BLD Financial Podcast
The BLD Financial Podcast brings you inside the conversations shaping Canada’s housing and development landscape.
Hosted by Josh Findlay and Ehren Laycock, two of Canada’s top commercial mortgage brokers, the show features long-form interviews with investors, developers, policymakers, and industry leaders operating at the highest level.
Each episode breaks down how deals are structured, how financing actually gets done, and how major projects move from concept to completion.
From capital and lending to housing policy, urban economics, and entrepreneurship, this is where real estate meets the real world.
Whether you’re an investor, builder, or simply trying to understand where the market is heading, this podcast gives you direct insight from the people making decisions at scale.
DLC National Licence: 12360
Episodes
29 episodes
Why Canada Makes Housing So Hard To Build ft. Chris Spoke Ep. 29
“The harder it is to build housing, the less housing gets built… and then we have an affordability crisis.”Canada says it wants more housing…So why does the system make it so difficult to actually build it?In this episod...
Is the BRRRR Strategy Dead in Canada… Or Is There Still Opportunity? ft. Jack Bernstein Ep. 28
"Does the BRRRR strategy still work in Canada… or is it over?”In this episode of the BLD Financial Podcast, we’re joined by Jack Bernstein of Bernstone Capital to break down what’s actually happening in today’s Canadian real estate mark...
President of Canada’s Largest Mortgage Network Reveals What's Coming with AI ft. Eddy Cocciollo Ep. 27
“We believe the next 5 years will be the best 5 years the mortgage industry has ever seen.”In this episode of the BLD Financial Podcast, we’re joined by Eddy Cocciollo, President of DLCG Mortgage Group, one of Canada’s largest mortgage ...
Why Most Developers FAIL Before They Even Build ft. Zachary Jancsar Ep. 26
“You think you're walking into a project… and then you find out after you've acquired it, you can’t even do it.” In this episode of the BLD Financial Podcast, we’re joined by Zachary Jancsar, a mid-market real estate develope...
$11 Billion in Energy Incentives: Are Developers Missing the Opportunity? ft. Jayden Haywood Ep. 25
“A major mistake right now is that a lot of money gets left on the table when developers don’t think about rebates and incentives early enough.”In this episode of the BLD Financial Podcast, we’re joined again by Jayden Haywood, founder ...
Ontario's ADU Boom: The Operator Behind the Backyard Housing Shift ft. Yasser Majd Ep. 24
"We’re building a house behind a house.... we have a neighbor to the left, neighbor to the right, neighbor to the rear... very niche space in that aspect."In this episode of the BLD Financial Podcast, we’re joined by Yasser Majd, owner/...
From Triplexes to 60 Acres: Scaling Into Development ft. Dane Buttenaar Ep. 23
“Once you control the land, everything becomes a business decision — not an emotional one.”In this episode of the BLD Financial Podcast, we’re joined by Dane Buttenaar, a real estate developer who scaled from small multifamily propertie...
The Debt Hangover: A Reckoning After 20 Years of Easy Money ft. Vince Gaetano Ep. 22
“People were drunk off of the appreciation of the assets over two decades... It's almost like a bad hangover”In this episode of the BLD Financial Podcast, we’re joined by Vince Gaetano, a veteran mortgage professional with over 35 years...
How Skyline Built a $10B Real Estate Empire in Canada ft. Jason Castellan Ep. 21
“People envy where you are now — they don’t envy how you got there.”In this episode of the BLD Financial Podcast, we sit down with Jason Castellan, CEO and Co-Founder of Skyline Group of Companies, one of Canada’s largest private real e...
Meet the 'Fixer' Trusted by Canada's Old-School Real Estate Families ft. Joe Mysak Ep. 20
“It’s not the money, it’s the game — that’s what I actually love about real estate.”In this episode of the BLD Financial Podcast, we sit down with Joe Mysak, the 'fixer' trusted by Canada’s old-school real estate families.With m...
Collapse of Canada's Middle Class: Inflation, Housing & Hard Assets ft. Nick Karadza Ep. 19
“Most people think housing got more expensive. It didn’t — the dollar got weaker.” In this episode, we sit down with Nick Karadza, an investor, educator, and co-founder of Rock Star Inner Circle whose work has helped thousand...
Death, Taxes, Family Trusts & When To Incorporate ft. Michal Wach Ep. 18
In this episode of The BLD Financial Podcast, we’re joined by Michal Wach, a real estate investor, tax accountant, and coach who has been investing since 2008.Michal shares how he built a portfolio that includes a Muskoka luxury cottage...
2025 Market Recap: Rates, Bonds & What’s Next for Investors | BLD Podcast Ep. 17
“2025 was the year of volatility — but out of the chaos came stability.”In this episode of the BLD Financial Podcast, Josh & Ehren break down what defined the Canadian real estate market in 2025—and what investors need to prepare fo...
“We’ve Killed the Condo Market”: Toronto City Councillor Brad Bradford on Housing Fixes | Ep. 16
“We’ve Killed the Condo Market.”Toronto City Councillor Brad Bradford joins Josh & Ehren to break down how policy, red tape, and costs are choking housing supply — and what it’ll take to make Toronto buildable again.Listen t...
Nick Hill's Warning: UBI & AI Will Transform Canadian Real Estate Forever Ep. 15
Nick Hill shares a warning every Canadian real estate investor, broker, and entrepreneur needs to hear about the future of AI, Universal Basic Income (UBI), and the direction of Canadian real estate investing.In the fifteenth episode of...
From Toronto Firefighter to Mid-Size Multifamily Developer ft. Bryan Bouchard Ep. 14
What does it really take to scale from duplexes to ground-up developments? In the fourteenth episode of the BLD Financial Podcast, we’re joined by Bryan Bouchard, a seasoned investor and developer who has built a career helping Can...
Multi-Family Insurance Secrets to Protect Your Profits ft. Samuel Castillo Ep. 13
What does it really take to navigate rising insurance premiums?In the thirteenth episode of the BLD Financial Podcast, we’re joined by Samuel Castillo, an expert in multi-family and builder’s risk insurance who’s built a career helping ...
Financially Free by 26 → BRRRRing Apartment Buildings ft. Carlos Afanador Ep. 12
What does it really take to go from maxxing out your credit cards for a downpayment on a 2-bedroom house to doing a $1M renovation on a 32-unit apartment building?In the twelfth episode of the BLD Financial Podcast, we’re joined by mult...
The New Breed of Toronto Developer: Why Most Projects Fail ft. Ryan Valente Ep.11
What’s the real reason most real estate development projects fail?In the eleventh episode of the BLD Financial Podcast, we sit down with Ryan Valente, a hands-on real estate developer with over 15 years of construction experience and a ...
The War Against Real Estate Developers is Coming To An End ft. Josh Kaufman Ep. 10
Is the war on real estate developers finally coming to an end?In the tenth episode of the BLD Financial Podcast, we’re joined by Josh Kaufman, one of the most experienced minds in Canadian real estate development. With over three decades...
How Appraisers ACTUALLY Calculate Multifamily Property Values ft. Graham Morrison Ep. 09
Ever wonder what factors real estate appraisers utilize when calculating the value of a multifamily property? In the ninth episode of the BLD Financial Podcast, we sit down with Graham Morrison, Principal, Senior Director, Valuation...
The Brutal Reality of Hard Money & Private Lending ft. Kyle Ford Ep. 08
Why would you ever go to a 'C Type Lender' for borrowing money on your investment property?In the eighth episode of the BLD Financial Podcast, we sit down with Kyle Ford to explore the world of private money lending. Kyle explains why p...
Mid-Level Investments & The Future of High-Rise Housing ft. Daniel Foch Ep. 07
“We never learned to deal with these issues, because they never existed in our life. Our generation grew up without ever thinking about inflation.”In this episode of the BLD Financial Podcast, we sit down with Daniel Foch, Chief Real Es...
The Beauty of Multiplex Condo Unit Legal Structuring ft. Ben Singer Ep. 06
'We are seeing huge interest in people building up as-of-right multiplexes & small apartment buildings in Toronto & the GTA".In this episode of the BLD Financial Podcast we sit down with Ben Singer, condo development real ...
Ditching Ontario for Alberta Real Estate ft. Mark Loeffler Ep. 05
After years of investing in the Ontario real estate market, why has Mark Loeffler pivoted to Alberta?In the fifth episode of the BLD Financial Podcast we sit down Mark Loeffler, realtor, investor & podcast host to chat about EVERYTH...