Parenting Shrink Wrapped

How to Pay for College Without Putting Your Family at Risk

Samantha Straub and Dr. Melissa Wellner Episode 71

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Paying for college has become increasingly complex, and for many families, the financial decisions involved can feel overwhelming. In this episode, Sam and Melissa are joined by financial planner Kimberly Weihbrecht to break down how FAFSA, financial aid packages, and student loans actually work–and why costs can vary so widely from one school to another.

They also explore upcoming changes to student loan policies in 2026, the risks of parent borrowing, and practical strategies for navigating the process, including how to appeal for financial aid and advocate for your family. This conversation offers clarity, reassurance, and actionable steps for parents facing one of the biggest financial decisions of their lives.

About Kimberly

Kimberly Weihbrecht, CCFS®, CSLP®, is a financial planner at Fearless Finance, where she helps clients gain confidence and clarity around their financial lives. Kim works with individuals and families on cash flow management, debt and savings strategies, retirement planning, specializing in college financial planning, including guidance on FAFSA and financial aid decisions, and student loan management.

Connect with Kimberly: https://fearlessfinance.com/

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