Craving a Saving
Join award-winning finance broker, Cait and her co-host Bec, as they break down all things finance and property, in a practical and easy to understand way. It's finance made fun!
Episodes
31 episodes
Season Finale: Cait answers your finance questions!
We’re wrapping up the season with a bang—and a baby on the way!In this special finale episode, Cait answers your burning finance questions, from using equity as a deposit to her biggest lessons from buying property. Nothing’s off-limits,...
Thinking of building? Here’s the lowdown on construction loans
In this episode, Cait & Bec break down how construction loans actually work, from staged payments to what lenders look for. Cait shines a light on the sneaky fine print in builder deals that no one warns you about. Whet...
Chatting all things money with 15-year-old Lara
In this episode, Cait & Bec sit down with Lara, a 15-year-old to talk all things finance. From budgeting to bank accounts, she shares her thoughts on what young people should be learning about finance, and what’s curren...
How Cait's client purchased an investment property with no savings (Yep, really)
Think you need a big deposit to buy an investment property? Not always. In this episode, Cait & Bec share the story of clients Jake & Chloe, who purchased an investment property without using any of their own savings....
Listener story: Purchasing with poor credit & tackling high rates
On this week's episode of Craving a Saving, Cait & Bec are diving into a real listener story that proves your credit history doesn't have to be your credit future.Our listener shares how they managed to purchase a home despite a poor...
Babies, Budgets & Borrowing: Buying a home on parental leave
Welcoming a new baby is a beautiful chapter—but how much does a dependant impact borrowing? In this episode, Cait & Bec unpack everything you need to know about navigating parental leave while applying for a home loan in Australia.Fr...
The hack banks don't want you to know, to pay less on your mortgage
Think you’re stuck with your current home loan rate? Think again.In this episode, Cait and Bec reveal one of the most underrated money hacks: negotiating with your current lender — no refinancing required.You’ll learn what to say,...
You MUST listen to this when planning to purchase with a partner (or pal!)
Thinking of buying a home with your partner, sibling, or even your bestie? Before you dive into a joint mortgage, tune in to this episode where Cait and Bec unpack the essential money conversations you need to have. From who pays wh...
Ways to increase your properties value!
In this episode of Craving a Saving, Cait & Bec welcome back buyer's agent Troy Baker from Baker Advocates to talk all things property value. Whether you're a homeowner or investor, Troy shares his expert insights on the little ...
Did we buy the wrong property?!
Grappling with buyer’s remorse? You’re not alone—and this episode might be for you.Troy Baker, Buyer’s Advocate from Baker Advocates, joins Cait and Bec to break down a listener’s email, full of honest reflections and tough questions abo...
What even is a Mortgage Broker? Cait's journey on how she became one!
Curious about what a mortgage broker actually does—or how to become one yourself? In this episode, Cait & Bec are diving deep into the world of mortgage broking. Cait shares her personal journey of how she became a broker and what ...
Q&A - You asked, we've answered!
Cait & Bec are back with another Q&A episode, diving into your burning finance questions! From missed mortgage repayments to using your super to buy property — nothing is off-limits in this jam-packed chat. Whether you're a ...
WTF is Equity?! ..and how can it help you?
Accessing equity in your property can be a game-changer!In this episode, Cait & Bec break down how equity works, the pros and cons of using it, and the ways to potentially use it. Whether you're thinking about renovating, investing, ...
Unpacking Susan's first home buying journey - going from renting to owning!
In this episode of Craving a Saving, Cait & Bec deep dive a real-life, first home buyer client story!At 25, Susan was renting, had a HECS debt, and assumed homeownership was out of reach. She thought she needed years to save a fu...
Can't afford to buy a home? This strategy could change that!
In this episode, Cait & Bec are breaking down the latest trend in investing, rentvesting — They unpack what it is, the pros and cons and compare it to traditional homeownership.Plus, they tackle the biggest rentvesting questio...
Unlocking the FACTS about self-employed home loans in Aus
If you're self-employed and thinking about buying a home, you've probably heard the horror stories—"You'll need a way bigger deposit" or "You won't be able to borrow enough!". But how much of that is actually true? In th...
Top 3 things to consider when buying your first investment property
In this episode, Cait & Bec break down the three biggest things you need to think about before making the leap into the investment property world. They discuss the pros & cons of investing in property and what to co...
Self Employed? You NEED to hear this before getting a loan!
Being your own boss has its perks—but when it comes to getting a home loan, it’s a whole different ball game. In this episode, Cait & Bec break down exactly what self-employed borrowers need to know before applying for ...
You MUST know this before buying your first home, or any home!
Thinking about buying your first home? Or maybe your next one? Cait and Bec break down the essential things you must know before diving in.They cover how to be prepared for the cost of a mortgage (including any hidden fees!)...
3 KEY TIPS to increase your borrowing capacity TODAY!
Want to maximise your borrowing for your next home or investment property?In this episode of Craving a Saving, Cait and Bec break down three practical steps to boost your borrowing power. From tweaking your expenses to struc...
Do NOT do these 5 things if you're going for a home loan!
We're back with Season 2 of Craving a Saving! In our first ep for the season Cait and Bec break down the 5 biggest things you should NEVER do when going for a home loan!Whether you’re a first-home buyer or a seasoned p...
Q&A episode! Cait answers your burning questions!
In this season finale episode of Craving a Saving, Cait and Bec tackle your most-asked questions about all things finance!Whether you’re starting your financial journey, planning your next big step, or just curious about how to...
Self-Employed? Your guide to getting a home loan!
Ever heard the myth that being self-employed means getting a home loan is out of reach? Think again!In this episode, Cait & Bec bust that myth, alongside Catarina Santini; accountant and director of CS Accounting. Join them as they ...
Why your first home doesn't need to be your dream home!
In this episode, Cait & Bec sit down with buyer’s agent Troy Baker to explore a fresh perspective on buying your first home.Troy shares why your first property purchase doesn’t have to be your forever home—and how approaching it as ...
Unpacking equity: What is it and how does it work?
In this episode, Cait and Bec sit down with Troy Baker from Baker Advocates to dive into the ins and outs of equity and how it can be a powerful tool in your property journey.Troy, a buyer's agent with a tech-savvy, data-driven approach...