Her Financial Frequency
Her Financial Frequency is the go-to podcast for women who earn well—but are ready to invest even better. If you're in your 40s or 50s, value autonomy, and crave long-term financial control, you're in the right place.
Her Financial Frequency
Money As a Tool: How to Rewrite Your Story and Build Wealth with Candius Stearns
Today Barbie and Janae sit down with Candius Stearns—lifelong entrepreneur, co-author of Real Women in Real Estate, and LP/GP across large-scale real estate deals—to talk about rewriting our money stories and building real wealth that compounds over time.
In this episode:
- Growing up on a Michigan dairy farm & the early money messages many women share
- Why money is a tool (not “good” or “bad”)—and how to unlearn scarcity
- The “know your numbers” non-negotiable: P&L, KPIs, ROI (don’t outsource your power)
- Candius’ Four Pillars: mindset & goals • investments • relationships • health
- Beginner steps to invest (even with small dollars and fractional options)
- Cash flow vs. growth vs. tax strategies—choosing based on the job you want money to do
- The #1 lesson: Don’t confuse income with wealth (assets vs. liabilities)
- Habits that keep you in frequency: prayer, meditation, communication, coaching/mentors
Listener Takeaways:
- Set a clear vision for what the money is for (cash flow, growth, tax advantages).
- Start now with small, consistent amounts—avoid “store and wait” traps.
- Review an Assets vs. Liabilities list monthly to stay focused on wealth.
- Consider guidance: mentors, coaches, and community conversations matter.
Featured Guest:
Candius Stearns — Entrepreneur, investor, consultant to executives and business owners. Candius is a 30-year entrepreneur and business owner based in Detroit. After successfully building an insurance agency and third-party administration business, she expanded into real estate investing and became a general partner in a half-billion-dollar real estate syndication. Today, she leads Stearns HR, an HR and health insurance firm that helps employers stay compliant and competitive, and Stearns Capital, a consulting firm serving family offices and ultra-high-net-worth investors. Her work is rooted in Midwestern values, Greek Orthodox faith, and the experience of raising two sons while building multiple businesses. Candius is passionate about simplifying money and business so families and owners can protect what matters most—legacy, people, and wealth.
🌐 Visit Candius: https://www.stearnscap.com
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🔗 Links & Resources
💻 Visit us at HudsonLewisGroup.com
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🎧 Your financial frequency is rising. Stay curious, stay empowered.
🎶 Credits:
- Intro/Outro Music: “Birds” by Corbyn Kites
- Produced & Edited by Krissi Burdette
- Hosts: Barbie Bowen, Janae Rapps, E Guenthner
Disclaimer:
This content is for education only and not financial advice. Consult your own professional(s) before making investment decisions.
