Bill Pay in QBO vs. Venmo, Zelle, & Melio Artwork

No Se Habla Taxes

Welcome to No Se Habla Taxes—the podcast for creative agency owners who are done guessing about their numbers and ready to actually understand them.

I'm Melissa Armstrong, CPA and fractional controller, and I will tell you the financial truth your accountant was too polite to say out loud. Every episode, we get into the real operational finance stuff: cash flow chaos, pricing mistakes, hiring decisions, and the messy money moments that nobody talks about but every founder lives through.

If you're running a marketing or creative agency in the $500K to $5M range and your revenue looks great on paper but something still feels off, this show is for you.

No fluff. No spreadsheet worship. No finance speak for the sake of it. Just plain English answers to the questions keeping you up at night.

Because the numbers don't lie. Let's go find out what yours are saying.

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No Se Habla Taxes

Bill Pay in QBO vs. Venmo, Zelle, & Melio

July 09, 2025 • Season 1 • Episode 4

0:00 | 7:04

Welcome to No Se Habla Taxes—the podcast for founders fluent in business, but maybe not so fluent in bookkeeping. I’m Melissa Armstrong, CPA, fractional controller, and your financial translator-in-chief, sharing the behind-the-scenes of doing my own books (and cleaning up my own messes).

In today’s episode, I’m confessing my payables chaos:
✅ Zelle payments with zero paper trail
✅ Venmo emoji transactions that made my accountant (ME!) cry
✅ A brief but horrifying flirtation with handwritten checks

Spoiler: I eventually got my life together and switched to QuickBooks Online Bill Pay—and let me tell you, it’s giving clean books, less chaos, and no more "who the heck is Maria S. and why did I pay her $1,200?" vibes.

You’ll learn:

Why Zelle and Venmo aren’t sustainable bill pay solutions for real-deal businesses
What makes QBO Bill Pay actually work for solopreneurs and early-stage founders
How the new AI feature helps you drag, drop, and auto-fill bills like a boss
Why centralizing your payments can save your sanity (and your audit trail)

💡 If you’ve been duct-taping your payment process together across five apps, this is your sign to simplify. QBO Bill Pay isn’t just convenient—it’s a full-on grown-up move for your back office.

🎧 Listen in, laugh at my chaos, and walk away with a smarter system. If you love it, subscribe, leave a review, and share it with your favorite founder who’s still Venmo-ing their web designer.

Let's connect!

LI: https://www.linkedin.com/in/armstrongmelissacpa/

Website: https://steadyhandaccounting.com/