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No Se Habla Taxes
Welcome to No Se Habla Taxes—the podcast for creative agency owners who are done guessing about their numbers and ready to actually understand them.
I'm Melissa Armstrong, CPA and fractional controller, and I will tell you the financial truth your accountant was too polite to say out loud. Every episode, we get into the real operational finance stuff: cash flow chaos, pricing mistakes, hiring decisions, and the messy money moments that nobody talks about but every founder lives through.
If you're running a marketing or creative agency in the $500K to $5M range and your revenue looks great on paper but something still feels off, this show is for you.
No fluff. No spreadsheet worship. No finance speak for the sake of it. Just plain English answers to the questions keeping you up at night.
Because the numbers don't lie. Let's go find out what yours are saying.
Episodes
20 episodes
The Concentration Risk That Can Destroy a Business Overnight
One client. Half your revenue. Great relationship. Solid work. And then they get acquired, a vendor review happens, and they're gone in 90 days.That's concentration risk. And it doesn't announce itself until it's already happening.
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The Emotional Side of Money No One Talks About
The Emotional Side of Agency FinancesWe're not opening a spreadsheet in this episode. We're talking about feelings.After years of sitting across from agency founders and looking at their numbers, one thing is clear: the mat...
I'm Bad at Numbers
"I'm just not a numbers person."If you've said that — or thought it — this episode is for you.In Episode 3, Melissa Armstrong gets personal. As a CPA who has spent her career helping creative founders understand their fin...
The Burn Rate Lens
What happens when your biggest client goes quiet? Panic — unless you know your numbers. Melissa opens with a real client story: a smart founder, a client that went radio silent, and the one question that changed everything: what is your dai...
The Revenue Illusion - Why High Revenue Doesn't Mean a Healthy Business
I have watched agency owners pop bottles over crossing $1M in revenue, post about it, make it their entire personality for a quarter, and then call me six months later because they can't make payroll. In this episode, I'm breaking down why reve...
We're Back and Your Finances Are Still a Mess
Season two is here, and yes, your finances are still a mess. But that's exactly why we're back. I'm Melissa Armstrong, fractional controller and the person who will tell you the financial truth your accountant was too polite to say out loud. Th...
Year-End Panic Mode
Welcome to No Se Habla Taxes—the podcast where a CPA does her own bookkeeping and occasionally procrastinates just like the rest of you. I’m Melissa Armstrong: fractional controller, solo practice owner, and financial transla...
The Subscription Graveyard
Welcome back to No Se Habla Taxes — the podcast where a CPA does her own bookkeeping... and finds financial skeletons in her closet. I’m Melissa Armstrong: fractional controller, solo practice owner, and your favorite finan...
Bank Feed Betrayal
🎙️ Episode: Bank Feeds Betrayal Welcome to No Se Habla Taxes—the podcast where a CPA does her own bookkeeping and sometimes gets betrayed by QuickBooks itself. I’m Melissa Armstrong, fractional controller, solo pr...
Budgeting with Feelings: How FOMO Blew Up My Budget
Welcome to No Se Habla Taxes, the podcast where I—a CPA and fractional controller—do my own bookkeeping and confess my way through the chaos so you don’t have to feel alone in yours. In this episode, I get very rea...
“Your Business is Not Your ATM: How I Pay Myself (and Why It Matters)”
If you’ve ever found yourself transferring money from your business account to your personal one “just this once,” this episode is for you. I get this question all the time—“How do I pay myself from my business the righ...
"Distributions, Temptations, and That Sneaky Credit Card Clock"
In this episode of No Se Habla Taxes, I’m confessing something that every solo business owner has probably thought about: giving yourself a raise the moment new money hits the bank. But before I could celebrate my new clien...
“Autopay or Bust: How I Stopped Chasing Invoices”
In this episode of No Se Habla Taxes, I’m spilling the tea on how I set up my business so I never have to chase another invoice again. Yes, even as a solo CPA doing my own books. I’m walking you through: 💸 Why e...
The App That Fixed My Billing Chaos (and Might Save Yours Too)
In this episode of No Se Habla Taxes, I’m sharing the billing fix I didn’t know I needed—until I hit a wall with clunky invoices, awkward follow-ups, and manually tacked-on credit card fees. Fresh off the Bridging the G...
“Why I Stopped Dodging Credit Card Fees (and You Might Too)”
I Refused to Accept Credit Cards—and Slowed Down My CashflowIn this episode of No Se Habla Taxes, I’m coming clean about a hill I used to die on: refusing to accept credit card payments from clients. Yep, I said no to the...
Oops! That was personal - Cleaning Up Comingled Expenses
Welcome to No Se Habla Taxes—the podcast where a CPA does her own bookkeeping, spills all the beans… and then counts them. I’m Melissa Armstrong, your fractional controller and financial translator, here to share the real talk behind t...
Bill Pay in QBO vs. Venmo, Zelle, & Melio
Welcome to No Se Habla Taxes—the podcast for founders fluent in business, but maybe not so fluent in bookkeeping. I’m Melissa Armstrong, CPA, fractional controller, and your financial translator-in-chief, sharing the behind-the-scenes ...
I Bought Business Supplies on My Personal Prime Account (Oops!)
Welcome back to No Se Habla Taxes—the podcast where a CPA confesses the kind of stuff that would’ve made her audit professor sweat.In this episode, I’m airing out one of the messiest (and most relatable) money habits I’ve had as...