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The Canadian Mortgage Show
Welcome to The Canadian Mortgage Show, where we cut through the noise to bring you straight facts on mortgages and real estate in Canada. Focused on BC with a national perspective, we feature expert guests and real insights. Tune in for no-nonsense advice and answers to your questions!
Episodes
65 episodes
Episode 64: Why Canadian Mortgages Almost Never Default (But Everything Else Is Cracking)
Canadian mortgage delinquency is just 0.23%… but credit cards, HELOCs, Canada Post, Bell, and even developers are cracking under the pressure. In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down what’s REALLY goi...
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Episode 64
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53:34
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Episode 63: Banks Holding Rates, Land Claims Growing, Developers Failing – What Now for Homeowners?
Canada just dodged a technical recession—but did the Blue Jays’ World Series run actually help save Ontario’s economy? In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down the latest jobs data, inflation numbers, ...
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Episode 63
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51:15
Episode 62: Federal Budget, Immigration Cuts & Land Claim Shock
In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down a packed week of news that directly affects Canadian homeowners, buyers, and investors.We start with the new federal budget: a $78B de...
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54:47
Episode 61: Variable vs Fixed (Explained) + The Land-Claim Mortgage Crisis
Rates fell 0.25—but fixed didn’t budge. Richmond’s land-title fight spooked lenders. Condo sales tanking in the GTA. CRA pays a $4.99M refund automatically(?!). BC Hydro bans new crypto-mining hookups. We break down what actually affects your m...
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Episode 61
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50:42
Episode 60: Banks: profits + layoffs signal cost-cutting cycle
Canada’s economy is sending mixed signals—and mortgages, housing, and jobs are caught in the crossfire. Alex & Alex unpack September’s jobs print vs. unemployment, inflation ticking to ~2.4%, and what that means for the next Bank of Canada ...
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48:49
Episode 59: Why Pre-Sales Stalled (and What Could Fix It) | Brendon Ogmundson, BCREA
BCREA Chief Economist Brendon Ogmundson joins Alex Pang and Alex Shanks to unpack the real state of BC housing: the surprising 2025 sales slowdown and rebound pockets, why pre-sales are struggling, and the capital problem behind our 600k...
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Season 1
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Episode 59
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46:04
Episode 58: Canada Housing Check: Prices, Rates, Incentives & Real Case Studies
Canada’s housing story is shifting fast. We open on why thousands of new condos are sitting unsold in the Lower Mainland and what that means for pricing power, then dig into a surprising stat: in Ottawa, monthly ownership costs can now beat ren...
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Season 1
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Episode 58
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56:27
Episode 57: Affordability by Amortization: The 50-Year Mortgage Era?
Canada’s housing chessboard is shifting again. Alex & Alex break down OSFI’s proposed loan-to-income limits and why they could sideline small “mom-and-pop” investors while empowering institutions. They weigh amortization creep (30… 50 years...
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Episode 57
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51:28
Episode 56: Mortgage Renewal Secrets Your Lender Won’t Tell You
In this episode, Alex Pang and Alex Shanks step away from the headlines to focus on mortgage renewal strategies that every Canadian homeowner should know. With record-low pandemic interest rates now expiring, many borrowers are facing renewal l...
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Season 1
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Episode 56
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32:48
Episode 55: REIT Redemption Gates, EV Mandate Pause, and Your Mortgage Strategy
Canada just cut rates by 0.25%—but what does that actually mean for your mortgage? Alex & Alex break down variable vs fixed (why your adjustable payment may drop ±$13 per $100k, and why fixed rates follow bond yields—not the overnight rate)...
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Episode 55
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52:58
Episode 54: Mayor Brad West: What Canada Must Do to Solve Housing & Immigration Challenges
In this special episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks welcome Mayor Brad West of Port Coquitlam. Known for his straight-talking, community-first leadership, Brad shares his journey from being elected at 23 to becoming...
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Season 1
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Episode 54
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1:07:04
Episode 53: Ponzi Schemes, Tariffs & Housing Woes: A Hard Look at Canada’s Market
In Episode 53 of The Canadian Mortgage Show, hosts Alex Pang and Alex Shanks dive into the latest developments shaping Canada’s economy and housing market. They break down Canada’s shrinking GDP, the impact of U.S. tariffs on exports, and what’...
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Episode 53
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50:32
Episode 52: Pre-Sale Collapse, Cancelled Listings & Canada’s Housing Gap
Episode 52 marks the one-year anniversary of The Canadian Mortgage Show, hosted by Alex Pang and Alex Shanks. Over the past 12 months, the show has tackled the biggest questions in Canadian housing, finance, and economics—and this episode is no...
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Episode 52
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57:49
Episode 51: Canada’s Housing Slowdown: Inflation, Jobs, and Real Estate in 2025
In Episode 51 of The Canadian Mortgage Show, hosts Alex Pang and Alex Shanks break down the latest economic and housing updates shaping Canada’s financial landscape. From cooling inflation data and potential Bank of Canada rate cuts, to falling...
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Episode 51
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53:05
Episode 50: Canada’s Housing Market Hits Record Drop – Have We Seen the Bottom?
In this milestone 50th episode of The Canadian Mortgage Show, hosts Alex Pang and Alex Shanks unpack the latest economic, housing, and policy shifts shaping the Canadian market.They dive into U.S. inflation data, new tariffs from the U....
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Season 1
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Episode 50
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1:02:54
Episode 49: The Truth About Building a Home in BC | Andrew Huang on Permits, Costs & Market Shifts
In this episode of The Canadian Mortgage Show, hosts Alex Pang and Alex Shanks welcome Andrew Huang, Licensed Builder at Fairlands Custom Homes Ltd., for an in-depth look at the realities of building in Greater Vancouver and across BC. With ove...
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Season 1
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Episode 49
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1:10:10
Episode 48: Bank of Canada Holds Rates — What This Means for Homeowners & Buyers
In this episode of The Canadian Mortgage Show, Alex Pang and Alex Shanks unpack the latest updates in Canada’s mortgage and housing market. They discuss why the Bank of Canada held rates steady, how looming tariffs could impact inflation, and w...
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Season 1
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Episode 48
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48:44
Episode 47: Private Lending Insights with Marc Alteman
Join Alex Pang and Alex Shanks as they welcome special guest Marc Alteman from Altman Financial Inc. to Episode 47 of The Canadian Mortgage Show. Marc, a private mortgage broker with nearly 15 years of experience, specializes in co...
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Season 1
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Episode 47
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57:38
Episode 46: Beyond The Ring - Victoria Fung on Tough Markets and Real Estate Moves
This week, we're honoured to host the remarkable Victoria Fung from Oakwyn Realty Northwest. Victoria isn't just a second-generation realtor with a decade of experience; she's a former professional Muay Thai fighter whose competitive spirit and...
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Season 1
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Episode 46
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41:09
Episode 45: MORTGAGE MELTDOWN? Canadian Dollar SHOCK, AI Job Cuts & Govt. Budget BLUNDERS!
In this episode, Alex Pang and Alex Shanks dig into what’s going on with Canada’s broader economic landscape and its influence on the mortgage market. They tackle the strengthening Canadian dollar, the disruptive impact of AI on the job market ...
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Season 1
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Episode 45
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50:29
Episode 44: Housing Crisis, Fraud & Falling Developers: What’s Really Happening in Canada?
In this episode, Alex Pang and Alex Shanks dig into what’s going on with Canada’s housing market—think struggling developers, growing mortgage fraud, affordability headaches, and government slip-ups. They also chat about job openings, youth une...
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Season 1
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Episode 44
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43:14
Episode 43: How to Beat the Bank at Their Own Game and Pay Off Your Mortgage Faster
In this episode, Alex Pang and Alex Shanks break down offset mortgages—a financial tool that could help you save thousands in interest and pay off your mortgage years ahead of schedule. But it's not for everyone...Here’s what y...
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Season 1
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Episode 43
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27:35
Episode 42: Canada’s Condo Market Is Crashing—Is Your Pre-Sale Next?
In this episode, Alex Pang and Alex Shanks break down the storm clouds gathering over Canada’s real estate and economic future. From collapsing condo markets to historic debt levels and controversial government spending—this week pulls no punch...
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Season 1
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Episode 42
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55:50
Episode 41: Mortgage Stress Test Could Be Scrapped—Game-Changer or Disaster?
In this week’s episode, Alex Pang and Alex Shanks unpack the latest employment data, rental drama, and a growing storm of government mismanagement. Whether you’re a landlord, homebuyer, or just frustrated taxpayer—this one’s for you.H...
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Season 1
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Episode 41
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46:25