Financial Forward: The Future of Consumer Finance & Banking

American Fintech Council - Ian Moloney Talks the Future of Our Industry

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Guest: Ian Moloney, Head of Policy & Regulatory Affairs, American Fintech Council
Host: Jim McCarthy, Chairman of McCarthy Hatch and Founding Member of the CFPB
Podcast: Financial Forward

🔑 Key Topics:

  • What the American Fintech Council Stands For
    Ian describes the AFC's role as a bridge between regulators and innovators, ensuring fintechs can grow while protecting consumers.
  • Responsible Innovation in a Regulatory Vacuum
    With fragmented oversight across agencies, Ian explains how the AFC is driving the conversation around consistent, fair, and modern fintech regulation.
  • Consumer Protection in the Digital Age
    Transparency, fairness, and inclusion are central to fintech’s success—and Ian shares how AFC helps make that happen.
  • Policy Trends to Watch in 2025
    From open banking to earned wage access, Ian outlines the issues on regulators' desks that every fintech should prepare for.
  • Why Fintechs Must Get Engaged in Policy Conversations
    A call to action for industry leaders to lean into policy—not avoid it.

📌 Memorable Quotes:

“Fintech isn’t just about speed and efficiency. It’s about delivering value in a way that’s fair, transparent, and accessible.” – Ian Moloney“AFC isn’t just representing the industry. We’re helping shape a regulatory future that works for everyone—especially consumers.”

More from Jim:
LinkedIn: https://www.linkedin.com/in/mccarthyhatch/
https://www.mccarthy-hatch.com/