The Mortgage Maze
Tips for both First Home Buyers and seasoned investors.
Richard Ferguson, a Sydney-based broker with more than 27 years experience in the broking industry discusses a wide range of topics designed to inform and empower.
Episodes
7 episodes
Debt Recycling - does it work?
Debt recycling is a sophisticated financial strategy used by Australian homeowners to transform non-deductible mortgage debt into tax-deductible investment debt. The process typically involves using home equity to fund the purchas...
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14:53
Negative Gearing.
This podcast defines and explains the mechanism of negative gearing, an investment strategy where the expenses of owning a rental property, primarily loan interest, exceed the income it generates. This operational deficit results in a
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17:59
Trust Borrowing - is this strategy beneficial?
This episode provides a guide on how experienced Australian property investors utilise trust structures to significantly enhance their borrowing capacity, allowing them to expand beyond just one or two investment properties.
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22:23
SMSF Borrowing - Part Two
In Part Two of our SMSF Podcast, we look at SMSF strategy. This is general advice only.
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17:32
SMSF Borrowing - Part One
Today in this two part podcast, we’re lifting the lid on how borrowing works within an SMSF. We’ll take you behind the scenes to explore the real mechanics — the practical steps lenders take to assess your borrowing capacity. And we’re doing it...
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17:00