Passively Rich with Rentals

Rental Property Debt: When to Pay Off vs When to Buy More Properties

Melissa Nash Real Estate Investor & Coach Season 2025 Episode 39

Should you pay off your rental properties or use that cash to buy MORE? This is THE question I get from clients constantly—especially Dave Ramsey followers who are terrified of debt.

In this episode, I'm breaking down:

  • My personal Real Estate Snowball strategy (how I'm paying off 10+ properties in 7-8 years)
  • The "lazy equity" trap that's costing investors millions
  • Real math: How 1 paid-off property can become 4 properties worth $1M in 10 years
  • When to be in the "buy, buy, buy" phase vs the "pay off" phase
  • Why your tenants are literally buying you free houses

Whether you have 1 rental or 50, this episode will change how you think about rental property debt.

EPISODE RESOURCES:

🎁 DOWNLOAD YOUR FREE REAL ESTATE SNOWBALL CALCULATOR Run your own numbers and see exactly how long it will take to pay off YOUR rental properties. This is the exact tool I use to plan my 10-property payoff strategy.

Inside my free Skool community you'll also get: ✅ 3-Day Out-of-State Investing Course ✅ Deal analysis calculators & templates ✅ Market research reports ✅ Weekly live Q&As where I review your deals ✅ Active community of 500+ investors taking action NOW

⚠️ Fair warning: I'm keeping this free for now, but once we hit 1,000 members, this becomes a paid membership. Lock in free lifetime access today: https://www.skool.com/passiverentals-free/about?ref=podcast

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MORE RESOURCES:

CONNECT WITH ME

🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast

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