Du Charme Wealth Management Podcast
Educating and empowering individuals that want to have more effective engagements with professionals around their financial lives.
DISCLAIMER: Information presented is for your educational purposes only and should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.
Episodes
79 episodes
Tax Hacks That Won't Leave You Broke
Igor shares his expertise on financial planning tailored specifically for creative professionals and freelancers, addressing the unique challenges they face without traditional employment structures. He breaks down four critical areas where sel...
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43:26
Breaking Down Bad Social Media Financial Advice
Investment decisions should always be contextual, reflecting individual circumstances, goals, and values rather than following generic advice from social media. One person's ideal investment could be completely inappropriate for another dependi...
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43:40
You can't eliminate risk, only decide which ones to take
Risk functions like energy—it cannot be created or destroyed, only converted from one form to another, which means you're always choosing which risks to take rather than eliminating risk entirely.• Risk does not equal return—it equals t...
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37:18
Your money should reflect your values, not random social media advice
Investment decisions should always be contextual, reflecting individual circumstances, goals, and values rather than following generic advice from social media. One person's ideal investment could be completely inappropriate for another dependi...
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44:04
The Real Cost of Franchise Ownership
Success in business depends on investing in people emotionally, personally, and financially—they don't appear out of thin air and aren't free. Measuring performance is the key to accelerating improvement and business growth.• Mark's jou...
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1:03:06
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Why Bitcoin's Scarcity Is Actually Its Greatest Flaw
Mike Green offers a compelling critique of Bitcoin, revealing how its artificial scarcity creates a system that fundamentally concentrates wealth and power while undermining economic mobility for future generations.• Bitcoin's fixed sup...
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1:16:06
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Decoding Digital Currency | Gold Standard of the Digital Age
We explore the fundamental aspects of Bitcoin and why it represents a technological advancement in the concept of money. Our discussion ranges from the history of currency to the mechanics of Bitcoin mining, highlighting how Bitcoin's fixed sup...
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1:06:26
Using Insurance to Build Wealth
Ever wonder why insurance feels like such a drain on your finances? In this eye-opening episode, we break down the "insurance review season" and reveal how properly structured coverage isn't just a necessary evil—it's a strategic wealth-buildin...
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Episode 72
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26:09
Your Family's Financial Safety Net: How to Calculate the Right Life Insurance Coverage
Life insurance seems straightforward until you encounter the barrage of influencers promising it's your ticket to financial freedom and market-beating returns. These misrepresentations have led many into financial disasters we've witnessed firs...
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Episode 71
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54:55
The Investment Strategy Used by Hedge Funds to Reduce Risk
What lies beyond the Hollywood portrayal of hedge funds? Discover the surprising truth about these sophisticated investment strategies that have traditionally been reserved for the world's largest institutional investors.Bob Elliott, fo...
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Episode 70
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41:21
Markets Don't Always Go Up, But Good Investments Eventually Will
The passive investing revolution has transformed financial markets over the last decade, but at what cost? In this thought-provoking conversation, portfolio manager Seth Cogswell challenges conventional wisdom and examines the hidden risks lurk...
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Episode 69
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1:05:29
Contractor Red Flags: Avoiding Financial Disaster at Home
Is hiring the cheapest contractor putting your home—and net worth—at risk? In this episode, master electrician James Martin of Mr. Sparky Electric exposes the hidden dangers of cutting corners on home repairs. Discover how one homeowner’s attem...
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Episode 68
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41:54
Mortgage Expert Reveals Tips for Lowering Your Payment
Ever wondered what actually happens to your mortgage after you sign those closing papers? The answer might surprise you.Your home loan embarks on a fascinating journey through financial markets that few borrowers ever see or understand....
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Episode 67
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48:54
How Private Money Creates Real Estate Opportunities
Private money lending offers unique opportunities for real estate investors, focusing more on property equity than borrower qualifications. This approach fills gaps left by traditional banks that avoid short-term loans due to early payoff penal...
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Episode 66
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56:37
What's Really Happening in Real Estate Today
Rob MacFarlane and Branden dig into the reality of today's housing market.• National housing inventory is rising but still below historical averages at around 4 months (traditional balanced market is 6 months)• The "lock-in effect" ...
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Episode 65
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59:28
When Do You Actually Need a Financial Advisor?
Financial planning is more accessible than ever before, with technological advancements making quality advice available to everyday people rather than just the ultra-wealthy as in decades past.• Life events like marriage, divorce, inher...
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Episode 64
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50:59
Why the Next Market Cycle Could Finally Favor Mid and Small Caps
Deregulation might be the most underappreciated market catalyst on the horizon. While headlines fixate on tariffs and tax policy, the potential reduction of regulatory burdens could unleash a wave of growth for America's small and mid-sized com...
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Season 1
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Episode 63
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32:25
When Buyers Don't Care About Value: How Passive Money Distorts Everything
The passive investing revolution has fundamentally changed market structure by making markets highly inelastic - small changes in supply and demand create large price movements, especially in the largest stocks.• Passive strategies like...
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Season 1
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Episode 62
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1:27:35
Rising Interest Rates Are Squeezing Commercial Real Estate Profits
The commercial real estate world is experiencing seismic shifts as developers struggle to make new projects pencil out in today's challenging economic environment. At the heart of this evolution is the drive-thru retail sector, where experts li...
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Season 1
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Episode 61
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44:47
Avoid Budget Battles With Your Partner
Ever wonder why money arguments with your partner feel so much bigger than the actual dollars involved? Marriage and family therapist David Jones reveals the powerful emotional undercurrents that drive financial conflicts in relationships.<...
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Season 1
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Episode 60
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31:05
Transparent Protection: How Buffered ETFs Change the Investment Game
The investment world has long been divided between growth-seeking equity exposure and safer, income-producing alternatives. But what if you could bridge this gap with a strategy that offers downside protection while maintaining meaningful upsid...
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Season 1
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Episode 59
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33:16
Who Gets Your Stuff? The Documents That Speak When You No Longer Can
Your estate plan isn't complete when you sign those documents – it's just beginning. After working intensively with clients on estate planning this quarter, we've uncovered the critical gaps between having legal documents and having an effectiv...
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Season 1
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Episode 58
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28:53
Portfolio Construction in a Volatile Market
The investment landscape is transforming before our eyes, and old paradigms simply won't cut it anymore. In this conversation with Paisley Nardini, we dive deep into what modern portfolio construction really means in today's volatile market env...
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Season 1
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Episode 57
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52:18
Ready to Take Control of Your Tax Situation?
The frustration is all too familiar—you're sitting with your tax professional in March, desperately asking what can be done to reduce your tax bill, only to hear those dreaded words: "It's too late." Explore the critical difference between tax ...
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Season 1
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Episode 56
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30:14
Are You Ready for the New Economic Reality?
The investment landscape is changing fundamentally, and Jim Bianco of Bianco Research is here to prepare us for what's ahead. Forget the market euphoria of recent years – we're entering what Jim calls the "4-5-6 market," where cash returns 4%, ...
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Season 1
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Episode 55
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48:01
