Juggling Mind and Money
Welcome to the Juggling Mind and Money Podcast with Steve Rowe and Jessica Schlupp-Taylor.
Steve Rowe is the founder of Lucent Financial Planning and an award-winning independent financial planner. He helps you to use your money and have a great life.
Jess Schlupp-Taylor is a psychologist supporting people through change, challenges and forks in the road of life.
Together they will help you unblock the sludge in your mind, stopping you from achieving financial and psychological happiness.
Juggling Mind and Money
Ep.24 The Psychology of Time: Why We Procrastinate on Life and Money
In this thought-provoking episode of Juggling Mind and Money, Steve and Jess unpack one of the most overlooked forces shaping our financial lives — time.
Why do we put off things we know are important — from car services to pension contributions? Why do some people rush decisions, while others delay them endlessly?
Drawing from behavioural science and financial psychology, Steve and Jess explore how our distorted sense of time drives procrastination, poor decisions, and lost opportunities.
From the optimism bias that tricks us into thinking we have “plenty of time,” to the time bias that keeps us chasing instant gratification, this episode blends research, relatable stories, and practical tools to help you regain control of your most valuable currency — your time.
They also share simple, science-backed strategies to counter time traps. If you’ve ever said “I’ll do it tomorrow” — this episode is for you.