Curiosity Code Podcast
Episodes
53 episodes
Blockchain Bonds & On-Chain Assets | Steve Wallace
Which asset class gets fully tokenized first? Steve Wallace breaks down blockchain tokenization, on-chain bonds, regulatory gaps, crypto vaults, and why distribution remains traditional finance's biggest competitive advantage.Discover h...
Blockchain in Banking: Threat or Opportunity | Artur Kartshikyan
Digital banking transformation in Armenia and Central Asia: ACBA Bank's Head of Digital Banking reveals how banks are navigating blockchain adoption, payment infrastructure gaps, and compliance challenges in emerging markets.Artur Karts...
Fintech M&A Strategy: Exit Timing | Mayerlin Garcia
Investment banking expert Mayerlin Garcia reveals when fintech founders should pursue M&A, why scaling companies need external advisors, and the critical mistakes that cause fintech deals to fail post-acquisition.Learn fintech M&...
UX Design in Fintech: Banking Innovation | Patrik Borgatai
Discover the major differences between investment banking and consumer fintech UX design, and why legacy financial systems make digital transformation so challenging. Learn strategies for aligning UX across distributed financial organizations.<...
Digital Banking Strategy: Launching 7 Banks | Al Southall
Learn digital banking best practices from someone who's launched 7 banks across 25 years. Al Southall shares the real playbook for building customer-centric digital banks that balance speed, compliance, and innovation — without repeating legacy...
ATM Technology & Future of Cash Payments | Paul Gardiner
ATM technology expert Paul Gardiner reveals why cash payments continue rising globally despite digital transformation, the hidden innovations in ATM infrastructure, and critical insights every fintech founder needs about payment systems economi...
Gen Z Workplace Culture: New Leadership Rules | Akita Somani
Gen Z is transforming workplace culture, leadership, and inclusion in financial services. Akita Somani, SVP of Inclusive Growth Strategy at U.S. Bank and 2024 Women in FinTech honoree, shares how digital-first communication, authenticity, and p...
Building Banking Software: What VCs Don't Tell You
Hanif Nezhad, Co-Founder of Neco Solutions, reveals why EU fintech regulation kills innovation, how US markets differ, and what it really takes to sell banking software to enterprises. From building robo-advisors acquired by ING to launching au...
Stablecoin Payments for Brokers | Jonathan Cumberlidge
How brokers are using stablecoin payments and blockchain infrastructure to solve liquidity management, instant settlement, and margin call challenges in 2025.Jonathan Cumberlidge, Co-Founder & CEO of Sintvia, reveals how blockchain ...
Smart Contract Security Mistakes | João Andrade
João Andrade, Head of Cybersecurity at Hacken, reveals the costly smart contract vulnerabilities and blockchain security mistakes that have drained millions from Web3 projects. Learn how MiCA and DORA regulations are reshaping crypto compliance...
Stablecoins & DeFi: Banking's Future | Elena Shiltseva
DeFi is reshaping how money moves across borders — without banks. Elena Shiltseva, Web3 & Fintech CPO who raised $9M+ in token sales, explains how decentralized finance, stablecoins, and blockchain will transform banking in the next decade....
AI in Fintech Hiring: Compliance Talent Crisis | Owen Dearn
AI is transforming fintech hiring—but not in the way you think. Owen Dearn, founder of Find and fintech talent strategist, reveals why compliance and risk roles are the biggest bottleneck for startups, how AI is eliminating junior positions, an...
Human AI Collaboration: 5 Pillars Framework | Manuj
AI adoption fails when companies focus only on technology. Manuj Aggarwal shares his 5-pillar framework for aligning AI with human potential, enterprise adoption strategies, and the skills that will matter most in an AI-first world.From...
Expert Network Technology & AI | Daniel Entrup
AI is transforming expert networks—but the human element still defines success. Daniel Entrup, expert network veteran and strategist, reveals what technology can't replace and how to build trust-driven marketplaces that blend automation with re...
Pension Innovation with AI: Legacy Systems & Trust | Matt Gosden
AI in financial services isn't failing because of the technology—it's failing because of integration, data challenges, and legacy infrastructure that nobody wants to replace. Matt Gosden reveals what truly blocks AI adoption in pensions and wea...
Digital Identity Will Replace Money | David Birch
Digital identity will matter more than money itself. David Birch, author and fintech futurist, explains why reputation economies, AI-to-AI payments, and smart wallets controlled by bots are reshaping the financial infrastructure—and why most pe...
Digital Banking Future: Trust vs Tech | Krista Griggs
AI in banking is reshaping everything from customer experience to compliance. Fintech leader Krista Griggs reveals why the future isn't about neobanks vs legacy banks—it's about convergence, distributed trust, and building innovation cultures t...
Real World Asset Tokenization: The Truth | Karl Schlegel
Tokenization isn't just digitizing assets—and most projects fail because they ignore the fundamentals. Karl Schlegel, strategic advisor in asset tokenization and digital infrastructure, reveals why dirty data, fragile trust models, and siloed b...
Fintech Startup Failures: Why Most Die | Maribeth Martorana
Most fintech startups fail from internal misalignment—not competition. Former fintech product leader Maribeth Martorana reveals the hidden patterns that kill good ideas: strategy drift, misaligned teams, bloated MVPs, and data ignored as an ass...
The Real Danger of AI in Finance - Bias, Monitoring & Compliance Cracks
AI risks, artificial intelligence threats, and risks of AI in finance are evolving faster than regulation can catch up. In this episode of The Curiosity Code, we explore the hidden flaws in AI monitoring, the systemic cracks in artificial intel...
Burning Cash and Poor Risk Management: The Silent Startup Killers
Burning cash, poor risk management, and weak strategies around enterprise risk management - they're the real reasons why so many promising startups fail quietly. In the NEW season of The Curiosity Code from London, we speak with fintech board a...
UK Fintech at a Crossroads? Investment Drops & Future Outlook
Is UK fintech in decline, or is this just the beginning of a new wave of innovation? In this episode of The Curiosity Code, we’re joined by Veronica Maria Glab, a fintech strategist and former Head of Partnerships at Innovate Finance, to uncove...
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Is your Fintech Ready to go Global? Red Flags to Watch Out For
Ready to scale your fintech globally? Avoid costly mistakes! Discover the critical red flags fintechs overlook when expanding into new markets.Elif Kocaoglu Ulbrich, Founder of Contextual Solutions, Author, &nbs...
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The END of Slow Insurance? AI Underwriting That's Changing the Industry
Can you believe insurance could be fast? Discover how AI in insurance, insurance automation, and digital transformation in insurance are changing the industry! Join us as we speak with Parul Kaul Green, a leading expert in the field, about the ...
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The FUTURE of Your 401K: 12 Trends to Save Your Retirement
The Future of 401k, Retirement Saving Trends, Retirement Tech, Next Gen 401k, Secure Act, PEPs, AI in Retirement Planning are all converging to reshape how we save for our future, as explored in this insightful discussion with retirement innova...
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