Juggling Mind and Money
Welcome to the Juggling Mind and Money Podcast with Steve Rowe and Jessica Schlupp-Taylor.
Steve Rowe is the founder of Lucent Financial Planning and an award-winning independent financial planner. He helps you to use your money and have a great life.
Jess Schlupp-Taylor is a psychologist supporting people through change, challenges and forks in the road of life.
Together they will help you unblock the sludge in your mind, stopping you from achieving financial and psychological happiness.
Juggling Mind and Money
Ep.29 New years resolutions - Why they fail, and how to make yours stick
New Year’s Day 2026. The motivation is high, the To-Do list is long, and reality is quietly waiting round the corner.
In this episode Steve and Jess explore why New Year’s resolutions so often start strong and fade fast, and how to approach goals in a way that feels more realistic, more sustainable, and far less punishing.
They touch on the psychology behind “fresh starts”, the difference between being pushed by discomfort versus pulled by something meaningful, and how small, repeatable actions can beat grand plans.
On the money side, they discuss ways to reduce mental load, build better financial habits, and keep your progress steady even when life gets messy.
It’s thoughtful, practical, and lightly chaotic in the way only New Year’s Day can be.
