That Home Loan Hub
Welcome to That Home Loan Hub, your ultimate guide to mastering the world of home loans and property. I'm Zebunisso Alimova, here to simplify the complexities of real estate and provide you with expert insights and the latest trends.
Whether you're a first-time homebuyer, an experienced investor, or simply curious about the property market, this podcast is for you. Join me each week as we unlock the secrets to property success and help you make informed decisions. Let's dive into the world of property together!
Episodes
250 episodes
Interest Rates Are Dropping So Of Course It Gets Complicated
The news cycle is loud, and it is easy to feel like everything is heading downhill. We take a calmer approach and ask a more useful question: what happens when we zoom out and look at the New Zealand economy through the lens of history? James j...
•
8:51
A Free NZ Retirement Seminar With Real-World Options
Retirement can sneak up on you, not because you weren’t paying attention, but because the rules keep changing. Rising inflation, higher petrol prices, and a cost of living crunch mean NZ Super doesn’t stretch the way many people expected. James...
•
8:55
Interest Rates Right Now
Your bank makes refixing feel like a simple tap, but that one decision can shape your budget for years. We get real about what’s happening with mortgage interest rates right now, including why some longer terms can drop even when the headlines ...
•
10:43
Retirement Planning And First Home Buying Guidance In One Night
Two free seminars on one day, and both are built to replace vague advice with real, usable guidance. On 19 March we’re opening the doors for a 2pm session aimed at retirees and anyone planning retirement, then a 6pm session for first home buyer...
•
7:39
How To Buy Your First Home With Multiple Loans
If you’re staring at a messy mix of car loans, personal loans, credit cards, Afterpay and Zip and thinking “a first home is impossible”, this conversation is for you. We unpack a real client story where a couple had a huge amount of consumer de...
•
8:26
What To Do When Your KiwiSaver Drops Before Buying A Home
Your KiwiSaver balance is meant to help you build a future, so why does it feel like it’s working against you right when you need it most? When markets wobble and global news turns ugly, we hear the same fear from first home buyers across New Z...
•
6:02
A Practical Guide To Using Home Equity To Top Up Retirement Income In New Zealand
A lot of Kiwis think reverse mortgages are only for desperate situations, but what if it’s actually a sensible tool for the people who kept the country running, then hit retirement without a plan? We sit down with James, our reverse mortgage sp...
•
8:40
What If New Zealand Super Runs Out
Using KiwiSaver to buy your first home feels like a win, until the balance hits zero and you’re staring down a mortgage, rates, insurance, and the cost of living. That’s when a lot of first-home buyers in New Zealand make a quiet decision that ...
•
10:44
A 160km Charity Ride Around Lake Taupō
A hospice team can change the shape of grief. James joins us to talk about Lake Taupō Hospice and the care they gave his mum, the kind of care that shows up quietly but leaves a lifelong mark. After she passed away on 28 November, he lost his m...
•
5:32
Retirement Planning And First Home Buying Seminars In Kapiti
If you’re in the Kāpiti Coast or Wellington region and you’ve been feeling stuck between “I should know this” and “I don’t know where to start,” we’ve got something genuinely useful for you. We’re hosting two free, information-packed seminars o...
•
5:31
A 160km Charity Ride Around Lake Taupo
Grief can hollow you out, then one clear goal brings you back to yourself. That’s what happens in our chat with James, who’s turning personal loss into a very public act of gratitude: raising money for Lake Taupo Hospice by riding the Lake Taup...
•
5:32
Keep Contributing To KiwiSaver After Buying
Using KiwiSaver to buy your first home feels like a win, until the mortgage, rates, insurance, and day-to-day costs hit and you decide you can’t afford to keep contributing. That one decision can quietly cost you years of compounding growth and...
•
10:44
A Reverse Mortgage Can Top Up Your Pension Without A Big Lump Sum
A reverse mortgage can sound like a last resort, but the real story is more nuanced, especially here in New Zealand where so many people retire owning a home yet still feel squeezed month to month. We sit down with James, our reverse mortgage s...
•
8:39
Retirement Planning And First-Home Buying Help In One Night
Two very different stages of life, one shared problem: big money decisions feel harder than they should. We’ve been busy putting together a practical, no-pressure night of learning for the Kāpiti Coast and the wider Wellington region, and we la...
•
5:31
From Banker To Advocate: Megan Love On Real Estate With Humanity
What if the best real estate advice starts long before you ever step into an open home? We sit down with Megan Love to unpack a people-first approach that blends lending smarts, grounded empathy, and the kind of practical care that makes moving...
•
17:49
What An Escape Clause Really Means For Your Offer
Ever stared at an escape clause and felt your stomach drop? We’ve been there, and today we break it down with George and Megan Love from Kāpiti, a husband-and-wife real estate team who pair people-first care with proven, fast-moving strategy. W...
•
5:44
You Can Build A Wardrobe And Home You Love While Spending Less
Ever felt priced out of great style or a beautiful home? We’re pulling back the curtain on how to look sharp, feel good, and design welcoming spaces without paying premium prices. With Sam from Wild Bird Interior Design, we unpack the exact str...
•
10:57
Learn How Strategic Colour Can Save Money, Boost Confidence, And Transform Your Home
Colour isn’t just pretty—it's a plan. We sit down with Sam from The Wild Bird to explore how smart colour choices can boost confidence, cut shopping stress, and transform your home without blowing the budget. From school drop-off outfits to kit...
•
14:57
How To Sell Your House When You Have Pets
Love your pets but need to sell your home without stress or awkward surprises at open homes? We dig into a clear, humane plan that keeps animals safe, impresses buyers, and turns everyday pet features into search-friendly selling power. From “d...
•
12:30
A Real Estate Journey Built On Service, Family, And Heart
A sharp suit and a pair of scissors once defined George Love’s workdays; now it’s open homes, careful timelines, and a phone that won’t stop ringing. We sit down with George from Harcourts Kāpiti to trace his leap from London’s backstage hair s...
•
14:25
How Older Homeowners Can Refinance And Thrive
Worried you’re “too old” for a refinance, consolidation, or even buying again after a long break? We dig into the real story behind age caps, why banks differ so wildly on terms, and how a thoughtful structure can lower cash flow pressure witho...
•
7:40
Financing Mum’s Renovation Without Risking The Family Home
Ever tried to help a parent renovate or move in, only to discover the real tangle is the title, not the tiles? We dive into a real‑world scenario where a mum lives alone in a large home, her daughter wants to help, and the bank’s rules quickly ...
•
8:41
Design Less Room, Gain More Life
Big ideas thrive in small footprints. We dive into seven practical design moves that make compact homes feel generous, functional, and bright—without bloating your budget or your cleaning list. Guided by Micah’s real‑world build, we explore how...
•
14:19
How Smart Infill Subdivisions Protect Value And Neighbours
Ever wondered why some backyard builds feel generous and private while others look jammed in and awkward? We dive into the art of infill done right, breaking down how to shape space, sunlight, and privacy so compact sites live large and lift th...
•
10:16
How To Prepare A Winning First-Home Loan Application In New Zealand
Prices have steadied, confidence is creeping back, and first-home buyers across New Zealand are asking the same question: what actually gets a mortgage approved? We open the toolbox and walk through the exact steps that turn a hopeful inquiry i...
•
10:22