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Money First CEO

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Money First CEO

The Biggest Expense I Cut That Didn’t Hurt My Lifestyle

January 19, 2026 • Harman • Episode 35

0:00 | 6:44

In this episode of Money First, CEO, Harman Johnston discusses a major expense she cut from her business: online courses that were never finished. Harman shares her struggle with 'course addiction' and the financial and mental toll it took. By implementing a strict rule to only buy courses that could be immediately acted upon and setting dedicated time for both learning and execution, she transformed her business. Listeners are encouraged to audit their education spending, commit to completing one course at a time, and focus on actionable steps for real business results.

00:00 Introduction to Money First, CEO Podcast

01:00 Cutting the Biggest Expense: Unfinished Online Courses

02:34 The Real Cost of Course Addiction

03:40 Implementing a New Rule for Course Purchases

04:16 Creating Time for Learning and Implementation

05:22 Focusing on Execution Over Information

05:28 Challenge for the Week: Audit Your Education Spending

05:54 Conclusion and Final Thoughts

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🔗 Where to Find Harman:
Website: www.blubookkeepers.com.au
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Facebook: @blubookkeepersau
TikTok: @profitwithharman
LinkedIn: Harman Johnston

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