Financial Forward: The Future of Consumer Finance & Banking
Financial Forward with Jim McCarthy
Explore the Future of Consumer Finance, Banking Regulation, and FinTech Innovation
Financial Forward is the essential podcast for professionals in finance, compliance, and innovation. Hosted by Jim McCarthy, founding member of the CFPB and expert in regulatory risk management, each episode features in-depth conversations with leaders from banks, credit unions, fintech companies, and regulatory agencies.
🎯 What You’ll Learn:
- Consumer finance trends and policy changes
- CFPB rulemaking and enforcement actions
- Compliance with FDIC, OCC, NCUA, and CFPB oversight
- FinTech, open banking, and RegTech innovation
- Credit cards, loans, mortgage servicing, and fair lending
- AI and automation in banking compliance
- Risk management and consumer protection
🎧 Who Should Listen:
Bank executives, compliance officers, fintech founders, consumer advocates, and anyone interested in regulatory reform and financial inclusion.
🎙️ Listen now on Apple Podcasts, Spotify, Google Podcasts, Amazon Music, and more.
📲 Follow Jim McCarthy on LinkedIn for exclusive updates:
https://www.linkedin.com/in/jim-mccarthy/
📩 Contact: jim@mccarthy-hatch.com
💬 Share your thoughts using hashtags:
#FinancialForwardPodcast #ConsumerFinance #BankingCompliance #CFPB #FDIC #OCC #Fintech #RiskManagement #OpenBanking #JimMcCarthy
Financial Forward: The Future of Consumer Finance & Banking
The Evolution of Consumer Protection in Debt Collection with Abbas Kazerounian
In this episode of Financial Forward, host Jim McCarthy is joined by Abbas Kazerounian Esquire, a leading attorney in consumer protection and co-founder of Kazerouni Law Group.
They discuss the challenges, stories, and recent developments in consumer finance, focusing on the impact of the Consumer Financial Protection Bureau (CFPB) on the debt collection industry. Abbas shares his insights on the CFPB's role in cleaning up bad practices, the importance of data in consumer protection litigation, and ongoing issues in consumer finance such as identity theft and peer-to-peer payment fraud.
The conversation provides a comprehensive look at the intersection of regulation, legal practice, and consumer advocacy.
00:00 Introduction to Financial Forward
01:02 Meet Abbas Kazerounian: Consumer Protection Attorney
02:35 The Role of Data in Consumer Protection
04:13 Impact of CFPB on Debt Collection
08:43 Regulation F and Enforcement Timelines
12:36 The Future of Debt Collection
16:56 Subprime Credit Cards: A Deep Dive
20:37 Credit Lawsuits in California
21:01 Default Judgments and Debt Collection
21:47 Consumer Finance Focus Areas
23:14 Credit Reporting and Identity Theft
23:48 Data Breaches and Identity Theft Epidemic
25:02 Legal Actions and Consumer Rights
27:52 Peer-to-Peer Payments and Regulation
32:23 Advice for Identity Theft Victims
33:56 Conclusion and Contact Information
More from Jim:
LinkedIn: https://www.linkedin.com/in/mccarthyhatch/
https://www.mccarthy-hatch.com/