One of the most confusing topics that riddles us all is how health insurance plans work.  For years I worked for large companies that had entire departments that took care of all of our health insurance needs – and did a great job of prote...

Sean Introduction:  Open enrollment – two words that each of us know are coming at the end of the year, but none of us are that ready.  In a recent conversation with my wife, I explained how confused I am with benefit plans and which ...

The advent of the internet is probably the only historical event that challenges its’ horrible technochild – CyberCrime.  Cybercrime worldwide is estimated to hit $10.5 trillion in 2025.  More scary, Cybercrime is estimated to be incr...

The initial concept of River of Nickels was coined by our good buddy Jim Yount.  While you may step over a nickel because you felt it wasn’t worth your time, what if picking up a nickel led to many nickels which then led to dimes, quarters...

We all have a recent story of the rising cost of insurance and how we have seen the changes that affect each of our daily lives.  I was recently in a conversation with a friend that was explaining a flood in one of their factories and alth...