The Finance Girlies

How to make Valentine’s Day feel special (without overconsuming)

Emily Batdorf & Cassidy Horton

Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.

0:00 | 25:35

If you love The Finance Girlies and want to help keep the podcast ad-free, consider becoming an Insider. For $5 a month (less than $1.25 per week), you’ll get one Insider-only bonus episode every month — and our eternal gratitude. 💖Sign up here. 

If Valentine’s Day has ever made you feel pressured, behind, or annoyed at how expensive it all seems — it’s not just you. In this episode, we’re unpacking how Valentine’s Day became a multi-billion-dollar industry, why it can feel so loaded emotionally (and financially), and how to opt out of overconsumption without opting out of joy.

We share the surprising history of Valentine’s Day, the real data behind how much people spend, and how social media fuels comparison spirals. Then we get personal — talking through our very different, very intentional approaches to the holiday, whether that looks like a cozy homemade dinner, a box of chocolates we bought ourselves, or planning something meaningful with friends.

This conversation is for anyone who wants Valentine’s Day to feel more aligned — with your values, your budget, and the way you actually experience love. Partnered, single, or somewhere in between, you deserve a version of this holiday that feels good.


Episode Timestamps


[00:00]
Why Valentine’s Day feels so commercial — and why that’s not new
[02:00] Social media, comparison spirals, and performance pressure
[03:30] How much Americans actually spend on Valentine’s Day
[06:00] Emily’s low-key, at-home Valentine’s Day tradition
[07:00] Cassidy’s evolving approach — from compromise to self-celebration
[09:00] Making holidays special when no one else does it for you
[14:00] Low-consumption Valentine’s ideas from real people
[20:00] Wallet-friendly and eco-friendly ways to celebrate
[24:00] A simple reflection exercise to redesign Valentine’s Day for you


Resources:

  • National Retail Federation Valentine’s Day spending survey
  • Substack post on eco-friendly and wallet-friendly Valentine’s Day ideas
  • Reflection questions shared in this episode:

    • What actually makes me feel loved?
    • What kind of Valentine’s Day do I want, even if no one else sees it?
    • Where am I spending money out of expectation instead of meaning?
    • What’s one small thing that would help me feel more connected to my loved ones this Valentine’s Day?

💌 Did you know we have a free newsletter? Subscribe for weekly money tips, episode drops, our favorite recs, and more.


Support the show

📩 Get The Finance Girlies newsletter:
https://www.thefinancegirlies.com/newsletter

💻Visit The Finance Girlies website:
https://www.thefinancegirlies.com/

💖Email us your money questions:
hello@thefinancegirlies.com

📸Follow us on Instagram:
https://www.instagram.com/thefinancegirlies/