The Mortgage Chat
Hey guys, my name is Tony Xia the host of The Mortgage Chat. In this podcast series, we tune in for expert advice, strategies, and tips to navigate property ownership with confidence. Thanks for watching our podcast!
The Mortgage Chat
Latest Episodes
Why Trust Structures Could Trap Property Investors
🏘 Trust structures can help investors structure property ownership but what happens when you have multiple trusts and your lending strategy changes?In this episode of The Mortgage Chat, Tony breaks down the risks of investing through mu...
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Under $500K: The Property Market That Could Boom Post-Budget
🏡 Could properties under $500K become the next big opportunity for investors?Post-Budget changes have affected borrowing power for many investors, with Tony explaining that some lenders are no longer factoring negative gearing int...
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Pre vs Post Budget: How Much Borrowing Power Could You Lose?
🧭 The property investment strategy may be changing.With the proposed changes to negative gearing and capital gains tax, investors may need to think differently about borrowing power, rental yield and the real cost of holding an investme...
Negative Gearing Changes: What Should Investors Do Now?
🔄 The Budget has changed the game for property investors.With proposed changes around negative gearing and capital gains tax, investors may need to rethink how they structure and select their next investment property.In this epi...
House & Land After the Budget: What Buyers Need to Know (2026)
🏡 The Federal Budget has been announced—but what does it actually mean for house and land buyers?Many Australians are wondering whether now is the right time to build, buy, or wait.In this episode of The Mortgage Chat, Tony expl...
