Ease the Burden of Student Loans

Student loan repayment with Emma Crawford, a certified financial planner who specializes in student loan strategies. Emma guides us through the often-confusing terrain of federal student loans, revealing crucial insights into various repayment options like direct repayment, public service loan forgiveness, and income-driven repayment forgiveness. Learn why it's essential to cut through the misinformation from loan servicers and seek reliable guidance to manage your student loans effectively.

Gain a deeper understanding of the stark contrasts between federal and private student loans. Emma explains why private loans often lack the flexible repayment options available with federal loans and the complexities involved in discharging federal loans through bankruptcy. She stresses the importance of expert advice, especially for those pursuing forgiveness programs, to optimize financial planning and potentially achieve significant savings. With Emma's guidance, you'll be equipped to navigate the student loan landscape confidently and strategically.

Guest: Emma Crawford 
Email - emma@octoberloans.com
Website - https://www.octoberloans.com/

Guest Bio: After graduating with her master’s degree in Counseling Psychology from the University of Minnesota in 2016, Emma was saddled with student loan debt. She felt overwhelmed and confused by the intricacies of the different repayment plans and Public Service Loan Forgiveness (PSLF) program but didn’t know who to contact or who to trust for help and support.

Knowing there had to be a better way, she dedicated her time and efforts toward becoming a financial planner to help others feel less alone as they navigate the complex world of federal student loan debt.

As a CERTIFIED FINANCIAL PLANNER™ professional, Certified Student Loan Professional®, and founder of October Loan Strategies, she creates fully customized student loan plans with concrete, step-by-step instructions to help clients minimize payments and maximize forgiveness.

So far, she has consulted on over $100 million in student loan debt and helped clients receive $10 million in student loan forgiveness - and has won a few awards along the way!


Find Du Charme Wealth Management here:
https://ducharmewealth.com/contact-us/

#studentloans #studentloandebt #wealthmanagement #southernutah #stgeorgeutah 

[00:00:00] Intro.
[00:02:15] Navigating Student Loan Repayment Options.
[00:12:20] Understanding Student Loan Repayment Options.
[00:18:28] Private vs. Federal Student Loan Repayment.
[00:25:20] Student Loan Repayment With Expert Help.
[00:32:19] Student Loan Planning Services & Consultations.

DISCLAIMER:
Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.