Mortgage Matters - The Advanced Mortgage Solutions Podcast
Buying a home is one of the biggest financial decisions you'll ever make — and the mortgage world can feel confusing.
The Advanced Mortgage Solutions Podcast breaks down mortgages, home loans, insurance, and property finance in a clear and practical way for New Zealand buyers.
From first home buying tips and interest rate updates to mortgage protection and smart loan structures, each episode shares insights from experienced advisers and industry experts to help you make confident property decisions.
If you're thinking about buying, refinancing, or simply want to understand how mortgages really work in New Zealand, this podcast is for you.
Episodes
24 episodes
Think You Understand Mortgage Pre-Approval? Most Buyers Get This Wrong
Buying a home in Christchurch, Canterbury or elsewhere in New Zealand?Scott and the team at Advanced Mortgage Solutions can help you understand your mortgage pre-approval, lending conditions and home loan options before you make an offe...
Kainga Ora First Home Loan Explained (5% Deposit, Criteria & Rates)
In this Episode, host Joel Sadler welcomes mortgage adviser Greg Miller to the Advanced Mortgage Solutions podcast to explain the Kainga Ora First Home Loan and how it helps first home buyers with low-deposit lending. Greg outlines that...
OCR Up 0.25% — So Your Mortgage Rate Goes Up Too... Right?
To get help with a new home loan or update an existing one, reach out to the friendly AMS team here:
Buying a Home With a Sibling or Friend (Not Living Together): Mortgage Assessment Tips
In this episode of the Advanced Mortgage Solutions Podcast, Scott Miller explains how mortgage applications differ when two people (such as siblings or friends) buy a property together but don’t live together. Instead of shared hou...
Thinking of buying a lifestyle block in New Zealand? The lending rules might surprise you.
For help with lending for a lifestyle block reach out to the team: https://www.advancedmortgagesolutions.co.nz/In this episode of Mortgage Matters, Joel Sadler sits down with Advanced Mortgage Solutions founder Scott Miller to break dow...
Pre-Existing Conditions & Insurance: What You Really Need to Disclose (with Travis Hamilton)
In this episode of Mortgage Matters, Joel interviews Travis Hamilton from Plan B about how pre-existing conditions affect personal insurance such as life, health, disability, trauma, and medical cover. Travis explains that what cou...
NZ Interest Rate Update (August 2026): OCR Rise & Why Now's the Time to Get Pre-Approved
Has the latest OCR increase changed mortgage rates, and what does it mean if you're planning to buy a home? In this episode of the Advanced Mortgage Solutions podcast, host Joel Sadler speaks with mortgage adviser Scott Miller about the...
First Home Buyer Guide NZ: The 5 Key Professionals Who Help You Buy a House
Buying your first home in New Zealand can feel overwhelming, especially when you realise how many professionals are involved in the process. In this episode of the Advanced Mortgage Solutions Podcast, Christchurch mortgage adviser Scott Miller ...
How to Manage First-Home Buying Nerves: Preparation, Transparency & Due Diligence
In this Episode, Joel Sadler and mortgage adviser Scott Miller from Advanced Mortgage Solutions discuss the emotional side of buying a first home and how to reduce stress. Scott explains that the process can feel daunting because i...
New Zealand Mortgage Protection Insurance Explained (vs Income Protection)
Host Joel Sadler interviews assurance expert Travis Hamilton, a financial advisor specializing in health and insurance risk with 15 years’ experience and country chair for the Million Dollar Round Table, about mortgage protection. ...
Why You Should Use Specialists When Buying or Selling Property in New Zealand
In this Episode, Joel Sadler speaks with Scott Miller, owner and founder of Advanced Mortgage Solutions, about why using specialists is important when buying or selling property. Scott explains that licensed professionals can give ...
NZ Interest Rates & Property Market Update (July 2026): Christchurch Trends & Bank Cashback Offers
Looking for the latest NZ interest rates, mortgage rates, first home buyer advice or Christchurch property market insights? Scott Miller from Advanced Mortgage Solutions discusses bank cashback offers, home loan trends and what buyers should kn...
Step-by-Step Guide to Applying for Your First Home Mortgage in New Zealand with Scott Miller
Welcome back to the Advanced Mortgage Solutions Podcast! In this Episode, host Joel is joined by mortgage expert Scott Miller, who provides a detailed step-by-step guide on applying for a new home mortgage. Scott discu...
Understanding Home Loan Calculations in New Zealand
Welcome to the Advanced Mortgage Solutions Podcast! In this Episode, host Joel Sadler is joined by mortgage expert Scott Miller, owner and founder of Advanced Mortgage Solutions. Scott, a seasoned property inves...
Building a New Home: Construction Loans vs. Turnkey Builds
Welcome back to the Advanced Mortgage Solutions Podcast with your host Joel Sadler and expert Scott Miller! In Episode nine we delve into the world of building a new home and explore the various lending options available. Scott, wi...
Understanding Home Loan Deposits in New Zealand
Welcome to the Advanced Mortgage Solutions Podcast! In episode 8, Joel Sadler hosts Scott Miller, owner, and founder of Advanced Mortgage Solutions, who brings over 20 years of experience in property investment and mortgage solutio...
NZ Property Investment Insights from Scott Miller
Welcome to Episode Seven of the Advanced Mortgage Solutions Podcast! In this episode, host Joel Sadler interviews Scott Miller, a seasoned property investor with over 20 years of experience and the owner of Advanced Mortgage Solutions.
Buying a Home With a Sibling or Friend (Not Living Together): Mortgage Assessment Tips
In this episode of the Advanced Mortgage Solutions Podcast, Scott Miller explains how mortgage applications differ when two people (such as siblings or friends) buy a property together but don’t live together. Instead of shared hous...
How Do New Zealand Property Auctions Work?
In Episode six, host Joel Sadler is joined by Scott Miller, the owner and founder of Advanced Mortgage Solutions, to discuss the complexities of buying a home through the auction process. With over 20 years of property investment e...
Mortgage Rate Strategy NZ 2026: Fix for 6 Months or 5 Years? (Christchurch Update)
Mortgage Rate Strategy in Uncertain Times: Should you fix for 6 months or lock in for 5 years?In this episode of Mortgage Matters, Joel Sadler and Advanced Mortgage Solutions founder Scott Miller break down the current New Zealand mortg...
Tips for Paying Off Your Home Loan Faster in New Zealand
In this Episode Four of the Advanced Mortgage Solutions podcast, host Joel Sadler and expert Scott Miller, founder of Advanced Mortgage Solutions, discuss effective strategies to pay off your home loan faster. Scott, with over 20 y...
How Much Can I Borrow? Mortgage Advice in New Zealand
How Much Can I Borrow? | Episode 3 - Advanced Mortgage Solutions Podcast w/ Scott MillerIn this episode of the Advanced Mortgage Solutions Podcast, host Joel Sadler is joined by Scott Miller, an expert from Advanced Mortgage Solutions. ...
Home Loan Deposit Options for First Home Buyers in New Zealand
Hosted by Joel Sadler with mortgage expert Scott Miller, we dive deep into the journey of first-time home buyers. Scott, a seasoned property investor with over 20 years of experience, shares invaluable insights on assembling a deposit for a hom...
What is a Mortgage Advisor and Why Should I Use One?
Welcome to the inaugural episode of the Advanced Mortgage Solutions Podcast with your host Joel Sadler and special guest Scott Miller, the owner and founder of Advanced Mortgage Solutions. In this episode, Scott shares his journey ...