Is Private Credit Actually Safe? March 2026 Market Recap

Private credit was the investment everyone bragged about at cocktail parties. Now March 2026 is putting that story to the test — and the data is worth paying attention to.

In this episode, we walk through what private credit's liquidity dynamics actually look like when investors want out at the same time, use a major player's recent drawdown as a real-world case study in concentration risk, and connect it to everything else moving in the market right now — rates, spreads, equities, and real assets.

What we cover in this episode:
📌 Private credit liquidity risk and what recent dislocations reveal
📌 Blue Owl's drawdown as a case study in concentration risk
📌 U.S. Treasury yield curve shifts and why rising yields pressure bond prices
📌 Mortgage rate technical levels and how mortgage bonds actually work
📌 High yield credit spreads and what a widening would imply
📌 S&P 500 support breaks, oversold readings, and bull trap risk
📌 Why valuations matter for long-run return expectations
📌 Financial planning, taxes, and time horizon before making any portfolio changes
📌 Put vs. call dynamics, contrarian signals, and market structure fragility
📌 Capital rotation toward international stocks and the role of geopolitics
📌 The U.S. dollar's inflection point and its relationship with oil
📌 Stocks vs. gold over decades and why diversification still matters
📌 Gold-to-oil ratio, mean reversion, and long-term real asset scenarios

Find Du Charme Wealth Management here:
https://ducharmewealth.com

Phone: 
(435) 288-3396

DISCLAIMER:
Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

[00:00:00] Private Credit Hype Meets Liquidity
[00:04:44] Yield Curve Signals And Rate Risk
[00:10:43] Credit Spreads And Market Risk Appetite
[00:15:14] Recruiting Advisors And Firm Values
[00:20:22] Put Call Skew And Volatility Mechanics
[00:29:28] Stocks Versus Gold And Diversification
[00:33:31] Gold To Oil Ratio And Wrap