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The Finance Girlies: Money Conversations for Gen Z and Millennial Women
Welcome to the Finance Girlies, a money podcast for the girlies who’ve never felt seen by traditional finance advice.
This isn’t your typical personal finance show — it’s two Millennial friends talking about money the way it actually shows up in our lives.
We’re your hosts, Emily Batdorf and Cassidy Horton. Between the two of us, we’ve spent more than a decade researching and writing for big publications in the personal finance space.
Now, every Wednesday, we’re sharing our financial knowledge, experience, and hard-won confidence with you. (And when it’s helpful, we bring in trusted experts to help us unpack the more complex topics.)
During each episode of The Finance Girlies, we’ll cover topics like:
- Why you don’t have to feel “ready” before you start investing
- How to be a more conscious consumer when you’re constantly being #influenced
- How your career as a freelancer, entrepreneur, or employee affects your financial reality
- How to handle money conflicts in relationships — and strategies to avoid them altogether
- How your money beliefs directly impact your financial habits and choices
Together, we’ll explore how you relate to money: through conversations with your partner, the paycheck you earn, and how you spend your days. Instead of throwing prescriptive advice at you, we’ll give you helpful reframes, mindset tools, and why-did-nobody-teach-me-this tidbits to help you build financial confidence every day.
If you’ve ever felt like personal financial advice was too dry, impractical, condescending — or just too bro-y — we invite you to pop in an earbud and let out a deep exhale.
The Finance Girlies: Money Conversations for Gen Z and Millennial Women
How Sam bought her first home (listener story) / 60
This episode is only available to subscribers.
The Finance Girlies Insiders
Support the show & get subscriber-only content.In today’s Paid Insider episode, we’re continuing the home-buying conversation with another real listener story. Emily’s sister Sam joins us to share how listening to our episode with Hillary helped her feel ready to buy a home — and what the process actually looked like once she did.
Sam walks through what helped her feel ready — from going to open houses before having a realtor, to using a Home Buying for Dummies–style book from the library to understand loans, inspections, escrow, and insurance without drowning in internet chaos. She also shares the parts no one glamorizes: inspection surprises, unexpected termite mitigation, radon concerns, and the very real shift from “my rent is fixed” to “oh… we are the maintenance department now.”
If you’re a listener who’s saving money but still feels unsure, overwhelmed, or nervous about the commitment, this episode will make you feel less alone — and give you a few low-pressure steps to take before you ever pull the trigger.
✨ Episode Highlights ✨
- [00:00] Why we wanted to revisit millennial home buying — and why Sam’s story felt worth sharing
- [03:00] What it looks like to save money without a clear plan and slowly realize you might be ready
- [06:00] The fear of commitment, high interest rates, and deciding whether to stay put or move away
- [09:00] The first low-pressure steps Sam took to learn the process before buying
- [12:00] How pre-approval, choosing a lender, and making an offer actually worked
- [15:00] What inspections, negotiations, and earnest money were like in real life
- [22:00] The unexpected costs that showed up after moving in — including termite mitigation
- [26:00] How buying a home changed Sam and her husband’s spending habits and emergency fund priorities
- [33:00] Sam’s advice for listeners who have the money but still don’t feel ready
✨ Resources ✨
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https://www.thefinancegirlies.com/newsletter
💻Visit The Finance Girlies website:
https://www.thefinancegirlies.com/
💖Email us your money questions:
hello@thefinancegirlies.com
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https://www.instagram.com/thefinancegirlies/