Making Sense of your Cents
Feeling overwhelmed by your finances? Wish you could get clear, simple advice from a trusted source? Welcome to "Making Sense of your Cents," the weekly podcast from First Century Bank that gives you actionable financial tips.
Join hosts Daniel Hill and Shanna Browning as they cut through the confusing jargon to help you build financial confidence. Whether you're looking to understand your credit score, create a budget that actually works, spot the difference between APY and APR, or protect yourself from scams, we're here to help.
Our mission is to empower our community with friendly, practical money knowledge. Subscribe now and start making sense of your cents, one simple tip at a time.
Podcasting since 2025 • 8 episodes
Making Sense of your Cents
Latest Episodes
07 - Checking, Savings, and Beyond
Is all your money piled into one checking or savings account? In this episode, Daniel and Shanna explore the financial toolbox of different bank accounts. We’ll explain the specific jobs of Checking, Savings, Money Market, and CD accounts. Lear...
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Season 1
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Episode 7
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12:58
06 - Demystifying Debit vs. Credit
Which card should you swipe at the checkout? It’s not about "good" vs. "bad"—it's about using the right tool for the right job. In this episode, we explore the fundamental differences between debit and credit cards, focusing on the crucial dist...
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Season 1
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Episode 6
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10:01
05 - Creating a Simple Budget That Works
The word "budget" often brings up feelings of restriction and stress. In this episode, we reframe budgeting not as a financial diet, but as an empowering roadmap for your money. Daniel and Shanna explore simple, sustainable methods that you can...
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Season 1
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Episode 5
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10:10
04 - Savings 101: Paying Yourself First
Why is it so hard to save money, even with the best intentions? In this episode, Daniel and Shanna are joined by First Century Bank President & CEO Rob Barger to discuss the single most powerful habit for building long-term wealth: Paying Y...
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Season 1
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Episode 4
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13:59
03 - Your Credit Score Explained
Your three-digit credit score holds incredible power over your financial life, affecting everything from loan rates to insurance premiums. But how is it actually calculated? In this deep dive, we pull back the curtain on the credit score formul...
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Season 1
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Episode 3
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10:36