Results Driven

Episode 085: Why Most Real Estate Investors Don’t Know How to Use Debt (And It’s Costing Them Millions)

Tiffany and Josh High Episode 85

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Most investors grow up believing that debt is bad. But in reality, debt can either trap you or set you free. It all depends on how you use it.

In this episode, Josh High breaks down the difference between good debt and bad debt and how understanding that difference can completely change the way you build wealth. He shares how he and Tiffany went from doing one deal to hundreds by learning to leverage debt effectively.

Listen as you will learn how to identify productive debt, use leverage to scale faster, and avoid the kind of borrowing that keeps most investors stuck.

You’ll Learn How To:

  • Tell the difference between good debt and bad debt
  • Use deal funding and operational funding to scale your business
  • Evaluate whether debt is creating opportunity or stress
  • Make smarter borrowing decisions that support cash flow and efficiency

What You’ll Learn in This Episode:

  • (01:56) Good debt vs bad debt
  • (03:17) The two types of debt every investor must understand
  • (03:41) How Josh and Tiffany used leverage to grow from one deal to 300
  • (04:59) Using operational funding to expand your business
  • (05:43) Why investing in education can be good debt
  • (06:31) Five questions to help you identify if debt is good or bad
  • (07:05) How your mindset around leverage shapes your results

Who This Episode Is For:

  • Real estate investors who are afraid of using debt
  • Entrepreneurs who want to scale without losing control
  • Business owners who are stuck in cash flow anxiety
  • Anyone ready to see debt as a tool for growth, not a trap

Why You Should Listen:

If you have ever avoided debt because it felt risky, this episode will change how you think. Josh breaks down how to use leverage responsibly, so you can scale your real estate business faster, fund more deals, and create lasting financial freedom.

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