Tall Oaks Podcast
Educating and empowering individuals that want to have more effective engagements with professionals around their financial lives.
DISCLAIMER: Information presented is for your educational purposes only and should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.
Episodes
119 episodes
Your Cheapest Policy Could Be Your Most Expensive Mistake
Is your cheapest insurance policy quietly setting you up for financial disaster? In this episode of the Tall Oaks Podcast, Branden DuCharme sits down with Latham Jepson — a property and casualty insurance broker based in Utah — to break down th...
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First-Time Buyers Are Making This One Huge Mistake
Is real estate investing still a reliable path to wealth? Stop viewing buying a home as a guaranteed ticket to riches and avoid financial strain.This discussion challenges the outdated belief that real estate is an automatic wealth buil...
Insurance Gaps Most People Don't See Coming
We make the case for a mid-year insurance review and explain insurance as a tool to transfer the few risks that can blow up your cash flow and net worth. We walk through the coverages that matter, the gaps we see most often, and a simple proces...
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Is Playing It Safe The Riskiest Move Now
Managing your investment portfolio requires balancing US stock market exposure with the necessity of taking calculated financial risk.We talk with Meb Faber about building wealth with boring consistency, and why chasing “easy” income ca...
May 2026 Market Internals | Strong On Top, Broken Underneath
In the May 2026 market update, Branden emphasizes the importance of systematic financial strategies and methodical decision-making within a dynamic market economy. We explore how adhering to predefined rules in your financial life is crucial, e...
The Passive Income Lie Landlords Don't Want You Hearing
Many people often misunderstand the true nature of real estate ventures, particularly rental property investing. This discussion clarifies that owning rental properties is not a passive income stream, but rather an active real estate business r...
Your Budget Probably Isn't Working Because You're Doing It Wrong
Most people avoid two simple documents their entire financial life — and it's costing them more money than they realize.If you've ever felt like managing your personal finance is more complicated than it should be, you're not alone. The...
The Social Security Claiming Mistake Almost Every Retiree Makes
Should you claim Social Security at 62, 67, or 70? That single decision can change your lifetime retirement income by $500,000 or more—and it's permanent. In this episode, Branden sits down with Steve Durdin, a New Jersey financial planner and ...
Paying Off Your Mortgage Early: The Part Nobody Tells You
Should you pay off your mortgage early or invest the extra cash? The answer isn't as simple as the math suggests — and making the wrong call can quietly cost you flexibility when life gets complicated.In this episode, we answer real aud...
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You Don't Actually Understand Risk (And Why That's Dangerous) | Dr. Ron Picanini
Risk gets thrown around like it's a math term, but your life experiences it as a margin call. In this episode, we sit down with Ron Piccinini to rebuild the definition from the ground up: risk is the loss you can take and the collateral you'd n...
Does Your Rental Deal Actually Pencil? (We Run The Real Numbers)
A rental property can feel safer than the stock market because you can touch it, but the math doesn't care how tangible it feels. In this episode, we walk through a real rental deal in St. George, Utah and ask the only question that matters: do...
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Is Private Credit Actually Safe? March 2026 Market Recap
Private credit was the investment everyone bragged about at cocktail parties. Now March 2026 is putting that story to the test — and the data is worth paying attention to.In this episode, we walk through what private credit's liquidity ...
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Which Letters Actually Matter?
Most people hire a financial advisor by recognizing a few letters and hoping for the best. That's how you end up paying a brain surgeon to treat a sniffle.In this episode, Branden sits down with Cliff Cornell — CFP based in New York and wri...
Lost Decades Can Break A Retirement Plan If You Ignore Sequence Risk
The scariest market risk isn’t a single bad year. It’s a long stretch where your portfolio goes sideways, inflation keeps eating purchasing power, and you still need to pull cash for real life. That’s what “lost decades” look like, and today we...
Gold vs S&P 500: 25-Year Results & A Different Way to Think About Risk
A 60/40 portfolio feels diversified, but it can still behave almost like the stock market. That gap between what we think we own and the risk we actually take is where this conversation gets interesting.I’m joined by Alex Shahidi, co-CI...
7 in 10 Retirees Need Long-Term Care
7 in 10 retirees will need help with the basics—bathing, dressing, transferring, toileting, eating, or continence—yet most plans ignore the financial shock of long-term care until it's urgent and expensive. In this episode, we bring Mitch Hanco...
The February Market Nobody's Explaining
Headlines can hijack your plan—unless you know exactly how markets translate them into prices you pay and returns you earn. In this February 2026 market update, we unpack what war-time volatility historically means for long-horizon investors, h...
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Your Personality Is Costing You Money
Ever wonder why two smart people can hear the same financial plan and walk away with opposite reactions—one ready to act, the other frozen? In this episode, we dig into the DISC framework to reveal how your natural communication style drives ri...
Alternatives to 100% Stocks: Managed Futures and Real Diversification Explained with Drew Feldman
Markets reward risk, but not all risk pays you the same way. In this episode, we sit down with Drew Feldman, a filmmaker-turned-advisor, to unpack why "own the market and chill" feels easy until life shortens your time horizon.We get pr...
They Lied About "Missing the Best 10 Days"—Here's What the Data Actually Shows
When the headlines scream panic and prices snap higher, most investors feel relief. We make the opposite case: those outsized up days often signal a fragile market beneath the surface. In this episode, we sit down with technician Vincent Randaz...
Markets Look Calm But Momentum Is Breaking—Here's What to Watch
Markets are whispering two messages at once: prices look confident, but momentum is slipping. In this episode, we unpack that tension with a plain-spoken tour through the data—starting with an S&P 500 that's still climbing while RSI and wee...
Intermountain Health Froze Your Pension—Here's Exactly What to Do Next
Headlines say "pensions are gone," but the real story is more complicated—and way more actionable. In this episode, we break down Intermountain Health's pension freeze in plain English, translate pension credits into today's dollars, and show e...
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The Hedge Fund Manager Who Keeps $0 (His Cancer Research ETF Beats the Market)
What if your healthcare allocation could deliver alpha and fund life-saving research at the same time? In this episode, we sit down with Mike Taylor—a scientist-turned–hedge fund manager who now runs PINK, an actively managed healthcare ETF tha...
2025 Tax Law Changes
New tax rules can look like a gift—and still come with strings. In this episode, we dig into the updates that actually move the needle: a stronger below-the-line deduction for seniors, a temporary SALT cap increase to $40,000, and the return of...
Your Estate Plan Is Probably Broken (Fix These 5 Things in Q1 2026)
A clean slate year deserves a clean estate plan. We kick off 2026 by pairing a smart investing filter—ask "How does it go wrong?"—with a step-by-step review that keeps your family out of probate and your intentions front and center. From misspe...
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