That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
324 episodes
Monolithic Homes And Hidden Rot
A monolithic plaster home can look solid, modern, and “all good” at a glance, but once moisture gets into a direct-fix wall with no cavity, the damage can stay hidden until it’s brutally obvious. We sit down with building inspector Evan Cardwel...
From Lawn Bowls To Road Cycling In Kapiti
Community sponsorship can be a hollow gesture, or it can be a promise you keep by actually turning up. We’re joined by James to talk through the local projects we’ve said yes to across the Kapiti Coast and Wellington, and why being present at c...
The Grass Looks Greener Until You Run The Numbers
The “Australia looks better” story is everywhere right now, but we wanted to slow it down and actually test it. Plenty of Kiwis are heading over the ditch for higher pay and bigger cities, yet the grass isn’t automatically greener. We talk hone...
Wellington’s Investor Conference And What You’ll Learn
You don’t have to be a “finance person” to be an investor anymore, and that’s exactly why financial literacy matters. James joins me to share what’s coming up for Wellington investors and anyone with KiwiSaver, Sharesies, or a long-term goal of...
I Lost Nearly Half A Million And Rebuilt
A childhood of counting coins and watching farm bills pile up can do more than shape habits, it can shape your whole relationship with safety, spending, and self-worth. We sit down with James Buchanan, our mortgage adviser, to trace the real st...
Property Cycles: Buying When Others Panic
Property headlines are designed to make you feel like you’re late, wrong, or doomed. We’d rather talk about what actually happens: the New Zealand property market moves in cycles, and the stories people tell at the top and bottom are almost alw...
How A Single Woman In Her 50s Bought A Home With A Small Deposit
She turns up expecting us to say no. Single, mid-50s, average salary, tiny deposit, and a head full of “you need 20%” advice that’s kept her stuck for years. With James as my lead detective, we pull apart the assumptions and rebuild the plan us...
How Multi-Offers Work In The New Zealand Property Market
Your heart is set on a house, you finally put an offer together, and then the agent says two words that spike your stress levels: multi-offer. Suddenly you are asking all the hard questions. Are they telling the truth? Are you being pressured? ...
Business Development That Turns Busy Into Productive
She wears “100 million hats”, but the through-line is clear: Helene Judge builds plans that help people move from busy to genuinely productive. We sit down with the founder of Kapiti Business Projects to unpack what business development looks l...
Property Management Without The Guesswork
If you’ve been doom-scrolling property headlines and wondering whether to buy, hold, sell, or just wait for the election to pass, this chat will steady your footing. We’re joined by Sandy Dodson, Head of Business Development at Wolfbrook Proper...
How Cam Calkoen Builds An Opportunity Mindset
Life can feel heavy when you’re stuck replaying the same story about what you can’t do. We wanted a conversation that cuts through that fog, so we brought in Cam Calkoen, an Auckland-based celebrity public speaker who was born with cerebral pal...
How The Kainga Ora Partnership Scheme Really Worked
A scheme designed to help New Zealanders into home ownership got so popular it shut down, and we still cannot find clear public numbers on how many people actually got over the line. That mystery is where we start, because “hundreds” is not the...
Your Next Refix Should Match Your Life Plans;
Your refix date is coming up and the internet has a thousand confident answers. The problem is none of them know what your next 6 to 18 months actually looks like and that’s the part that can make or break a mortgage decision in New Zealand.&nb...
Kapiti Coast Market Numbers
Waikanae Beach posts the highest average sale price for June 2026, but the real headline is what sits behind the numbers: volume, RV performance, and a winter shortage of good stock. We sit down with Megan to break down the latest Kapiti Coast ...
Declutter For Better Listing Photos
Your listing photos are doing more selling than you think and sometimes it’s the tiniest, most normal household habits that quietly wreck a great shot. We’re back with a playful but genuinely useful countdown of the top 10 things Megan removes ...
You Can Get A House Ready To Sell Without Spending Big
Buyers don’t only buy space, they buy the feeling that a home has been looked after. That’s why we’re obsessed with the unglamorous winter jobs that quietly change everything: the tiny DIY fixes, the fresh-clean cues, and the kerb appeal upgrad...
How A 40 Year Old Turns KiwiSaver Into A Real Retirement Plan
You can change your retirement track with moves so small you might not even feel them in your weekly budget. We sit down with Dave and walk through a real KiwiSaver case study for a 40-year-old earning $75,000, contributing 4% (with a matching ...
The Latest KiwiSaver Stats And What They Mean
3.4 million New Zealanders are invested in KiwiSaver, and the money in the system has grown to about $142 billion. Those numbers are big enough to change how we think about retirement savings, first-home buying, and the role long-term investing...
From Refugee Childhood To Financial Confidence In Aotearoa
Money doesn’t just sit in a bank account, it lives in our memories, our families, and the choices we make when no one is watching. We sit down with Khouanchai Adams to trace her money story from arriving in Aotearoa New Zealand as a five-year-o...
How A Simple KiwiSaver Review Can Add Thousands
A $28-a-week change doesn’t feel like much until you zoom out and see what it can do to your retirement. We’ve got Dave back to walk through a real-world KiwiSaver case study for a 40-year-old on a $75,000 salary with a $30,000 balance, contrib...
How 3.4 Million Kiwis Built $142 Billion
3.4 million New Zealanders are in KiwiSaver, and the total invested is about $142 billion. Those aren’t trivia stats, they’re a snapshot of how fast KiwiSaver has become a core part of retirement savings in New Zealand, and why it’s worth check...
How A $10 Or $20 Weekly KiwiSaver Plan Grows For Your Child
A thousand dollars at birth sounds nice, but the real question is what happens when you pair an early start with a simple weekly habit. We’re joined again by Dave Cobson from Booster to talk KiwiSaver for kids, the proposed $1,000 newborn kicks...
Money, Mindset, And Growing Up Broke
Your relationship with money usually starts long before your first pay packet, and sometimes it starts with fear. Lucy from Lucy Nutrition joins us for a personal conversation about growing up in Wellington with constant financial stress, how t...
Landlords Should Not Be Able To Self-Certify Healthy Homes
Cold bedrooms, dripping windows, and mould on the walls are treated like “just how houses are” in New Zealand, but the health fallout is huge. We sit down with Jessica Kelty from Thrive Kind, a home performance advisor working across the Kāpiti...
How A Damp Rental Led To A $13,000 Tenancy Tribunal Payout
Mould on the walls is bad enough, but what happens when vermin and droppings are reportedly falling from the ceiling onto kids’ beds and the rent still has to be paid? We sit down with Jessica Kelty from Strive Kind to walk through a confrontin...