Wealthy After 40: Financial Freedom, Retirement Strategy, Saving, Budgeting
🎧 New episodes every Tuesday
Welcome to Wealthy After 40, the retirement podcast for Gen X women and couples who want to become retirement ready with a clear plan, confident money decisions, and a future they can’t wait to live.
Hosted by Dalene Higgins, Money Coach and Retirement Strategist, this show helps you simplify saving for retirement, budgeting for retirement, and creating a personalized retirement plan for you and your life.
Whether you’re wondering if you’re behind, trying to catch up, or simply want to feel more confident about your future, each episode delivers practical strategies, simple action steps, and encouraging conversations to help you make steady retirement progress.
🙋‍♀️ We’ll answer questions like:
• When can I retire?
• Will I have enough for retirement?
• How do I create a plan for retirement?
• How do I calculate my retirement number?
• How do I know if I’m on track for retirement?
• Should I pay off debt or save for retirement first?
• How much should I be saving for retirement?
• What if I can’t afford to retire?
You’ll also learn how to:
➡ Focus on the financial levers that have the biggest impact on retirement
➡ Balance enjoying life today while preparing for tomorrow
➡ Create a retirement vision that motivates you to stay consistent
➡ Replace financial overwhelm with clarity, confidence, and action
If you’re ready to stop wondering whether retirement is possible and start making it happen, hit follow and join me every Tuesday. Your journey to becoming retirement ready starts here.
Episodes
198 episodes
Why Do You Fear Retirement? The Answer Might Surprise You
[Ep 194]In this episode you’ll learn:• Why retirement fear happens even when you’re financially stable• The biggest mistake people make when planning for retirement• How to identify the three numbers that create confidence...
Why Your Retirement Number Should Be Personalized
[Ep 193]In this episode you’ll learn:✅ Why so many Gen Xers feel uncertain about retirement despite years of saving.✅ The biggest mistake people make when trying to figure out if they’re on track for retirement.<...
Think You’re Behind On Retirement? You’re Not Starting From Zero
[Ep 192]In this episode you’ll learn:• Why so many Gen Xers believe they’re behind on retirement and why that isn’t necessarily true• The biggest mistake people make when trying to plan for their retirement
Why Retirement Feels So Uncertain (Even When You’re Saving)
[Ep 191]If you’ve ever wondered whether all the saving and planning you’re doing is going to be enough, this episode is for you.In this episode, I’ll be sharing how to measure your retirement progress and how to make progress to r...
How To Calculate What You Need For Retirement
[Ep 190]If you’ve ever wondered “Am I on track for retirement?” or “How much money do I actually need to retire?”, this episode is for you.In this episode, I’m talking about how to determine whether you’re on track for retirement ...
How to Stretch Your Groceries w/Andy Ellwood
[Ep 189]If you’ve thought, how am I going to continue to afford these grocery prices, this episode is for you.Today’s guest, Andy Ellwood, founder of Stretch Groceries, is sharing how this new and evolving AI app can su...
The Best Time to Plan for Your Retirement Is Right Now
[Ep 188]If you’ve ever asked yourself how to plan for your retirement or where to even begin, this episode will help you get started!Today we’re talking about retirement planning and why most people focus only on saving money inst...
The Real Reason You Don’t Feel Ready for Retirement
[Ep 187]If you’ve ever wondered why retirement still feels so far away and know you should be thinking about it, this episode is for you.Today I’m talking about the real reason so many people don’t feel ready for retirement and wh...
5 Pillars to Becoming Truly Retirement Ready
[Ep 186]If you’ve ever wondered why retirement still feels out of reach, even though you’re saving and doing all the “right” things, this episode is for you.Today we’re talking about what it really means to be retirement ready and...
Struggling to Save? Here’s Why Your Money Doesn’t Stay Put
[Ep 185]If you’re ever paused when moving money to savings because you think, I’ll only have to take it back out soon, this episode is for you.Today, I’m talking about why saving keeps fluctuating and why thinking it should never ...
3 Ways to Make Your Money Feel More In Control
[Ep 184]If you’ve ever wondered why you feel out of control with your money even when you’re paying bills, saving for retirement, and carrying no balance on credit cards, this episode is for you.Today I’m talking about why spendin...
You Make Good Money, So Why Do You Feel So Out of Control?
[Ep 183]If you’ve ever wondered why money feels so out of control, even when you make good money, this episode is for you.Today I’m talking about why your money can look fine on paper but still feel out of control and why it’s not...
How to Stop Overspending w/Mary Ann Stenquist
[Ep 182] If you’ve ever wondered if you have an overspending problem and think you need help, this episode is for you.Today’s guest, Mary Ann Stenquist, is a spending coach and personally knows the challenges of overspending....
Stop The Worry With 3 Steps To Better Money Decisions
[Ep 181] If you’ve ever contemplated your next money decision and not taken action because you were afraid you would mess things up, this episode is for you. Today I’m talking about making confident financial decisions a...
Why You’re Not Making Progress With Your Money
[Ep 180]If you’ve ever wondered why you’re not making progress with money or think you’re bad with money, this episode is for you.In this episode, I talk about how managing money is different as you get older, specifically for tho...
Why I Broke Up With My Emergency Fund
[Ep 179]Most advice says your emergency fund should cover 3–6 months of expenses, but what if that definition is actually what’s keeping you stuck?In this episode, I share a personal turning point in my money journey and ultimatel...
The Missing Piece That Keeps You From Getting Rid of Debt
[Ep 178]If you’ve been trying to get rid of debt but feel like you keep sliding backward, the problem usually isn’t discipline, it’s that you’re neglecting security. In this episode, I explain what an emergency fund really is, why it mat...
How to Decide What’s Good Debt, Bad Debt, and Right For You
[Ep 177]Debt isn’t just a number. It’s a commitment from your future income. In this episode, we revisit a foundational concept: what debt actually is.Debt simply means you’re delaying payment today in exchange for a higher cost l...
What To Do When You Are Overwhelmed by Debt After 40
[Ep 176]Feeling overwhelmed by debt right now? This feeling is real. The solution isn’t simply trying harder or being stricter about paying off debt. In this episode, I talk about the two main causes of overwhelm, even when y...
The 4 Financial Foundations You Need (+ the Missing Catalyst)
[Ep 175]If you’re juggling priorities in this stage of life and your finances feel like money chaos, this episode is for you. I break down how to simplify what’s become complicated over years of managing money and explain the...
How Intentional Decisions Shape Your Retirement Dream
[Ep 174]Financial freedom (retirement) doesn’t happen by accident, and it doesn’t come from saving alone. It’s built through intentional decisions, a clear retirement dream, and the confidence to design a life you’re excited to live....
Make Smarter Money Decisions That Support Your Retirement
[Ep 173]Knowing if you’re making the right financial decisions can feel overwhelming, especially when life is pressing in from all sides. As part of the sandwich generation, you’re helping parents, supporting children, and trying to stay...
A Money System For Practical Spending and Stress Free Saving
[Ep 172]In this episode, you’ll learn how a few intentional systems can eliminate the chaos, help you spend confidently, save consistently, and take control of your retirement path starting today.What You’ll Learn In Th...
The Simple Numbers That Reveal Your Retirement Readiness
[Ep 171]In this episode, I’ll walk you through the exact numbers to look at, what they mean, and how to interpret them so you can finally stop guessing and start knowing. When you understand your money reality, you gain confidence, direc...
How to Go From Money Chaos to Financial Confidence After 40
[Ep 170]This episode gives you the clarity you’ve been craving so you can stop spinning, start planning, and confidently move toward a retirement you’re excited about. No more being afraid or being worried about retirement. If you’re rea...
