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Money First CEO

How do you build a business that truly supports your life?

I’m the Money First CEO. Over the past 5 years, I’ve grown a sustainable 6-figure business and built a 7-figure investment portfolio, not by working harder, but by managing money differently.

This podcast shares the real habits, honest lessons, and simple strategies that helped me and can help you build a business that puts profit and peace first.

If you’re ready to feel more confident with your cash and create long-term stability, you’re in the right place. New episodes every Monday.

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Money First CEO

Your Business is Not Your Bank Account

September 22, 2025 • Harman • Season 1 • Episode 21

One of the biggest mistakes I see business owners make is treating their business like a personal ATM. Logging into your business account, seeing money sitting there, and using it for groceries or personal bills might feel harmless - but this habit will keep you broke, stressed, and stuck.

In this episode of Money First, CEO, I share how I used to treat my business like a piggy bank, the financial chaos it created, and the exact system I now use to separate business and personal money with absolute clarity. I explain why mixing your business and personal finances leads to messy bookkeeping, unnecessary accountant questions, and painful director’s loan accounts that create unexpected tax bills.

The turning point came when I implemented Profit First and set up separate bank accounts for income, profit, owner’s pay, tax, and operating expenses. I’ll show you how this structure allows you to pay yourself consistently like a CEO, stay on top of taxes, and actually see real profit in your business.

If you’ve ever felt like you’re working hard but never getting ahead financially, this episode will give you the clarity and confidence to stop treating your business as your bank account and start using it as a true wealth-building tool.

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