Du Charme Wealth Management Podcast
Educating and empowering individuals that want to have more effective engagements with professionals around their financial lives.
DISCLAIMER: Information presented is for your educational purposes only and should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented.
Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.
Episodes
69 episodes
Markets Don't Always Go Up, But Good Investments Eventually Will
The passive investing revolution has transformed financial markets over the last decade, but at what cost? In this thought-provoking conversation, portfolio manager Seth Cogswell challenges conventional wisdom and examines the hidden risks lurk...
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Episode 69
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1:05:29
Contractor Red Flags: Avoiding Financial Disaster at Home
Is hiring the cheapest contractor putting your home—and net worth—at risk? In this episode, master electrician James Martin of Mr. Sparky Electric exposes the hidden dangers of cutting corners on home repairs. Discover how one homeowner’s attem...
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Episode 68
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41:54
Mortgage Expert Reveals Tips for Lowering Your Payment
Ever wondered what actually happens to your mortgage after you sign those closing papers? The answer might surprise you.Your home loan embarks on a fascinating journey through financial markets that few borrowers ever see or understand....
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Episode 67
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48:54
How Private Money Creates Real Estate Opportunities
Private money lending offers unique opportunities for real estate investors, focusing more on property equity than borrower qualifications. This approach fills gaps left by traditional banks that avoid short-term loans due to early payoff penal...
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Episode 66
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56:37
What's Really Happening in Real Estate Today
Rob MacFarlane and Branden dig into the reality of today's housing market.• National housing inventory is rising but still below historical averages at around 4 months (traditional balanced market is 6 months)• The "lock-in effect" ...
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Episode 65
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59:28
When Do You Actually Need a Financial Advisor?
Financial planning is more accessible than ever before, with technological advancements making quality advice available to everyday people rather than just the ultra-wealthy as in decades past.• Life events like marriage, divorce, inher...
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Episode 64
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50:59
Why the Next Market Cycle Could Finally Favor Mid and Small Caps
Deregulation might be the most underappreciated market catalyst on the horizon. While headlines fixate on tariffs and tax policy, the potential reduction of regulatory burdens could unleash a wave of growth for America's small and mid-sized com...
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Season 1
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Episode 63
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32:25
When Buyers Don't Care About Value: How Passive Money Distorts Everything
The passive investing revolution has fundamentally changed market structure by making markets highly inelastic - small changes in supply and demand create large price movements, especially in the largest stocks.• Passive strategies like...
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Season 1
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Episode 62
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1:27:35
Rising Interest Rates Are Squeezing Commercial Real Estate Profits
The commercial real estate world is experiencing seismic shifts as developers struggle to make new projects pencil out in today's challenging economic environment. At the heart of this evolution is the drive-thru retail sector, where experts li...
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Season 1
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Episode 61
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44:47
Avoid Budget Battles With Your Partner
Ever wonder why money arguments with your partner feel so much bigger than the actual dollars involved? Marriage and family therapist David Jones reveals the powerful emotional undercurrents that drive financial conflicts in relationships.<...
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Season 1
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Episode 60
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31:05
Transparent Protection: How Buffered ETFs Change the Investment Game
The investment world has long been divided between growth-seeking equity exposure and safer, income-producing alternatives. But what if you could bridge this gap with a strategy that offers downside protection while maintaining meaningful upsid...
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Season 1
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Episode 59
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33:16
Who Gets Your Stuff? The Documents That Speak When You No Longer Can
Your estate plan isn't complete when you sign those documents – it's just beginning. After working intensively with clients on estate planning this quarter, we've uncovered the critical gaps between having legal documents and having an effectiv...
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Season 1
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Episode 58
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28:53
Portfolio Construction in a Volatile Market
The investment landscape is transforming before our eyes, and old paradigms simply won't cut it anymore. In this conversation with Paisley Nardini, we dive deep into what modern portfolio construction really means in today's volatile market env...
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Season 1
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Episode 57
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52:18
Ready to Take Control of Your Tax Situation?
The frustration is all too familiar—you're sitting with your tax professional in March, desperately asking what can be done to reduce your tax bill, only to hear those dreaded words: "It's too late." Explore the critical difference between tax ...
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Season 1
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Episode 56
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30:14
Are You Ready for the New Economic Reality?
The investment landscape is changing fundamentally, and Jim Bianco of Bianco Research is here to prepare us for what's ahead. Forget the market euphoria of recent years – we're entering what Jim calls the "4-5-6 market," where cash returns 4%, ...
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Season 1
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Episode 55
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48:01
Risk: A Fundamental Force That Shapes Our World
What do bridge engineers and portfolio managers have in common? A whole lot more than you might think. In this fascinating philosophical exploration, structural engineer Trevor Gardner joins us to uncover the striking parallels between engineer...
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Season 1
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Episode 54
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1:16:30
The Burden & High Costs of Long-Term Care
The uncomfortable truth about aging is that many of us will require significant assistance in our final years—yet few have adequately prepared for this reality. In this deeply personal and practical discussion, a father-son financial advisory t...
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Season 1
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Episode 53
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39:59
Maximizing Returns: The Strategy of Return Stacking
Corey Hoffstein breaks down the strategy of "return stacking," which allows investors to maintain core portfolio exposure while adding diversifying alternative investments on top without the traditional funding problem. The concept revolutioniz...
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Season 1
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Episode 52
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55:12
Navigate and Tackle IRS Challenges
Tax debt can seem like an insurmountable obstacle, but it doesn't have to be. In our latest episode of the Du Charme Wealth Management Podcast, we navigate the complexities of tax debt resolution with expert Morgan Anderson, an enrolled agent w...
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Season 1
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Episode 51
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1:01:33
Converting Motels Into Apartments
Kevin Kennedy shares his unconventional approach to real estate by converting dilapidated motels into affordable housing. He discusses his journey, unique investment strategies, past experiences—including a humorous encounter on Judge Judy—and ...
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Season 1
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Episode 50
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1:23:29
Retirement Accounts: Approaching Tax Season
We explore the intricate landscape of retirement accounts, emphasizing the importance of understanding 401(k) and IRA benefits, tax treatments, and contributions. Our discussion highlights essential strategies for effective retirement planning ...
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Season 1
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Episode 49
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43:22
Ease the Burden of Student Loans
Student loan repayment with Emma Crawford, a certified financial planner who specializes in student loan strategies. Emma guides us through the often-confusing terrain of federal student loans, revealing crucial insights into various repayment ...
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Season 1
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Episode 48
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33:37
3 Things You Can Do To Prepare For A Smoother Tax Season
Turn tax season from a dreaded chore into a smooth, stress-free experience with insights from Grayson Tracy, a seasoned CPA from Savage Esplin & Radmall. Grayson shares his expert advice on overcoming common hurdles like disorganized record...
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Season 1
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Episode 47
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47:40
Achieve Long-Term Success with Factor Investing
Dan Huffman is the founder of Cornerstone Financial Planning, where he helps clients achieve financial independence through real estate investing and factor investing strategies. He lives with his wife and son in Colorado Springs, CO, and they ...
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Season 1
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Episode 46
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1:00:04
3 Reason Business Owners Should Invest In Commercial Real Estate
This episode explores why business owners should consider investing in commercial real estate as a strategic move for financial growth and sustainability. By discussing the control over expenses, the potential for asset appreciation, and the be...
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Season 1
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Episode 45
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38:45
