Financial Forward: The Future of Consumer Finance & Banking
Financial Forward with Jim McCarthy
Explore the Future of Consumer Finance, Banking Regulation, and FinTech Innovation
Financial Forward is the essential podcast for professionals in finance, compliance, and innovation. Hosted by Jim McCarthy, founding member of the CFPB and expert in regulatory risk management, each episode features in-depth conversations with leaders from banks, credit unions, fintech companies, and regulatory agencies.
🎯 What You’ll Learn:
- Consumer finance trends and policy changes
- CFPB rulemaking and enforcement actions
- Compliance with FDIC, OCC, NCUA, and CFPB oversight
- FinTech, open banking, and RegTech innovation
- Credit cards, loans, mortgage servicing, and fair lending
- AI and automation in banking compliance
- Risk management and consumer protection
🎧 Who Should Listen:
Bank executives, compliance officers, fintech founders, consumer advocates, and anyone interested in regulatory reform and financial inclusion.
🎙️ Listen now on Apple Podcasts, Spotify, Google Podcasts, Amazon Music, and more.
📲 Follow Jim McCarthy on LinkedIn for exclusive updates:
https://www.linkedin.com/in/jim-mccarthy/
đź“© Contact: jim@mccarthy-hatch.com
đź’¬ Share your thoughts using hashtags:
#FinancialForwardPodcast #ConsumerFinance #BankingCompliance #CFPB #FDIC #OCC #Fintech #RiskManagement #OpenBanking #JimMcCarthy
Episodes
39 episodes
Who Owns Your Customer Data? A Community Banking Wake-Up Call
Episode summaryCommunity banks and credit unions face growing pressure to digitize—but many are underserved (or boxed in) by the current fintech market. Adam Turmakhan explains what institutions stand to gain with modern data and AI, wha...
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12:19
CFPB State Regulator Portal: Turning Complaints Into Real Supervisory Yield
Episode DescriptionIn this episode of Financial Forward, host Jim McCarthy sits down with John McNamara, former Principal Assistant Director for Ma...
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Season 3
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1:04:09
Making business credit visible, useful, and fundable.
Guest: Levi — Founder/Builder at Nav Topic: Making business credit visible, useful, and fundable.Key Tak...
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Season 3
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Episode 4
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44:54
Protected Funds: Amy’s Fight in Texas
Episode SummaryAmy — a retired Texas teacher living on a fixed income — whose protected retirement funds were swept from her bank account to satisfy an old, likely time-barred credit-card judgment. By filing a detailed complaint w...
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Season 3
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Episode 4
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35:14
Insuring Fraud at Signup: Sunil Madhu on AI Underwriting, Faster Approvals, and Claims in 30 Days
Title: Insuring Fraud at Signup: Sunil Madhu on AI Underwriting, Faster Approvals, and Claims in 30 Days Guest: Sunil Madhu, Founder & CEO, Instnt (previously Founder & CEO, Socure) Length:<...
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Season 3
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Episode 2
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42:40
Crebit: Cheaper, Faster Tuition Payments from Brazil/Mexico to U.S. Schools
Episode summaryPaying U.S. college tuition from abroad can be slow, expensive, and confusing. Crebit says it fixes that by letting families in Brazil and Mexico pay locally (PIX or bank transfer), converting funds to USD, and deliverin...
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Season 3
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Episode 1
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15:49
Keynote Insights: What the Trump Administration Will Mean for Banking, Fintech & Innovation
Episode Summary: In this special episode of Financial Forward, we present Jim McCarthy’s keynote address from FinovateSpring 2025, held in San Diego, California. With over three decades in banking and regulatory leade...
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Season 2
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17:34
CFPB vs. FirstCash – Military Lending Enforcement & What Comes Next
“FirstCash, the CFPB, and Military Lending Protections: A Follow-Up to Our Service Member Panel”Release Date: July 2025🔍 Episode OverviewIn this special follow-up episode of Financial Forward, hos...
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41:01
SCRA – Beyond the Uniform: Understanding the CFPB’s Growing Focus on Servicemember Financial Protections
Recorded: Tuesday, July 1 | 1:00 PM CT Presented by: McCarthy Hatch🎯 Episode Overview:As the Consumer Financial Protection Bureau (CFPB) sharpens its lens on how financial institutions serve military members and ...
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Season 2
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1:01:20
AI Governance & Change Management in Financial Services
“AI Governance & Change Management in Financial Services” Guest: Parijat Banerjee, Global Head of Financial Services at LatentView Analytics🔗 Episode SummaryIn this episode of Financial Forward, host <...
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Season 2
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56:08
Behind the Credit Curtain: Understanding Consumer Reporting with NCRA’s Eric Ellman
Episode Title: Behind the Credit Curtain: Understanding Consumer Reporting with NCRA’s Eric Ellman Guest: Eric Ellman, President of the National Consumer Reporting Association (NCRA) Host: Jim McCarthy<...
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Season 2
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Episode 2
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48:57
From Analyst to Luka Dončić’s Double: The Viral Rise of Jacob
🔍 Episode Summary:In this unforgettable episode of Financial Forward, host Jim McCarthy reconnects with Jacob, the breakout analyst from McCarthy Hatch whose debut podcast went viral. But Jacob's talents go far bey...
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Season 2
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Episode 1
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51:01
American Fintech Council - Ian Moloney Talks the Future of Our Industry
Guest: Ian Moloney, Head of Policy & Regulatory Affairs, American Fintech Council Host: Jim McCarthy, Chairman of McCarthy Hatch and Founding Member of the CFPB Podcast: Financial Forward🔑 Key Topics:<...
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1:01:41
Banking-as-a-Service Unplugged: A Conversation with Steve Bishop, Founder of Ambassador
In this episode of Financial Forward, Jim McCarthy sits down with Steve Bisho...
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1:06:29
Fintech & Consumer Regulations in the New Trump Administration (Rebroadcast from The Bates Group)
In this special Financial Forward rebroadcast, we’re sharing an essential panel discussion originally produced by The Bates Group, examining how the return of the Trump administration may reshape consumer financial protection...
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1:02:06
A Conversation About Caregiving & Self-Care with Mario & Linda Straub Jones
In This Episode: In a departure from our usual finance and regulation discussions, this special episode of Financial Forward focuses on the emotional, financial, and personal challenges of caregiving. Whether you're a p...
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1:06:19
Bank Automation Summit 2025 - Bank Automation News
Finding Financial Success in the New Regulatory-Mandated Open BankingEpisode Description: In this special episode, we rebroadcast a panel discussion from Bank Automation Summit 2025, where industry leaders ex...
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Season 1
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1:05:01
Crowdfunding for Small Businesses with George Cook of Honeycomb Credit
At McCarthy Hatch, we believe in lifting up voices that deserve to be heard. That’s why we’re offering free ad space on our Financial Forward podcast for women-owned and disadvantaged businesses—beca...
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48:37
The Future of the CFPB: A Surprising Conversation with Banking Expert Ron Shevlin
Episode Summary:The Trump Administration wants to shut down the Consumer Financial Protection Bureau (CFPB)—a move that has divided the financial industry. Is it a necessary rollback of overreach or a dangerous erosion of cons...
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Season 1
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Episode 20
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1:00:34
The Future of Consumer Finance & Regulatory Risk
🔹 Host: Jim McCarthy🔹 Guest: Angela NibbsCEOMaven PRhttps://www.maven-pr.com/https://www.linked...
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Season 1
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Episode 19
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38:19
The Speed of Risk
Episode Title: The Speed of Risk: Bridging the Gap Between Compliance ModelsPodcast: Financial Forward – A McCarthy Hatch PodcastDuration: 43:33Episode Summary:In this episode of ...
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Season 1
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Episode 18
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42:55
Unpacking Dodd-Frank 1034(c): Compliance, Consumer Protection, and Data Collection
Episode Summary:In this episode of Financial Forward, host Jim McCarthy, chairman of McCarthy Hatch, joins forces with Brandi Reynolds, Chief Growth Officer at Bates Group, to break down Section 1034(c) of the Dodd-Frank Act. ...
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Season 1
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Episode 17
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51:07
Behind the Vault - Rebroadcast
Show Notes: Financial Forward – Rebroadcast of Behind the VaultEpisode Title: The Future of Banking: Listening to Customers, Leveraging Data, and Ensuring StabilityEpisode Description: In this specia...
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29:49
Bridging Financial Health and Innovation: A Conversation with Keshava Dasarathy
In this episode of Financial Forward, host Jim McCarthy talks with Keshava Dasarathy, Founder of Finvizia, about the consumer journey in financial services and how firms can go beyond providing products to fostering fi...
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Season 1
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Episode 16
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42:22
The Future of Financial Risk Management with FSAi (Part 2)
In Part 2 of this special series, Jim McCarthy, Asaf Buchner, and JP continue the conversation on the transformative power of real-time data in financial regulation. They discuss how the regulatory landscape is shifting, and what this means for...
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Season 1
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Episode 15
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30:51