Ep.8 - Cashing Out or Freaking Out? The Psychology of Retirement

Retirement – it’s the golden dream, right? No alarms, no meetings, just endless freedom. But here’s the twist… for many, it’s not all Pimm’s in the garden and spontaneous holidays. In fact, 1 in 3 retirees struggle with the transition, facing everything from identity crises to financial fears.

In this episode of Juggling Mind & Money, Steve (your financial planning expert) and Jess (our resident psychologist) break down the highs, the lows, and the ‘what do I do now?’ moments that come with stepping away from the 9-to-5.

🎙️ Why do some people thrive in retirement while others flounder?

💰 Why do retirees often hoard their money instead of spending it on joy?

🧠 How does losing a job title mess with your mental well-being?

⚖️ What’s more important in retirement – financial security or a sense of purpose?

We’ll unpack the biggest psychological traps retirees fall into and, more importantly, how to avoid them. Plus, Steve reveals why the famous 4% rule is a lie – and why you should be spending more now, not waiting until you’re 80!

Whether you’re years away from retirement or already living it, this episode will change the way you think about your future.

Tune in, because retirement isn’t just about money – it’s about mindset.

🎧 Listen now!