Juggling Mind and Money
Welcome to the Juggling Mind and Money Podcast with Steve Rowe and Jessica Schlupp-Taylor.
Steve Rowe is the founder of Lucent Financial Planning and an award-winning independent financial planner. He helps you to use your money and have a great life.
Jess Schlupp-Taylor is a psychologist supporting people through change, challenges and forks in the road of life.
Together they will help you unblock the sludge in your mind, stopping you from achieving financial and psychological happiness.
Juggling Mind and Money
Ep.21 - How to Stop HMRC Inheriting Your Wealth
Why does inheritance tax (IHT) spark so much anger yet so little action?
In this episode of Juggling Mind and Money, Steve and Jess dig into the mix of rage, fear, and procrastination that stops families from tackling one of life’s least comfortable money topics.
From the awkwardness of talking about death to the emotional baggage of “perceived fairness” among siblings, Jess explains the psychological sludge that keeps us stuck. Steve shares practical tools — from gifting rules and trusts to “death boxes” and IHT-proof insurance — that can ease the burden for loved ones and even turn the fight against HMRC into a family strategy.
The conversation blends sharp financial insight with human psychology, asking tough questions:
- Why do we avoid planning when we know the taxman never sleeps?
- How do we balance control, generosity, and family harmony?
- Is it better to die rich or live smart?
By the end, you’ll see why inheritance tax isn’t just about numbers — it’s about legacy, family, and how you choose to live (and give) before you go.
👉 Tune in for a mix of wit, wisdom, and practical steps that make a daunting subject feel lighter, clearer, and even… fun.
