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Finance Girlies: Money Conversations for Gen Z and Millennial Women
Do you feel like you’re making progress with money, but somehow still feel behind?
Maybe you’re already saving, paying your bills on time, and investing a little.
But you still find yourself thinking:
"Wait… am I actually doing this right?"
And when you try to find the answer, you get even more frustrated because everything online feels like it was made for some Wall Street bro obsessing over his next trade.
If you’re craving money conversations that actually reflect you — an ambitious, vibrant woman using her money to build a life that feels abundant in every sense — come hang with us.
Welcome to the Finance Girlies, a money podcast for the girlies who’ve never felt seen by traditional finance advice.
We’re your hosts, Emily Batdorf and Cassidy Horton. Between the two of us, we’ve spent more than a decade researching and writing for big publications in the personal finance space.
Now, every Wednesday, we’re sharing our financial knowledge, experience, and hard-won confidence with you. (And when it’s helpful, we bring in trusted experts to help us unpack the more complex topics.)
During each episode of The Finance Girlies, we’ll cover topics like:
- Why you don’t have to feel “ready” before you start investing
- How to be a more conscious consumer when you’re constantly being #influenced
- How your career as a freelancer, entrepreneur, or employee affects your financial reality
- How to handle money conflicts in relationships — and strategies to avoid them altogether
- How your money beliefs directly impact your financial habits and choices
Together, we’ll explore how you relate to money: through conversations with your partner, the paycheck you earn, and how you spend your days. Instead of throwing prescriptive advice at you, we’ll give you helpful reframes, mindset tools, and why-did-nobody-teach-me-this tidbits to help you build financial confidence every day.
If you’ve ever felt like personal financial advice was too dry, impractical, condescending — or just too bro-y — we invite you to pop in an earbud and let out a deep exhale.
Episodes
94 episodes
Do you need a will? Probably, and here's why / 93
A will can feel like something for a future version of you — one with a house, kids, a spouse, and a lot more assets to worry about. But when you start thinking about the bank accounts, belongings, pets, and people already in our lives, it may ...
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Minimalism, money, and finding your “enough” with Kelly Foss / 92
How many things have we bought for a version of ourselves who doesn’t exist yet? The art supplies for a hobby we’ll pick up someday. The clothes for a lifestyle we don’t actually live. The product that promises to make some part of our routine ...
How to buy a car from start to finish (our car-buying stories) / 91
This episode was previously available exclusively to our paid subscribers and is now being released to all listeners. We’re excited to share it with all the girlies out there! If you enjoy it, please take a minute to leave a rating and revi...
What should I invest in as a beginner? / 90
We truly believe investing can be simple. But all the jargon — 401(k)s, IRAs, ETFs, target date funds — can be enough to stop a new investor in her tracks. When every decision seems to come with another acronym or account type to understand, it...
We tried it: Opening (and investing in) an HSA / 89
Opening a Health Savings Account (HSA) sounds like something that requires hours of research and a dozen decisions. In reality? After putting it off for almost a year, Cassidy finally opened one in eight minutes.In this episode, we’re sh...
10 money rules we don't follow anymore / 88
It's funny how some money rules can feel like absolute truth... until they don't. As we've learned more about personal finance — and lived a little more life — we've found ourselves changing our minds about advice we used to follow ...
Our month-long money diary: Does our spending align with our values? / 87
We love a good “look at your numbers” moment — but what happens when you take it one step further and ask, does this actually reflect the life I want? In this re-release of a previously Insiders-only episode, we map our rea...
Personality-based budgeting with budget coach Erin Britt / 86
Some people color-code their budgets, reconcile every transaction, and genuinely enjoy a spreadsheet. Others would rather do just about anything else. If you've ever looked at someone else's budgeting system and thought, There's no way I co...
Is investing $100 a week enough to fund retirement? / 85
When it comes to retirement, one question comes up again and again: How much is actually enough? It’s common to see advice online that says to invest a certain amount every week, but it’s much harder to know whether that number will ac...
We tried it: Using points and miles to book travel (without being experts) / 84
There’s no shortage of advice about the right way to use credit card points for travel. Transfer partners, sign-up bonuses, maximizing every redemption... it can start to feel like there’s a test you’re supposed to pass before you’re a...
The one skill every woman needs to increase her income with Megan Smyth / 83
When you hear the word "sales," you might think of awkward pitches, pushy tactics, or convincing someone to buy something they don't want. But what if selling actually looked more like listening, building relationships, and creating opportuniti...
What the tradwife movement means for women's finances (re-release) / 82
This episode was previously available exclusively to our paid subscribers and is now being released to all listeners. We’re excited to share it with all the girlies out there! --------The trad wife lifestyle is being...
How emotions affect your money decisions with Simone Griffin Taylor / 81
Have you ever felt guilty for spending money on something you love, but thought nothing of spending money on something you felt like you should do?Or found yourself thinking, "I'm just bad with money"?In this episode, we'...
From $3k to $17k in one month: Lessons from Cassidy’s freelance business / 80
When your income isn't predictable, it can be hard to know whether a slow season is just part of the process or a sign that something needs to change. And when so much financial advice assumes the same paycheck shows up every two weeks, navigat...
Does money buy happiness? Let's talk about it (re-release) / 79
✨💎 RE-RELEASE OF A FORMERLY INSIDERS-ONLY EPISODE 💎✨This episode was previously available exclusively to our paid subscribers and is now being released to all listeners. We’re excited to share it with all the girlies out there...
How Brittany Flammer built a $950k net worth on a 5-figure income / 78
We often assume building wealth requires a high salary, perfect investing decisions, or some kind of shortcut. But sometimes, the biggest results come from years of small, consistent choices.In this episode, we talk with financial coach ...
First-time homebuying in today’s market: Emily’s story (and lessons so far) / 77
There’s a specific kind of emotional whiplash that comes with house hunting — one day you’re resigned to another six months of renting, and the next you’re mentally arranging furniture in a house you toured three hours ago. Emily and her husban...
The money advice we needed in our 20s (and still stand by today) / 76
When you’re in your early 20s, it’s easy to feel like you have so much time to figure money out later. Retirement feels impossibly far away, investing feels intimidating, and honestly, a lot of financial advice can feel disconnected fr...
How Elisabeth built a minimalist lifestyle with less stuff and more freedom / 75
When we think about “rich” experiences, it’s easy to assume they have to come with a high price tag. But this week’s guest, Elisabeth Frost, has built a life that challenges that idea in the best way.Elisabeth is a lifestyle blogger, bud...
Arden Missal didn’t want to shrink her lifestyle — so she paid off $150K in debt, fast / 74
There’s a version of debt payoff advice that sounds responsible on paper — make the minimum payments, invest the difference, stay the course.But what if following that plan still leaves you feeling stuck?In this episode with physi...
How Paulina navigates privilege, financial anxiety, and creative work (listener story) / 73
We’ve all had that moment where we look at someone’s life and think, how do they actually afford that? Not from a place of judgment — just genuine curiosity.In this Insiders-only episode, we sit down with our dear friend Paulina...
Roth IRA or 401(k)? Where to invest first with Sean Mullaney / 72
If you’ve spent any time reading personal finance advice, you’ve probably heard the same advice on repeat: max out your Roth IRA. But what if that’s not actually the best move — at least not right now?In this episode, we sit dow...
Feeling disorganized with your money? Try spring cleaning your finances / 71
Spring cleaning isn’t just for your closet — it might be exactly what your finances need, too. In this episode, we talk about why April (not January) can be the most natural time to reset your money habits, especially as your energy shifts, you...
Rethinking the emergency fund: How much do you need to save? / 70
If you’ve ever found yourself staring at your emergency fund, hesitant to spend a dime on something unexpected, this episode's for you. We’re unpacking the pressure, the gray areas, and the real-life moments where this money actually comes into...
7 smart ways to use your tax refund in 2026 / 69
If you’ve ever gotten a tax refund and thought, “Wait… is this free money?” — you’re not alone. In this episode, we’re unpacking why refunds feel like a bonus (even though they’re not), and more importantly, how to actually decide what...