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The Finance Girlies: Money Conversations for Gen Z and Millennial Women
Welcome to the Finance Girlies, a money podcast for the girlies who’ve never felt seen by traditional finance advice.
This isn’t your typical personal finance show — it’s two Millennial friends talking about money the way it actually shows up in our lives.
We’re your hosts, Emily Batdorf and Cassidy Horton. Between the two of us, we’ve spent more than a decade researching and writing for big publications in the personal finance space.
Now, every Wednesday, we’re sharing our financial knowledge, experience, and hard-won confidence with you. (And when it’s helpful, we bring in trusted experts to help us unpack the more complex topics.)
During each episode of The Finance Girlies, we’ll cover topics like:
- Why you don’t have to feel “ready” before you start investing
- How to be a more conscious consumer when you’re constantly being #influenced
- How your career as a freelancer, entrepreneur, or employee affects your financial reality
- How to handle money conflicts in relationships — and strategies to avoid them altogether
- How your money beliefs directly impact your financial habits and choices
Together, we’ll explore how you relate to money: through conversations with your partner, the paycheck you earn, and how you spend your days. Instead of throwing prescriptive advice at you, we’ll give you helpful reframes, mindset tools, and why-did-nobody-teach-me-this tidbits to help you build financial confidence every day.
If you’ve ever felt like personal financial advice was too dry, impractical, condescending — or just too bro-y — we invite you to pop in an earbud and let out a deep exhale.
Episodes
74 episodes
How Paulina navigates privilege, financial anxiety, and creative work (listener story) / 73
We’ve all had that moment where we look at someone’s life and think, how do they actually afford that? Not from a place of judgment — just genuine curiosity.In this Insiders-only episode, we sit down with our dear friend Paulina...
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Roth IRA or 401(k)? Where to invest first with Sean Mullaney / 72
If you’ve spent any time reading personal finance advice, you’ve probably heard the same advice on repeat: max out your Roth IRA. But what if that’s not actually the best move — at least not right now?In this episode, we sit dow...
Feeling disorganized with your money? Try spring cleaning your finances / 71
Spring cleaning isn’t just for your closet — it might be exactly what your finances need, too. In this episode, we talk about why April (not January) can be the most natural time to reset your money habits, especially as your energy shifts, you...
Rethinking the emergency fund: How much do you need to save? / 70
If you’ve ever found yourself staring at your emergency fund, hesitant to spend a dime on something unexpected, this episode's for you. We’re unpacking the pressure, the gray areas, and the real-life moments where this money actually comes into...
7 smart ways to use your tax refund in 2026 / 69
If you’ve ever gotten a tax refund and thought, “Wait… is this free money?” — you’re not alone. In this episode, we’re unpacking why refunds feel like a bonus (even though they’re not), and more importantly, how to actually decide what...
Our March money diaries: Does our spending match our values? / 68
We love a good “look at your numbers” moment — but what happens when you take it one step further and ask, does this actually reflect the life I want? In this Insiders-only episode, we map our real-life spending against our...
Why you don’t feel ready to invest (and how to start anyway) / 67
When we sent out a listener survey last fall, one topic seemed to be on everyone’s minds: investing. So many of you told us you don’t feel ready to invest yet.We relate to this deeply. Even after years of writing about in...
Feeling stuck with money? Start with your beliefs, not the numbers (ft. Michelle Malawer) / 66
This week, we’re talking about the emotional and behavioral side of money with money coach Michelle Malawer. We explore what money coaching actually looks like, how it differs from working with a financial advisor, and why changing your finance...
Sarah Turner on the money beliefs that followed her to 8 figures / 65
Today we’re joined by Sarah Turner — the mentor who brought us together and helped shape the way we think about building businesses, earning more, and how money shows up in our lives.In this episode, we talk about what it actually looks ...
We get the appeal of the tradwife movement, AND ALSO… 👀 / 64
The trad wife lifestyle is being sold as soft, simple, and secure.But is it financially safe?In this episode, we unpack what the trad wife movement actually promotes, how it differs from choosing to stay home, and why financial au...
We tried it: Getting reimbursed for travel delays / 63
We love travel — but we do not love unexpected airport chaos.On a recent work trip to Mexico, we each faced major delays. One of us was marked a no-show while physically inside the airport because we couldn’t get a boarding pass...
How to make Valentine’s Day feel special (without overconsuming) / 62
If Valentine’s Day has ever made you feel pressured, behind, or annoyed at how expensive it all seems — it’s not just you. In this episode, we’re unpacking how Valentine’s Day became a multi-billion-dollar industry, why it can feel so loaded em...
Money, kids, and the myth of being “ready” with Taylor Nelsen, AFC / 61
Parenthood has a way of turning even the most detailed budgeter into a “good enough and moving on” budgeter — and honestly, that’s not a personal failure. It’s reality. In this episode, we’re joined by Taylor Nelson (accredited financial counse...
How Sam bought her first home (listener story) / 60
In today’s Paid Insider episode, we’re continuing the home-buying conversation with another real listener story. Emily’s sister Sam joins us to share how listening to our episode with Hillary helped her feel ready to buy a home — and what the p...
Claire Wasserman on trusting yourself, asking for more, and letting go of shame / 59
What if knowing your worth intellectually isn’t enough — and the real work has to happen in your body, your nervous system, and your everyday actions? In this episode, we’re joined by Claire Wasserman, founder of Ladies Get Paid, caree...
Why your budget isn’t broken (the system is) with Kelsa Dickey / 58
Budgeting is often framed as a discipline problem — try harder, be more consistent, stick to the plan. But what if the real issue isn’t effort or willpower… it’s that the system was never designed for your actual life in the first place?...
Financial adulting in your 20s & 30s: Saving, retirement, and real-life budgeting with Brigitte Killings / 57
If you’ve ever thought, “I’m doing okay with money… but am I doing the right things?” — this episode is for you. Whether you’re in your late 20s trying to build good habits, juggling family responsibilities, or quietly worrying about w...
2025 Wrapped: Our favorite books, boldest money moves & scary goals / 56
We're wrapping up 2025 with our favorite tradition — a rapid-fire reflection on the year we just had. And this year? We made it spicier. 🌶️This is an insiders-only episode because we wanted to get real about the stuff we don't usually sh...
Your 2026 new year money reset (+ free worksheet!) / 55
Tired of those overwhelming New Year's financial planning checklists? In this short episode, we break down a simple five-step exercise that takes about 30 minutes and actually helps you tackle your biggest money pain point — no perfectionism re...
Health Savings Accounts (HSAs): The incredible financial tool you may be overlooking / 54
Health Savings Accounts (HSAs) might be hiding in your benefits package, and most people have no idea how powerful they actually are. In this episode, we're breaking down everything you need to know about HSAs — from whether you're eligible to ...
The freedom formula: How to travel, build a career, and save money with Caroline Lupini / 53
If you've ever dreamed about traveling but thought you couldn't afford it, this episode is for you. Caroline Lupini has visited 120+ countries while building a successful career — and she's here to prove that both are totally possible without s...
Points & miles 101 with Ross Alcorn: Turn your credit card rewards into free travel / 52
Do you ever see all those Instagram influencers flying business class using miles and points and think, “How TF do they do that?” Well… we sat down with points and miles expert Ross Alcorn, CEO and founder of Itinerary Boss...
What Our Freelance Writing Businesses Actually Look Like in 2025 / 51
A lot of you know us as The Finance Girlies — but what you might not know is that we're also full-time freelance writers. We’ve been riding the freelance waves up and down for years, but we’d be lying if we said the past 12 months haven’t throw...
Frugality that feels good: Grocery tips + holiday spending with The Frugal Girl / 50
Frugality doesn't have to feel like deprivation — and it definitely doesn't have to ruin your holidays. In this episode, we're sitting down with our friend Kristen, AKA The Frugal Girl, to talk about stretching your dollars while actually enjoy...
Breaking down SNAP: The myths, the facts, and how to actually help / 49
Food insecurity is closer than you think — and it's affecting 40 million Americans right now, including kids, seniors, and working families. In this episode, we're breaking down what's really happening with SNAP benefits, busting the myths that...