Pamela Price Unfiltered

From Real Estate Broker to Mortgage Tycoon: Dr. Annie Lois Johnson Unfiltered

In this episode of Pamela Price Unfiltered, we sit down with a true legend in the mortgage banking industry: Dr. Annie Lois Johnson.

Dr. Johnson is the founder and former CEO of United Security Financial (USF), a trailblazing institution built on the principle of fair housing for all. From her roots in Indianapolis to becoming a dominant force in Salt Lake City and across all 50 states, Dr. Johnson shares her journey of overcoming systemic barriers to empower low-income and disadvantaged borrowers.

In this interview, we discuss:
How Dr. Johnson transitioned from an accountant to a powerhouse mortgage lender.
The inspiration she drew from the late Dr. Rosemary Cosby.
The difference between Ginnie Mae, Fannie Mae, and Freddie Mac.
Veteran Home Loans: What it means to be a "VA Automatic Approved" lender.
Her insights on the current Affordable Housing Crisis and the future of the real estate market.
The innovative Earned Equity Program pioneered by Dr. Johnson for credit challenged individuals
How you can access USF programs from anywhere in the United States.

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