, from a surf town in Costa Rica, and still turn down most of the deals you're offered?Sam sits down with Sarah Miskelly, founder and fund man...
Lifestyle by Design After Building a Multiple 8-Figure Business | Arman Taheri
How did a COVID-era face mask business become the launchpad for an 8-figure service company, and a life built entirely by design?Sam sits down with Arman Taheri, co-founder and CEO of TalentPop, a talent solutions co...
What 8,000 Millionaires Taught Me About Money | Tad Fallows
What do 8,000 millionaires actually do with their money, and what can you learn from the patterns?Sam sits down with Tad Fallows, co-founder of Long Angle, a community of over 8,000 high- and ultra-high-net-worth members focused ...
How to Build a $200M Portfolio Outside the Stock Market | Mathew Owens
Mathew Owens is a CPA who quit his corporate job in 2006, got hit by the 2008 crash, lost everything, and paid back every investor before rebuilding from scratch. Today, he's flipped over 1000 houses, raised $200M+ in private capital, lent $500...
Nobody Talks About What Happens After You Buy the Business | Acquisitions & Asphalt
Everyone makes content about buying businesses. But once the deal closes and you actually have to grow the thing? That's where the real playbook starts, and almost nobody talks about it.In this episode of the Acquisitions & Asph...
Why This Fund Makes the Most Money When Markets Crash | Vuk Vuković
What if the best market signal didn't come from Wall Street — but from 3,500 retail traders on social media?Sam sits down with Vuk Vuković, co-founder of Oraclum Capital, a systematic hedge fund that uses crowdsourced intel...
How Pilots & Doctors Legally Write Off Their W-2 Income | Mechanics of Money
Most high earners are told the same thing: your W-2 salary can't be sheltered. Tait Duryea built a firm proving otherwise.In this episode of Mechanics of Money, Sam Silverman sits down with Tait Duryea: third-generation airline pilot an...
From $3,000 to $100M/yr: The Cove Blueprint | Mechanics of Money
Alec Todd is the co-founder and CFO of Cove, the lifestyle apparel brand you've probably already seen all over your Instagram feed. He and his twin brother Sean built Cove from a $3,000 investment into a $100M/yr revenue machine, fully bootstra...
Why You Can Take More Risk at 22 Than at 50 | Mechanics of Money
Risk tolerance isn't about bravery. It’s a mathematical formula based on your life stage, your sunk costs, and your monthly overhead.In this solo session of Mechanics of Money, Sam Silverman explains why a 22-year-old oft...
Paving Acquisitions & Operations: A 30-Year Industry Leader's Full Breakdown | Acquisitions & Asphalt
Wall Street suits think they can roll up blue-collar businesses with just a spreadsheet. But without true boots-on-the-ground experience, they usually end up buying a fleet of broken equipment and alienating the entire workforce.In this ...
Quitting Deloitte to Buy Paving Companies: The Reality of SMB M&A | Acquisitions & Asphalt
Climbing the Big 4 partner track is supposed to be the ultimate career goal. But for those on the inside, it often just feels like pledging a 10-year corporate fraternity.In this episode of the Acquisitions & Asphalt series, Sam Silv...
How to Structure a Business Acquisition (M&A Deal Mechanics) | Acquisitions & Asphalt
Retail buyers fight to the death over the multiple. Institutional buyers obsess over the deal structure.In episode 3 of the Acquisitions & Asphalt series, Sam Silverman and Chris Wirthlin explain why the price you pay for a ...