Money First CEO
How do you build a business that truly supports your life?
I’m the Money First CEO. Over the past 5 years, I’ve grown a sustainable 6-figure business and built a 7-figure investment portfolio, not by working harder, but by managing money differently.
This podcast shares the real habits, honest lessons, and simple strategies that helped me and can help you build a business that puts profit and peace first.
If you’re ready to feel more confident with your cash and create long-term stability, you’re in the right place. New episodes every Monday.
Episodes
34 episodes
Rest, Reflect, Recharge: The CEO Reset You Can’t Afford to Skip
In this episode of Money First, CEO, host Harman Johnston discusses the critical importance of rest for business owners. Harman explains how intentional rest can be a powerful revenue strategy, leading to clear decisions, better boundaries, and...
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Episode 33
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7:55
Stop Doing It All: Skyrocket Profits with Smart Delegation
Welcome back to Money First, CEO, with your host Harman Johnston, who shares her journey from a one-person operation to a thriving business through smart money habits and systems. This episode focuses on the importance of delegation, highlighti...
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Episode 32
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10:24
Imagine One Fearless Quarter
Welcome to Money First, CEO, with Harman Johnston, an expert bookkeeper, profit-first professional, and business coach from Sydney, Australia. This episode focuses on envisioning a fearless business quarter, free from self-doubt and overwhelm. ...
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Episode 31
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6:42
The 5 Types of Wealth – Redefining What It Means to Be Truly Wealthy
Unlocking the Five Types of Wealth: A Holistic Approach to Business SuccessIn this episode of Money First, CEO, host Harman Johnston introduces listeners to the five types of wealth, inspired by Sahil Bloom's framework, which she encount...
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Episode 30
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6:45
How to Make Profit a Habit – Mike Michalowicz on the Profit First Formula
This is a special episode as we welcome our first guest, Mike Michalowicz. Mike is the author of Profit First and a global expert on small business finance. His mission is to end entrepreneurial poverty, and he's helped thousands of bu...
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Episode 29
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17:29
Say No, Win Big: Boost Profits with Boundaries
In this episode of Money First, CEO, Harman Johnston discusses the critical importance of setting boundaries in business. Harman shares a personal story about the costly mistake of saying yes to a rush job, highlighting how it drained her resou...
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Episode 28
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6:31
Get Paid Faster: Transform Your Invoicing Process
In this episode, Harman discusses the challenges of dealing with late payments and how it affects cash flow and overall business health. She outlines practical steps to improve debtor follow-ups, including sending friendly reminders, automating...
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Episode 27
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7:17
Keep Customers Forever: Cash-Boosting Loyalty Secret
In this episode of Money First, CEO, Harman Johnston discusses how to keep customers forever with cash-boosting loyalty strategies. She shares her personal experience of losing a $10,000 client and explains the significant costs associated with...
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Episode 26
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7:16
Work Less, Earn More: The 80/20 Profit Hack
Mastering the 80/20 Profit Hack: Work Less, Earn More In this episode of 'Money First, CEO,' host Harman Johnston is focused on helping business owners leverage the 80/20 rule (Pareto Principle) to maximise their profits while reduc...
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Episode 25
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6:50
Hire Slow, Win Big: Building a Cash-Savvy Team
Hiring can make or break your business finances. In this episode of Money First CEO, I share how to build a cash-savvy team that helps you grow profits without draining your bank account. I talk about how rushing into hiring can hurt your cash ...
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Episode 24
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6:58
Charge What You’re Worth: Unlock Bigger Profits with Value-Based Pricing
In this episode of Money First, CEO, Harman Johnston gets real about one of the biggest mindset shifts in business: charging what you’re truly worth. If you’ve ever hesitated to raise your rates or felt weird asking for more money, thi...
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Episode 23
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6:47
The 3 Types of People in Business (and Which One You Should Be)
In this episode of Money First, CEO, Harman Johnston explores the powerful framework from Adam Grant’s Give and Take that categorises people into Givers, Takers, and Matchers. Learn how each type shows up in business, why give...
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Season 1
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Episode 22
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8:17
Your Business is Not Your Bank Account
One of the biggest mistakes I see business owners make is treating their business like a personal ATM. Logging into your business account, seeing money sitting there, and using it for groceries or personal bills might feel harmless - but this h...
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Season 1
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Episode 21
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9:34
Investing Back Into Your Business — The Smart Way
Making smart investments in your business can feel tricky. We’ve all been tempted by late-night offers, shiny software, or coaching packages that promise the world. But the truth is, there’s a big difference between investing from strength and ...
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Season 1
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Episode 19
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11:39
Credit Cards Without Regret: My Rewards Strategy
Credit cards can be a controversial topic in the Profit First world. The standard advice is to avoid them completely, stick to cash, and keep things simple. And for many business owners, that’s the safest path. But what if I told you there’s a ...
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Season 1
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Episode 20
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9:33
Profit First for Service-Based Businesses
Running a service-based business can often feel like money is slipping through your fingers, no matter how much revenue you generate. In this episode of Money First, CEO, I unpack why traditional financial advice doesn’t always fit coa...
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Season 1
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Episode 18
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9:50
Financial Red Flags – Spotting the Danger Signs Early
In this episode of Money First, CEO, I’m diving into a topic that could save your business from unnecessary stress — identifying and fixing financial red flags before they spiral out of control. Your business rarely goes broke overnigh...
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Season 1
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Episode 17
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11:15
What’s Stopping You? Clarifying Profit First Doubts
In this episode of Money First, CEO, I’m tackling the most common doubts and misconceptions about Profit First — the cashflow system that has transformed thousands of businesses. Over the past three years of working with Profit First, ...
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Season 1
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Episode 16
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11:29
The CEO Paycheck – Paying Yourself First (Without Guilt)
In this episode of Money First, CEO, I’m diving into one of the most powerful (and overlooked) financial decisions a business owner can make – paying yourself first. This episode is a must-listen if you’ve ever hesitated to transfer mo...
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Season 1
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Episode 15
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11:34
Stop Chasing Growth – Start Building Stability
In this episode of Money First, CEO, I challenge the popular belief that constant growth equals success. While rapid revenue increases and a growing client list might look great on paper, if you're overwhelmed, underpaid, or spinning y...
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Season 1
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Episode 14
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14:02
Your Money Mindset - What's really holding you back?
In this episode of Money First, CEO, I dive into one of the most powerful and often overlooked forces behind your business success - your money mindset. It’s not about spreadsheets or budgets - it’s about the deep-seated beliefs...
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Season 1
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Episode 13
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10:02
Building a Freedom Fund – Why Emergency Buffers Matter
What if you had a financial buffer that gave you the confidence to say no to the wrong clients, take a break when you need it, or invest in your next bold move - without stress? That’s the power of a Freedom Fund, and it’s not just for...
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Season 1
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Episode 12
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6:35
The Power of Financial Forecasting
If reviewing your finances feels reactive and overwhelming, it’s time to take a step into CEO mode with a simple but powerful habit: financial forecasting.In this episode of Money First, CEO, I’m walking you through what forecas...
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Season 1
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Episode 11
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7:19
Balancing School Holidays without a guilt - a Money first CEO's guide
In this episode, I get real about the juggle every business-owning parent knows all too well - school holidays. Whether you’re struggling with guilt about missing family time or feeling anxious about what’s not getting done in your business, I ...
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Season 1
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Episode 10
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7:32
Ditch the DIY – Why You Need a Financial Partner
In this empowering episode of Money First, CEO, I tackle one of the biggest growth blockers for business owners: trying to manage your finances completely on your own. From reconciling accounts and navigating tax season to wondering if...
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Season 1
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Episode 9
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8:15