Banking Without Borders
Banking Without Borders is a podcast about modern money — from digital banks and cashback cards to savings, credit cards, FX, global accounts, and the financial products reshaping how people manage money in the UK and beyond.
We focus less on hype and more on what actually matters: who a product is for, how it makes money, where the trade-offs are, and whether it’s genuinely worth using.
If you want clear thinking, real-world context, and fewer buzzwords and less BS when it comes to banking, cards, and personal finance, this is the podcast.
Banking Without Borders
Don’t Miss the Cash ISA Deadline: Up to 4.81% on ISAs & 4.75% on Easy-Access!
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In this episode of Banking Without Borders, we run through the best UK savings accounts for April 2026.
Cash ISAs are the main focus this month, with the tax-year deadline creating a lot of competition across the market. We talk through the top rates, why some ISA deals are more straightforward than others, and where bonus-led offers can get a bit confusing.
We also cover:
- the best Cash ISA rates right now
- regular savers paying up to 7.5%
- fixed-rate savings accounts
- easy-access accounts worth watching
- why some headline rates need a closer look
We also mention some of the tools on DepositScout, including filters, email alerts, and rate graphs that let you track how specific products have changed over time.
Join the new Banking Without Borders Discord community
https://link.bankingwithoutborders.co.uk/discord
Check out our website DepositScout.com for the latest savings rates.
Connect with us (via LinkedIn)
Jan: https://www.linkedin.com/in/jan-watermann/
Jonny: http://www.linkedin.com/in/jonny-pease
Got a question or topic you want us to cover? Drop us a message at jonny@technicallymoney.com
00:00:00:00 - 00:00:11:07
Unknown
okay. Well it's a bonus. The best thing in the UK for April 2026 this month is definitely because we are in the time line,
00:00:11:07 - 00:00:15:16
Unknown
and that lines reason why the US open. Now
00:00:15:16 - 00:00:29:19
Unknown
we've got 5.8. What's most new around the 4.5 range. Some are bonus LED, some are more and some just a bit confusing. So we to go through the details for you and try to make everything
00:00:29:19 - 00:00:33:12
Unknown
I said things. Just a few things.
00:00:33:12 - 00:00:35:15
Unknown
as high as 7.5%
00:00:35:17 - 00:00:35:22
Unknown
counts.
00:00:36:03 - 00:00:37:03
Unknown
Looking really strong
00:00:37:03 - 00:00:39:05
Unknown
and some interesting easy access as well.
00:00:39:07 - 00:00:50:16
Unknown
those are the currently seven for me. So the discount, at least for now, are more or less likely to remain the same.
00:00:50:16 - 00:00:54:13
Unknown
all the rates today are up today the first day April 2026.
00:00:54:15 - 00:00:59:03
Unknown
If you check the latest rate.
00:00:59:05 - 00:01:01:09
Unknown
Yet everything,
00:01:01:11 - 00:01:02:01
Unknown
So
00:01:02:03 - 00:02:54:08
Unknown
I think we should start with cash rises right.
00:02:54:10 - 00:03:10:02
Unknown
If you do it any more, they're all available on the on the filter type details. And we've also got a page where you can look at how interesting you like to figure out which of my best.
00:03:10:04 - 00:03:15:20
Unknown
You can also email alerts. A new page can be notified,
00:03:15:20 - 00:03:19:17
Unknown
And one feature with the rate graph accounts
00:03:19:21 - 00:03:23:07
Unknown
that lets you see how rate is the time for specific products, which
00:03:23:07 - 00:03:30:13
Unknown
hopefully you say provide the cutting rate.
00:03:30:15 - 00:03:32:21
Unknown
Tables yourself that's positive.
00:03:32:23 - 00:03:36:13
Unknown
And if you do check, please share any feedback, comments
