Wealthy After 40: Financial Freedom, Retirement Strategy, Saving, Budgeting
🎧 New episodes every Tuesday
Welcome to Wealthy After 40, the retirement podcast for Gen X women and couples who want to become retirement ready with a clear plan, confident money decisions, and a future they can’t wait to live.
Hosted by Dalene Higgins, Money Coach and Retirement Strategist, this show helps you simplify saving for retirement, budgeting for retirement, and creating a personalized retirement plan for you and your life.
Whether you’re wondering if you’re behind, trying to catch up, or simply want to feel more confident about your future, each episode delivers practical strategies, simple action steps, and encouraging conversations to help you make steady retirement progress.
🙋♀️ We’ll answer questions like:
• When can I retire?
• Will I have enough for retirement?
• How do I create a plan for retirement?
• How do I calculate my retirement number?
• How do I know if I’m on track for retirement?
• Should I pay off debt or save for retirement first?
• How much should I be saving for retirement?
• What if I can’t afford to retire?
You’ll also learn how to:
➡ Focus on the financial levers that have the biggest impact on retirement
➡ Balance enjoying life today while preparing for tomorrow
➡ Create a retirement vision that motivates you to stay consistent
➡ Replace financial overwhelm with clarity, confidence, and action
If you’re ready to stop wondering whether retirement is possible and start making it happen, hit follow and join me every Tuesday. Your journey to becoming retirement ready starts here.
Wealthy After 40: Financial Freedom, Retirement Strategy, Saving, Budgeting
The Real Reason You Don’t Feel Ready for Retirement
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
What is your biggest challenge/problem with money?
[Ep 187]
If you’ve ever wondered why retirement still feels so far away and know you should be thinking about it, this episode is for you.
Today I’m talking about the real reason so many people don’t feel ready for retirement and why waiting until “later” to figure it out may be the very thing keeping you stuck.
By the end of this episode, you’ll understand the three hidden gaps that make retirement feel overwhelming and out of reach, so you can start creating clarity, confidence, and a realistic path toward the future you actually want.
In this episode you’ll learn:
✅ Why retirement still feels far away for so many people in their 40s and 50s
✅ The biggest mistake people make when planning for retirement
✅ How to start connecting your current spending and financial decisions to your future retirement goals
✅ A simple way to start creating clarity and confidence around retirement planning
Episode Highlights
00:00 Why Retirement Feels Far
00:32 Stuck in the Messy Middle
01:52 Name the Feeling Block
03:16 Gap One Retirement Vision
05:49 Gap Two Know Your Number
08:14 Gap Three Build a System
12:32 One Gap One Next Step
Join the Accelerate Your Retirement Challenge HERE. Challenge starts June 2, 2026!
Link to full blog post HERE.
Let's connect beyond this podcast!
Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.
Get your retirement plan in one conversation. Book your Retirement Blueprint call today!