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Finance Girlies: Money Conversations for Gen Z and Millennial Women
Do you feel like you’re making progress with money, but somehow still feel behind?
Maybe you’re already saving, paying your bills on time, and investing a little.
But you still find yourself thinking:
"Wait… am I actually doing this right?"
And when you try to find the answer, you get even more frustrated because everything online feels like it was made for some Wall Street bro obsessing over his next trade.
If you’re craving money conversations that actually reflect you — an ambitious, vibrant woman using her money to build a life that feels abundant in every sense — come hang with us.
Welcome to the Finance Girlies, a money podcast for the girlies who’ve never felt seen by traditional finance advice.
We’re your hosts, Emily Batdorf and Cassidy Horton. Between the two of us, we’ve spent more than a decade researching and writing for big publications in the personal finance space.
Now, every Wednesday, we’re sharing our financial knowledge, experience, and hard-won confidence with you. (And when it’s helpful, we bring in trusted experts to help us unpack the more complex topics.)
During each episode of The Finance Girlies, we’ll cover topics like:
- Why you don’t have to feel “ready” before you start investing
- How to be a more conscious consumer when you’re constantly being #influenced
- How your career as a freelancer, entrepreneur, or employee affects your financial reality
- How to handle money conflicts in relationships — and strategies to avoid them altogether
- How your money beliefs directly impact your financial habits and choices
Together, we’ll explore how you relate to money: through conversations with your partner, the paycheck you earn, and how you spend your days. Instead of throwing prescriptive advice at you, we’ll give you helpful reframes, mindset tools, and why-did-nobody-teach-me-this tidbits to help you build financial confidence every day.
If you’ve ever felt like personal financial advice was too dry, impractical, condescending — or just too bro-y — we invite you to pop in an earbud and let out a deep exhale.
Episodes
80 episodes
Does money buy happiness? Let's talk about it (re-release) / 79
✨💎 RE-RELEASE OF A FORMERLY INSIDERS-ONLY EPISODE 💎✨This episode was previously available exclusively to our paid subscribers and is now being released to all listeners. We’re excited to share it with all the girlies out there...
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How Brittany Flammer built a $950k net worth on a 5-figure income / 78
We often assume building wealth requires a high salary, perfect investing decisions, or some kind of shortcut. But sometimes, the biggest results come from years of small, consistent choices.In this episode, we talk with financial coach ...
First-time homebuying in today’s market: Emily’s story (and lessons so far) / 77
There’s a specific kind of emotional whiplash that comes with house hunting — one day you’re resigned to another six months of renting, and the next you’re mentally arranging furniture in a house you toured three hours ago. Emily and her husban...
The money advice we needed in our 20s (and still stand by today) / 76
When you’re in your early 20s, it’s easy to feel like you have so much time to figure money out later. Retirement feels impossibly far away, investing feels intimidating, and honestly, a lot of financial advice can feel disconnected fr...
How Elisabeth built a minimalist lifestyle with less stuff and more freedom / 75
When we think about “rich” experiences, it’s easy to assume they have to come with a high price tag. But this week’s guest, Elisabeth Frost, has built a life that challenges that idea in the best way.Elisabeth is a lifestyle blogger, bud...
Arden Missal didn’t want to shrink her lifestyle — so she paid off $150K in debt, fast / 74
There’s a version of debt payoff advice that sounds responsible on paper — make the minimum payments, invest the difference, stay the course.But what if following that plan still leaves you feeling stuck?In this episode with physi...
How Paulina navigates privilege, financial anxiety, and creative work (listener story) / 73
We’ve all had that moment where we look at someone’s life and think, how do they actually afford that? Not from a place of judgment — just genuine curiosity.In this Insiders-only episode, we sit down with our dear friend Paulina...
Roth IRA or 401(k)? Where to invest first with Sean Mullaney / 72
If you’ve spent any time reading personal finance advice, you’ve probably heard the same advice on repeat: max out your Roth IRA. But what if that’s not actually the best move — at least not right now?In this episode, we sit dow...
Feeling disorganized with your money? Try spring cleaning your finances / 71
Spring cleaning isn’t just for your closet — it might be exactly what your finances need, too. In this episode, we talk about why April (not January) can be the most natural time to reset your money habits, especially as your energy shifts, you...
Rethinking the emergency fund: How much do you need to save? / 70
If you’ve ever found yourself staring at your emergency fund, hesitant to spend a dime on something unexpected, this episode's for you. We’re unpacking the pressure, the gray areas, and the real-life moments where this money actually comes into...
7 smart ways to use your tax refund in 2026 / 69
If you’ve ever gotten a tax refund and thought, “Wait… is this free money?” — you’re not alone. In this episode, we’re unpacking why refunds feel like a bonus (even though they’re not), and more importantly, how to actually decide what...
Our March money diaries: Does our spending match our values? / 68
We love a good “look at your numbers” moment — but what happens when you take it one step further and ask, does this actually reflect the life I want? In this Insiders-only episode, we map our real-life spending against our...
Why you don’t feel ready to invest (and how to start anyway) / 67
When we sent out a listener survey last fall, one topic seemed to be on everyone’s minds: investing. So many of you told us you don’t feel ready to invest yet.We relate to this deeply. Even after years of writing about in...
Feeling stuck with money? Start with your beliefs, not the numbers (ft. Michelle Malawer) / 66
This week, we’re talking about the emotional and behavioral side of money with money coach Michelle Malawer. We explore what money coaching actually looks like, how it differs from working with a financial advisor, and why changing your finance...
Sarah Turner on the money beliefs that followed her to 8 figures / 65
Today we’re joined by Sarah Turner — the mentor who brought us together and helped shape the way we think about building businesses, earning more, and how money shows up in our lives.In this episode, we talk about what it actually looks ...
We get the appeal of the tradwife movement, AND ALSO… 👀 / 64
The trad wife lifestyle is being sold as soft, simple, and secure.But is it financially safe?In this episode, we unpack what the trad wife movement actually promotes, how it differs from choosing to stay home, and why financial au...
We tried it: Getting reimbursed for travel delays / 63
We love travel — but we do not love unexpected airport chaos.On a recent work trip to Mexico, we each faced major delays. One of us was marked a no-show while physically inside the airport because we couldn’t get a boarding pass...
How to make Valentine’s Day feel special (without overconsuming) / 62
If Valentine’s Day has ever made you feel pressured, behind, or annoyed at how expensive it all seems — it’s not just you. In this episode, we’re unpacking how Valentine’s Day became a multi-billion-dollar industry, why it can feel so loaded em...
Money, kids, and the myth of being “ready” with Taylor Nelsen, AFC / 61
Parenthood has a way of turning even the most detailed budgeter into a “good enough and moving on” budgeter — and honestly, that’s not a personal failure. It’s reality. In this episode, we’re joined by Taylor Nelson (accredited financial counse...
How Sam bought her first home (listener story) / 60
In today’s Paid Insider episode, we’re continuing the home-buying conversation with another real listener story. Emily’s sister Sam joins us to share how listening to our episode with Hillary helped her feel ready to buy a home — and what the p...
Claire Wasserman on trusting yourself, asking for more, and letting go of shame / 59
What if knowing your worth intellectually isn’t enough — and the real work has to happen in your body, your nervous system, and your everyday actions? In this episode, we’re joined by Claire Wasserman, founder of Ladies Get Paid, caree...
Why your budget isn’t broken (the system is) with Kelsa Dickey / 58
Budgeting is often framed as a discipline problem — try harder, be more consistent, stick to the plan. But what if the real issue isn’t effort or willpower… it’s that the system was never designed for your actual life in the first place?...
Financial adulting in your 20s & 30s: Saving, retirement, and real-life budgeting with Brigitte Killings / 57
If you’ve ever thought, “I’m doing okay with money… but am I doing the right things?” — this episode is for you. Whether you’re in your late 20s trying to build good habits, juggling family responsibilities, or quietly worrying about w...
2025 Wrapped: Our favorite books, boldest money moves & scary goals / 56
We're wrapping up 2025 with our favorite tradition — a rapid-fire reflection on the year we just had. And this year? We made it spicier. 🌶️This is an insiders-only episode because we wanted to get real about the stuff we don't usually sh...
Your 2026 new year money reset (+ free worksheet!) / 55
Tired of those overwhelming New Year's financial planning checklists? In this short episode, we break down a simple five-step exercise that takes about 30 minutes and actually helps you tackle your biggest money pain point — no perfectionism re...