Wealthy After 40: Retirement Ready, Financial Freedom, Budgeting, Saving, Debt
Top 3% Globally Ranked Personal Finance Podcast
🎧 New episodes drop weekly
Welcome to the Wealthy After 40 — the podcast for Gen X women and couples who want to feel confident about their money and clear on their path to retirement.
Hosted by Dalene Higgins — Money Coach and Retirement Strategist — this show is the support you need to get your money organized, intentional, and working toward the life you actually want without overwhelm.
🎙️ Tune in weekly for honest conversations, practical strategies, and simple systems to help you:
- Take control of your money and direct it where it needs to go
- Build consistency with saving and not lose enjoyment of spending
- Navigate the tension between paying off debt and planning for retirement
- Create a vision for your money and your future with a plan to support it
- Make confident financial decisions without second-guessing yourself
If you’re done worrying and ready to take action, hit subscribe and share with friends! Your path to getting retirement ready starts here.
Let’s Connect!
Instagram: https://www.instagram.com/elevate_finances/
Facebook Group: https://www.facebook.com/groups/genxersretiregroup
Website https://www.elevatefinances.us
Episodes
191 episodes
The Real Reason You Don’t Feel Ready for Retirement
[Ep 187]If you’ve ever wondered why retirement still feels so far away and know you should be thinking about it, this episode is for you.Today I’m talking about the real reason so many people don’t feel ready for retirement and wh...
5 Pillars to Becoming Truly Retirement Ready
[Ep 186]If you’ve ever wondered why retirement still feels out of reach, even though you’re saving and doing all the “right” things, this episode is for you.Today we’re talking about what it really means to be retirement ready and...
Struggling to Save? Here’s Why Your Money Doesn’t Stay Put
[Ep 185]If you’re ever paused when moving money to savings because you think, I’ll only have to take it back out soon, this episode is for you.Today, I’m talking about why saving keeps fluctuating and why thinking it should never ...
3 Ways to Make Your Money Feel More In Control
[Ep 184]If you’ve ever wondered why you feel out of control with your money even when you’re paying bills, saving for retirement, and carrying no balance on credit cards, this episode is for you.Today I’m talking about why spendin...
You Make Good Money, So Why Do You Feel So Out of Control?
[Ep 183]If you’ve ever wondered why money feels so out of control, even when you make good money, this episode is for you.Today I’m talking about why your money can look fine on paper but still feel out of control and why it’s not...
How to Stop Overspending w/Mary Ann Stenquist
[Ep 182] If you’ve ever wondered if you have an overspending problem and think you need help, this episode is for you.Today’s guest, Mary Ann Stenquist, is a spending coach and personally knows the challenges of overspending....
Stop The Worry With 3 Steps To Better Money Decisions
[Ep 181] If you’ve ever contemplated your next money decision and not taken action because you were afraid you would mess things up, this episode is for you. Today I’m talking about making confident financial decisions a...
Why You’re Not Making Progress With Your Money
[Ep 180]If you’ve ever wondered why you’re not making progress with money or think you’re bad with money, this episode is for you.In this episode, I talk about how managing money is different as you get older, specifically for tho...
Why I Broke Up With My Emergency Fund
[Ep 179]Most advice says your emergency fund should cover 3–6 months of expenses, but what if that definition is actually what’s keeping you stuck?In this episode, I share a personal turning point in my money journey and ultimatel...
The Missing Piece That Keeps You From Getting Rid of Debt
[Ep 178]If you’ve been trying to get rid of debt but feel like you keep sliding backward, the problem usually isn’t discipline, it’s that you’re neglecting security. In this episode, I explain what an emergency fund really is, why it mat...
How to Decide What’s Good Debt, Bad Debt, and Right For You
[Ep 177]Debt isn’t just a number. It’s a commitment from your future income. In this episode, we revisit a foundational concept: what debt actually is.Debt simply means you’re delaying payment today in exchange for a higher cost l...
What To Do When You Are Overwhelmed by Debt After 40
[Ep 176]Feeling overwhelmed by debt right now? This feeling is real. The solution isn’t simply trying harder or being stricter about paying off debt. In this episode, I talk about the two main causes of overwhelm, even when y...
The 4 Financial Foundations You Need (+ the Missing Catalyst)
[Ep 175]If you’re juggling priorities in this stage of life and your finances feel like money chaos, this episode is for you. I break down how to simplify what’s become complicated over years of managing money and explain the...
How Intentional Decisions Shape Your Retirement Dream
[Ep 174]Financial freedom (retirement) doesn’t happen by accident, and it doesn’t come from saving alone. It’s built through intentional decisions, a clear retirement dream, and the confidence to design a life you’re excited to live....
Make Smarter Money Decisions That Support Your Retirement
[Ep 173]Knowing if you’re making the right financial decisions can feel overwhelming, especially when life is pressing in from all sides. As part of the sandwich generation, you’re helping parents, supporting children, and trying to stay...
A Money System For Practical Spending and Stress Free Saving
[Ep 172]In this episode, you’ll learn how a few intentional systems can eliminate the chaos, help you spend confidently, save consistently, and take control of your retirement path starting today.What You’ll Learn In Th...
The Simple Numbers That Reveal Your Retirement Readiness
[Ep 171]In this episode, I’ll walk you through the exact numbers to look at, what they mean, and how to interpret them so you can finally stop guessing and start knowing. When you understand your money reality, you gain confidence, direc...
How to Go From Money Chaos to Financial Confidence After 40
[Ep 170]This episode gives you the clarity you’ve been craving so you can stop spinning, start planning, and confidently move toward a retirement you’re excited about. No more being afraid or being worried about retirement. If you’re rea...
Turn Reflection into Action for a Retirement Ready Year
[Ep 169] As the new year begins, it’s the perfect time to reflect on your progress and set yourself up for success. In this episode, we’ll help you take a closer look at your retirement journey, what’s fueling your momen...
How to Fix Your Budget Problem (It’s Not Discipline)
[Ep 168] If you’ve ever thought, “I just need more discipline with my budget,” this episode is for you. Many smart, motivated women already have a budget or money plan that works until it doesn’t. A birthday, a trip, an emo...
How to Move From Retirement Fear to Retirement Ready
[Ep 167] Are you dreaming of the retirement you truly want, but constantly caught in the what if stage? What if you run out of money? What if you can’t travel, buy that second home, or live the lifestyle you’ve imagined? Many indivi...
A Practical Guide To Becoming Retirement Ready in 3 Steps
[Ep 166] If you’ve been quietly hoping retirement will work itself out, this episode is your wake-up call. Becoming retirement ready isn’t about luck, guesswork, or crossing your fingers. It’s about clarity, consistency, and having ...
Step One In Retirement Planning For GenXers
[Ep 165] If you’re a GenXer wondering what the first step in retirement planning really is, this episode will give you the clarity you’ve been missing. So many of us feel retirement fear because you don’t know where to start or whic...
