.png)
Finance Girlies: Money Conversations for Gen Z and Millennial Women
Do you feel like you’re making progress with money, but somehow still feel behind?
Maybe you’re already saving, paying your bills on time, and investing a little.
But you still find yourself thinking:
"Wait… am I actually doing this right?"
And when you try to find the answer, you get even more frustrated because everything online feels like it was made for some Wall Street bro obsessing over his next trade.
If you’re craving money conversations that actually reflect you — an ambitious, vibrant woman using her money to build a life that feels abundant in every sense — come hang with us.
Welcome to the Finance Girlies, a money podcast for the girlies who’ve never felt seen by traditional finance advice.
We’re your hosts, Emily Batdorf and Cassidy Horton. Between the two of us, we’ve spent more than a decade researching and writing for big publications in the personal finance space.
Now, every Wednesday, we’re sharing our financial knowledge, experience, and hard-won confidence with you. (And when it’s helpful, we bring in trusted experts to help us unpack the more complex topics.)
During each episode of The Finance Girlies, we’ll cover topics like:
- Why you don’t have to feel “ready” before you start investing
- How to be a more conscious consumer when you’re constantly being #influenced
- How your career as a freelancer, entrepreneur, or employee affects your financial reality
- How to handle money conflicts in relationships — and strategies to avoid them altogether
- How your money beliefs directly impact your financial habits and choices
Together, we’ll explore how you relate to money: through conversations with your partner, the paycheck you earn, and how you spend your days. Instead of throwing prescriptive advice at you, we’ll give you helpful reframes, mindset tools, and why-did-nobody-teach-me-this tidbits to help you build financial confidence every day.
If you’ve ever felt like personal financial advice was too dry, impractical, condescending — or just too bro-y — we invite you to pop in an earbud and let out a deep exhale.
Finance Girlies: Money Conversations for Gen Z and Millennial Women
Debt 101: Is being in debt always bad? / 8
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
In today’s episode, we kick off part one of our two-part series on debt. Next week, Cassidy will share her personal story of paying off $18,000 in student loans in just 10 months. But first, we’re diving into our general philosophies on debt — when it’s helpful, when it’s harmful, and how to know if you should prioritize paying it off.
We also share:
- A surprising (and a bit frustrating) Dave Ramsey clip about debt that sparked our discussion
- Average U.S. household debt statistics (hint: you’re not alone if you have debt)
- Our thoughts on “good debt” vs. “bad debt” — and why those terms aren’t always helpful
- Practical questions to ask yourself when deciding whether to take on or pay off debt
- How to balance emotional vs. mathematical decisions about managing debt
Whether you’re wrestling with credit card balances, student loans, or just trying to figure out your next money move, this episode is for you.
Resources
- Dave Ramsey clip referenced in the episode
- Average U.S. debt statistics (source)
- Average student loan debt statistics (source)
📩 Get The Finance Girlies newsletter:
https://www.thefinancegirlies.com/newsletter
💻Visit The Finance Girlies website:
https://www.thefinancegirlies.com/
💖Email us your money questions:
hello@thefinancegirlies.com
📸Follow us on Instagram:
https://www.instagram.com/thefinancegirlies/