Collapse of Canada's Middle Class: Inflation, Housing & Hard Assets ft. Nick Karadza Ep. 19

 “Most people think housing got more expensive. It didn’t — the dollar got weaker.” 

In this episode, we sit down with Nick Karadza, an investor, educator, and co-founder of Rock Star Inner Circle whose work has helped thousands of Canadians navigate the intersection of money and real estate.

Nick breaks down how the 2008 financial crisis changed his worldview, why younger investors today are far more educated than previous generations, and how the erosion of Canada’s currency has quietly destroyed purchasing power for decades.

In this episode, we discuss:
✅ Why building in-person community still matters
✅ Lessons from the 2008 financial crisis and today’s parallels
✅ Why investors are becoming more data-driven than ever
✅ How bond yields, cap rates, and policy decisions shape opportunity
✅ The rise of multifamily demand & tightening commercial financing
✅ Financial censorship, frozen bank accounts & protecting personal wealth
... and more!

From Canada’s affordability crisis to global de-dollarization, this episode examines the economic, social, and monetary forces shaping the next decade and what it means for investors, homeowners, and anyone trying to build financial stability.

Who is Nick Karadza?
Nick Karadza left his corporate career at Fortune 500 company Oracle to focus full-time on real estate. Starting at just 21, he bought, renovated, and sold his first property for profit in three months, then quickly expanded across Ontario’s Golden Horseshoe, achieving financial freedom in his mid-twenties.

Partnering with his brother Tom, they built Rock Star Real Estate, a 60+ person team that has helped over 5,600 Canadians create income for life through real estate investing. Their work has been featured in The National Post, BNN, and Canadian Real Estate Wealth Magazine.

For more than 15 years, Nick and Tom have also published a monthly newsletter sharing real estate insights, economic trends, and investor success stories, continuing their mission to help Canadians take control of their financial future.

Follow & Connect with Nick Karadza:
LinkedIn - https://www.linkedin.com/in/nick-karadza-80b17/
Website - https://rockstarbrokerage.com/

Follow & Connect with Rock Star Real Estate:
Facebook - https://www.facebook.com/RockStarInnerCircle
Instagram - https://www.instagram.com/rockstarinnercircle/
YouTube - https://www.youtube.com/@rockstarinnercircle
LinkedIn - https://www.linkedin.com/company/rock-star-real-estate-inc-/
Website - https://rockstarinnercircle.com/

Follow & Connect with Josh & Ehren:
Instagram - https://www.instagram.com/bldfinancial
Facebook - https://www.facebook.com/BLDfinancial
YouTube -  https://www.youtube.com/@bldfinancial

DLC National License: 12360