Juggling Mind and Money
Welcome to the Juggling Mind and Money Podcast with Steve Rowe and Jessica Schlupp-Taylor.
Steve Rowe is the founder of Lucent Financial Planning and an award-winning independent financial planner. He helps you to use your money and have a great life.
Jess Schlupp-Taylor is a psychologist supporting people through change, challenges and forks in the road of life.
Together they will help you unblock the sludge in your mind, stopping you from achieving financial and psychological happiness.
Episodes
35 episodes
Ep.35 The Psychology of Money: Why Your Past Is Running Your Financial Future - with Money Psychotherapist Vicky Reynal
You might be sabotaging your finances and have no idea why.Steve sits down with Vicky Reynal, money psychotherapist and Sunday Times columnist, to explore the emotional forces underneath our financial habits: the childhood money lessons ...
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Episode 35
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47:00
Ep.34 Ian Archbold – a client discussing retirement trepidation, and why everyone needs an adviser.
In this episode, Steve is joined by Ian Archbold – chartered management accountant, global reward director at Haleon, and (as it turns out) a quietly devoted listener of the show.Despite knowing his way around a pension spreadsheet bette...
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Episode 34
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1:03:47
Ep.33 The Invisible Biases Shaping Your Financial Future – with behavioural scientist, Richard Shotton
We like to believe we make rational financial decisions.In reality, our choices are shaped by shortcuts, emotions, and invisible mental biases we rarely notice.In this episode, behavioural scientist Richard Shotton joins us to exp...
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Episode 33
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1:03:07
Ep.32 Executive Burnout: Stretched, Stressed… or on the Brink?
In this episode of Juggling Mind and Money, Steve and Jess explore Executive Burnout — how it develops, why high performers are particularly vulnerable, and the often-overlooked connection between pressure, identity and financia...
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Episode 32
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50:22
Ep.31 How Investment Professionals Think About Risk, Returns, and Staying the Course
In this episode of Juggling Mind and Money, Steve sits down with Laurentius van den Worm, Head of Investment Strategy at Timeline Portfolios, for a candid conversation about how sensible portfolios are built, why markets test people’s patience,...
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Episode 31
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46:29
Ep 30 Sam Hart - Inheritance tax at home and abroad
In this episode, Steve is joined by Sam Hart, a tax specialist at Rosegate Tax with nearly 30 years in the game, to cut through the noise around inheritance tax and long-term planning.They explore:Why tax planning works best ...
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Episode 30
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55:33
Ep.29 New years resolutions - Why they fail, and how to make yours stick
New Year’s Day 2026. The motivation is high, the To-Do list is long, and reality is quietly waiting round the corner.In this episode Steve and Jess explore why New Year’s resolutions so often start strong and fade fas...
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Episode 29
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47:48
Ep.28 Michael Kothakota of WolfBridge Wealth on the Value of Advice
In Episode 28, Steve is joined by Michael Kothakota, co-founder of Wolf Bridge Wealth, for a grounded conversation on the real value of financial advice beyond returns.Mike shares how he and his wife launched the firm in the aftermath of...
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Episode 28
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1:11:44
Ep.27 The Budget Explained: Tax Changes, Delays and Hidden Consequences
In this episode of Juggling Mind and Money, Steve is joined by Chartered Financial Planner Luke James for a clear and grounded conversation about the recently released Budget. With Jess away, Luke steps in to help unpack the announceme...
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Episode 27
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48:38
Ep.26 Gambling VS Investing
In this episode Steve and Jess unpack a question many of us think about but rarely admit out loud: When is it smart risk-taking… and when is it simply gambling?The conversation begins with confessions, before diving into the psy...
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Episode 26
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50:59
Ep.25 - Neil Bage on being Human
In this episode, Steve is joined by Neil Bage, Co-Founder of Shaping Wealth, for a powerful conversation about understanding people as the core of great financial planning.Steve and Neil explore the psychology behi...
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Episode 25
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57:34
Ep.24 The Psychology of Time: Why We Procrastinate on Life and Money
In this thought-provoking episode of Juggling Mind and Money, Steve and Jess unpack one of the most overlooked forces shaping our financial lives — time.Why do we put off things we know are important — fro...
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Episode 24
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46:39
Ep.23 - Protection Paralysis: Why We Dodge Life Insurance
In this episode, Steve and Jess take on one of life’s most avoided topics — protection.From life insurance to income and health cover, they explore why people delay or dodge these crucial safeguards, even when they know better.<...
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Episode 23
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39:20
Ep.22 - Four Financial Safety Nets You Can’t Afford to Ignore
Most people would rather insure their phone than spend money on financial protection for themselves. And who can blame them? Those products feel dull, complicated, and like money down the drain… until the worst happens.In this episode of...
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Episode 22
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36:47
Ep.21 - How to Stop HMRC Inheriting Your Wealth
Why does inheritance tax (IHT) spark so much anger yet so little action? In this episode of Juggling Mind and Money, Steve and Jess dig into the mix of rage, fear, and procrastination that stops families from tackling one o...
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Episode 21
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52:38
Ep.20 - Redundancy, Identity, and Life After the Job Title
Losing a job is more than losing a paycheck — it can feel like losing a piece of who you are. In this episode, Steve and Jess untangle the messy mix of emotions, identity shifts, and financial worries that come with redundancy. ...
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Episode 20
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46:38
Ep.19 - Midyear Market Check: What Matters, What Doesn’t with Luke James
Six months down, decades to go. In this episode, Steve and Luke explore why mid-year investment reviews rarely change the big picture – and why no one (yes, no one) can predict the markets. From Trump’s “game show” tarif...
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Episode 19
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43:02
Ep.18 - The Rollercoaster of Risk: How to Stay Sane While Investing
Ever feel like investing is just one big gamble? In this episode, Steve and Jess untangle why our “caveman brains” freak out over market dips and what we can do to stay calm. From diversification and long-term thinking to quirky tri...
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Episode 18
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42:09
Ep.17 - Death, Inheritance, and Living on Your Own Terms
Grief is never just about death — it’s about loss, love, and the messiness of being human. In this episode, Steve and Jess unpack the emotional and financial layers of death and grief, offering insights on how to navigate loss without losing yo...
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Episode 17
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48:41
Ep.16 Keely Woods - From Panic to Purpose: Demystifying the World of Investing
What’s investing really for? In this episode, Steve Rowe is joined by Keely Woods to unpack the truth behind investments – beyond jargon, headlines, and hype. From beating inflation and funding dream holidays to helping loved ones and retiring ...
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Episode 16
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34:54
Ep.15 - Planning for Inheritance Tax: What Every Family Should Know
Inheritance Tax affects more families than ever — yet too many leave it to chance. In this episode, we explore the key tools for effective estate planning, including gifting, trusts, and life cover. Whether you want to s...
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Episode 15
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36:45
Ep.14 - Our colleague Luke James on Why Pensions are Exciting
Pensions might not sound thrilling, but this episode of Juggling Mind and Money proves otherwise. Lucent Financial Planning’s very own Luke James steps in alongside host Steve Row—and brings a healthy dose of enthusiasm, insight, and d...
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Episode 14
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43:10
Ep.13 - Teresa Meredith - A Retirement Story with Heart
In this heartfelt episode, Steve Row is joined by Teresa Meredith – a long-time client of Lucent Financial Planning – who steps in as guest co-host.Theresa shares the story of how she and her husband Phil made the leap into early retirem...
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Episode 13
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28:39
Ep.12 - Why Retirees Can’t Spend – Even When They’ve Got Millions
They’ve done the hard part — worked, saved, and built a sizeable nest egg. So why are so many retirees paralysed when it comes to spending their own money?In this episode of Juggling Mind & Money, Steve and Jess dive into th...
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Episode 12
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51:33
Ep.11 - Socially Disconnected? How to fix the Friendship Gap in Retirement
Is retirement a recipe for relaxation—or social isolation?In this episode of Juggling Mind and Money, Steve and Jess dive into the less talked about side of retirement: losing the social buzz that comes with the 9-to-5.From awkwa...
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Episode 11
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39:16