Wealthy After 40: Retirement Planning and Budgeting for Gen X
Wealthy After 40 is the retirement planning and budgeting podcast for Gen X women and couples who want to become retirement ready with a clear plan, confident money decisions, and a future they can't wait to live.
Hosted by Dalene Higgins, Retirement Strategist and Money Coach, this show helps you simplify saving for retirement, budgeting for retirement, paying off debt, and creating a personalized retirement plan built around your numbers, not a generic calculator.
We’ll answer questions like:
How much do I need to retire?
Am I on track for retirement?
How do I catch up on retirement savings?
Is it too late to save for retirement at 50?
Should I pay off debt or save for retirement?
How much should I have saved for retirement by 50?
What is the 4% rule for retirement?
How do I create a retirement plan?
When can I retire?
How much should I be saving for retirement?
You'll also learn how to focus on the financial levers that have the biggest impact on retirement, balance enjoying life today while preparing for tomorrow, and replace financial overwhelm with clarity about where you stand.
If you're ready to stop wondering whether retirement is possible and start making it happen, hit follow and join me every Tuesday.
Book your Roadmap to Retirement Call at https://www.elevatefinances.us/coaching to build your personalized retirement plan in 30 minutes.
Wealthy After 40: Retirement Planning and Budgeting for Gen X
The Real Reason You Don’t Feel Ready for Retirement
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[Ep 187]
If you’ve ever wondered why retirement still feels so far away and know you should be thinking about it, this episode is for you.
Today I’m talking about the real reason so many people don’t feel ready for retirement and why waiting until “later” to figure it out may be the very thing keeping you stuck.
By the end of this episode, you’ll understand the three hidden gaps that make retirement feel overwhelming and out of reach, so you can start creating clarity, confidence, and a realistic path toward the future you actually want.
In this episode you’ll learn:
✅ Why retirement still feels far away for so many people in their 40s and 50s
✅ The biggest mistake people make when planning for retirement
✅ How to start connecting your current spending and financial decisions to your future retirement goals
✅ A simple way to start creating clarity and confidence around retirement planning
Episode Highlights
00:00 Why Retirement Feels Far
00:32 Stuck in the Messy Middle
01:52 Name the Feeling Block
03:16 Gap One Retirement Vision
05:49 Gap Two Know Your Number
08:14 Gap Three Build a System
12:32 One Gap One Next Step
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Link to full blog post HERE.
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