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Yield to Reason Podcast | Retirement Income Planning Insights
In an era where traditional accumulation strategies often fall short, I've made it my mission to guide you toward a more reliable and stress-free approach to retirement planning.
The reality is stark: nearly 51% of Americans worry about outliving their savings, and 70% of retirees wish they had started saving earlier. Furthermore, 55% of Americans worry they won't achieve financial security in retirement. These statistics highlight a pervasive unease about the future.
My strategy is simple and effective, by shifting the focus from mere wealth accumulation to generating consistent income we can alleviate these concerns. You can easily create a steady cash flow that aligns with your financial needs, offering tangible results and peace of mind.
Join us as we delve into strategies that prioritize income creation, challenge conventional financial wisdom, and empower you to take control of your financial destiny. Together, we'll explore how real wealth writes checks.
Episodes
18 episodes
Retirement Insights: How Current Retiree Experiences Guide Successful Retirement Planning
What do retirees who are truly happy have in common — and what do those who aren't wish they'd done differently?In this episode, Brandon digs into the latest research on retirement success and retirement regrets to b...
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Big Retirement Problems: How Investment Research is Setting you up for Failure
When research says "the market returned 10% over 80 years," what does that actually mean for your retirement? Most DIY investors make critical assumptions about expected returns that create serious retirement planning problems.This episo...
Avoiding the Un-Retirement Debacle: Preparation is Trickier than you Think
Seven percent of American retirees are returning to work—not from boredom, but because they can't afford to stay retired. That's 550,000 more people than last year facing this harsh reality. This episode breaks down the data behind un-retiremen...
Framework for Analyzing Closed-End Funds: Spotting Distribution Cut Risk
Learn to protect your retirement income by identifying vulnerable closed-end funds before they slash distributions. This episode breaks down five essential metrics every DIY investor should monitor to build a more resilient income portfolio.
Does High Investment Yield Mean High Investment Risk?
"When More Isn't Better: The Hidden Dangers of Chasing Yield"Episode OverviewDoes higher yield always mean better returns? In this episode, we tackle one of the most seductive—and dangerous—assumptions in income ...
Why No One Follows the 4% Rule
Why the 4% Rule Failed (And What Actually Works)Episode Description:The 4% withdrawal rule has become retirement planning gospel—but here's the problem: almost nobody actually follows it. In this episode, we unpack why reti...
What is a Financial Advisor (and what is Not)?
Episode Description:Before you hire someone to help with your retirement portfolio, you need to know what you're actually hiring. This episode breaks down the four main categories of financial professionals—investment advisors, fi...
There is No Such thing as the American Retirement
Episode DescriptionIn this eye-opening episode, Brandon challenges everything you thought you knew about retirement in America. Through historical context and current data, he reveals why the concept of "American Retirement" is ac...
The Dark Side of Income Investing - What Could Go Wrong With Your Retirement Plan
Ready for a reality check? While income-focused investing can be a cornerstone of retirement success, it's not the bulletproof strategy many believe it to be. In this eye-opening episode, host Brandon Roberts pulls back the curtain on th...
Best Strategies to Avoid Running out of Money in Retirement
The #1 Fear Every Retiree Faces (And How to Conquer It)What if your retirement savings could last forever?That haunting question—"Will I run out of money?"—keeps more retirees awake at night than any other financial concern...
Should You Buy an Annuity? The Truth Behind America's Most Controversial Retirement Product
🎯 The Big Question Everyone's AskingYou've heard the heated debates. Financial advisors are split down the middle. Some call annuities the "worst financial product ever created," while others swear they're retirement game-chan...
Social Security, What's the REAL Best Age to Begin Receiving Income Benefits?
What if everything you've been told about Social Security timing is wrong?The financial world has been singing the same tune for years: delay Social Security until age 70 for maximum benefits. But host Brandon Roberts is here ...
Another Man's Transition to Income-Focused Investing
Guest: Justin Snider - Government contractor from California, US Air Force veteran, and former Series 7 licensed trader who recently transitioned to income-focused investing just 3.5 months ago. Follow his journey at @401k_income on Inst...
Why Your Roth Conversion Probably Won't Work
What if everything you've been told about retirement tax planning is wrong?In this eye-opening episode of Yield to Reason, host Brandon Roberts tackles the sacred cows of retirement planning head-on. Spoiler alert: that fancy tax ...
Building Retirement Income with Closed-End Funds - Special Guest Steve Selengut
Guest: Steve Selengut, Author of "Retirement Money Secrets" Host: Brandon RobertsEpisode OverviewIn this episode, we dive deep into a retirement income strategy that most people have never heard of but...
Won't Index Investing Produce more Money?
In this episode of Yield to Reason Podcast, host Brandon Roberts tackles one of the most common arguments against income-focused investment plans: "Won't I have more money if I simply invest passively in the S&P 500?" Brandon breaks down th...
Five High Yielding Investment Ideas to Start Building your Income-Focused Portfolio
Episode DescriptionIn this episode, we're sharing five practical options for building reliable retirement income. Moving beyond the traditional "save and hope" approach, we explore various income-focused strategies that can he...
Why Income Building is the Key to your Retirement Success
Episode DescriptionIn this inaugural episode of the Yield to Reason Podcast, host Brandon Roberts introduces a fresh perspective on retirement planning that could transform how you prepare for your future. After nearly two decades...