That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
108 episodes
Heated Debate: Gas vs Heat Pump Water Systems
Feeling the winter chill while your wallet feels the burn of skyrocketing gas prices? You're not alone. This eye-opening conversation dives into the reality many Kiwi homeowners face with traditional gas water heating systems – from the shock o...
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5:21
What Your Mother Never Told You About Money (But Brett's Did)
Breaking free from financial hardship takes more than just hard work—it requires the right mindset, strategic thinking, and sometimes a little maternal wisdom. Brett Trilford's journey from growing up in a benefit-dependent household to owning ...
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38:40
Why First-Time Buyers Shouldn't Wait: Economic Insights from ANZ
Looking to buy a home but feeling unsure about the current market? This candid conversation between Zebenisa and James Buchanan unpacks fresh insights from ANZ Bank's latest economic forecast that might just change your perspective on property ...
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13:15
Without a Will: The Hidden Costs of Dying Unprepared ( Ep 100!!! )
What happens when you die without a will? The consequences can be devastating for those you leave behind. In this eye-opening conversation with returning guest Tracey Pavan, we unpack the critical importance of proper estate planning and the un...
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22:01
Building Stability: One Dad's Journey to Property Ownership
Starting fresh as a single father of twin boys, Jordan Holmes never thought homeownership was within his reach. After growing up with constant relocations across the UK before settling in New Zealand, Jordan craved stability—not just for himsel...
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25:29
Queen of Your Own Palace: Navigating Property Ownership as a Woman
A powerful shift is happening in the property market. Single women are stepping forward to claim their place as homeowners in unprecedented numbers. This isn't just a fleeting trend—it represents a fundamental change in how women view their fin...
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8:31
Broker vs Bank: Behind the Homebuying Curtain
Frustration abounds in today's mortgage lending environment. Both mortgage advisors and home buyers alike are feeling the strain of extended processing times and communication gaps. While some potential homeowners believe going directly to the ...
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9:52
Home Loans in New Zealand: What You Need to Know
Fresh from a 12-day adventure in Japan, mortgage expert Khouanchai returns to discuss New Zealand's economic landscape with a focus on the housing market. We kick off with travel tales – navigating Japan's epic train systems and comparing livin...
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10:39
Cancer Cover: The Affordable Alternative to Full Health Insurance
Could you wait two years for a medical procedure while living in constant pain? Would your financial future survive a cancer diagnosis requiring $60,000 in treatment costs? These aren't hypothetical scenarios, but real situations facing Kiwis r...
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12:31
Mortgage Chess: How to Position Yourself for the Coming Rate Drops
Whispers about interest rate drops are turning into roars, and your mortgage strategy needs immediate attention. While the Reserve Bank currently holds steady, economists are predicting another OCR cut as inflation softens and unemployment tick...
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4:24
New Zealand Property: Signs of Stability After the Downturn
The tide is turning in New Zealand's property market. After months of declining values and market uncertainty, we're seeing the first consistent signs of recovery with house prices increasing 0.2% in June, contributing to a 0.6% rise since Janu...
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5:48
Breaking Financial Barriers at KFC
What could you achieve if you ignored the naysayers and simply put in the hours? Carl Mitter's financial journey shatters every preconception about what's possible for someone working at KFC.Growing up with a single mother on benefits, ...
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39:14
From Claims Experience to Client Protection: A New Insurance Expert Joins the Team
When life throws its worst at you, what financial safety net do you have? Rebecca Watts, our newly appointed risk insurance specialist, joins the podcast to share powerful insights gained from five years as an insurance advisor and her extensiv...
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42:33
From "Our Money" to "My Money": The Homeowner's Guide to Starting Over
The emotional and financial aftermath of separation can feel like navigating through a storm with no compass. That overwhelming shift from thinking about "our money" to suddenly handling everything solo creates sleepless nights and genuine fear...
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4:30
5 Epic Home Loan Fails Every Kiwi Should Avoid
Mortgage mistakes can cost you thousands, and unfortunately, there are so many ways Kiwis keep stumbling into these financial traps. Welcome back to part two of our deep dive into the epic mortgage fails we see every day as advisors.Eve...
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4:43
When One Door Closes: How to Rebuild Your Financial Future After Separation
The journey through separation is rarely easy, but rebuilding your financial future afterward can be surprisingly empowering. This episode tackles the challenging intersection of separation and home ownership, offering practical guidance for th...
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3:20
Breaking Free from Home Buyer's Paralysis: Your Guide to Mortgage Confidence
Feeling overwhelmed by the home buying process? You're not alone. Mortgage anxiety affects countless potential homeowners, keeping them awake at night as they scroll through listings, crunch numbers, and second-guess their decisions.Thi...
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3:16
When Your Address Is a Deal-Breaker (And How to Fix It)
Geographical discrimination in mortgage lending is rarely discussed, but it nearly derailed the homeownership dreams of a hardworking Greymouth couple. Their story reveals a shocking reality that many New Zealanders may face when seeking to buy...
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3:25
First Home Buyers Alert: Kāinga Ora Premium Doubles from July 1st
Breaking news for Kiwi first home buyers! The Kāinga Ora low equity premium is more than doubling, jumping from 0.5% to 1.2% of your loan amount effective July 1st. This change significantly impacts anyone using the First Home Loan scheme with ...
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5:17
New Construction vs Existing Properties: The Rental Investment Breakdown
Building to rent versus buying existing stock - which strategy makes more sense for property investors? We dive deep into the compelling reasons why new builds are increasingly becoming the preferred choice for savvy rental property investors a...
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6:50
Inside the World of Homely: Transforming Rental Property Management
Navigating the shifting landscape of investment property management requires more expertise than many realize. Rachael Stipkovits from Homely Property Management pulls back the curtain on an industry that impacts thousands of New Zealanders yet...
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27:17
( Repost ) Real Estate Revolution: How Karl Matakatea Built Sold on Kapiti
What happens when you throw conventional real estate wisdom out the window? Karl Matakatea's journey building Sold on Kapiti Real Estate reveals exactly that. From jumping into the ocean for property videos to eschewing traditional advertising ...
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34:39
Defying the Odds: Single Dad's Journey to Homeownership
Finding your way through the complex world of home loans can feel overwhelming, especially when you're facing challenges that seem to stack the odds against you. That's precisely what happened to Jordan Richardson, a single father of two who ha...
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12:44
Breaking Down Mortgage Refixes
Navigating your mortgage refix might seem straightforward, but as we reveal in this enlightening discussion, it's actually one of the most critical financial crossroads homeowners face. Your refix period isn't merely about securing another inte...
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8:32
The Real Price of Change: Selling, Buying, and Starting Fresh
What does it really cost to sell your home and buy another? Mortgage broker James Buchanan returns to the podcast to share the eye-opening reality of his recent property journey. After living on a lifestyle block for 20 years, James and his fam...
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11:19