你以為自己賺多咗？揭開通脹最大的謊言：它偷偷騙過了你的『變富錯覺』｜金錢多重宇宙【東哥說故事】

監獄裡，鯖魚竟成了最可靠的交易媒介。
　　一國是否處於通膨，看麥當勞大麥克漢堡的價格。
　　比特幣橫空出世，正式改寫金錢的定義！
　　關稅貿易戰，背後是暗潮洶湧的貨幣角力？

　　◤為何薪水不能用牛和橘子來算？
　　史上最有趣的金錢進化史◢

　　歡迎進入金錢的多重宇宙！沒有數學公式和複雜圖表，用最輕鬆的方式理解最複雜的貨幣世界！

　　是誰決定了什麼能用來交易，又是誰在幕後操盤經濟大局？
　　從羅馬時代的鹽袋到監獄裡的鯖魚，從金本位制的崩潰到比特幣的崛起，金錢的面貌一直在改變，但操控遊戲規則的玩家則歷久彌新。
　　知名暢銷財經作家查爾斯．惠倫藉由本書，試圖帶領你我藉由剖析金錢的各種形態，透視現代金融體制背後的權力遊戲戰局。
　　在這場遊戲裡，多國中央銀行憑空印錢創造貨幣；聯準會主席一句話牽動全球經濟榮枯；各國不乏運用匯率玩轉國際貿易競爭力。
　　當你看懂這場金錢遊戲，就再也不會被那些號稱財經、股市專家的說法給糊弄。更重要的是，你會知道那些政府官員到底在玩什麼把戲，縱使下一次金融危機突然來襲，也能妥善保護自己的財富不會瞬間縮水蒸發。
　　準備好重新認識你每天都在使用的「錢」了嗎？

各界好評

　　各界好評力薦──
　　余鎮文Vincent｜長庚大學副教授、曼報Pro共同創辦人
　　吳嘉隆｜總體經濟學家、資深政經評論家
　　游庭皓｜財經直播主
　　廖啟宏｜加州大學戴維斯分校經濟系客座教授、加州州政府研究首席、「一口經濟學」PODCAST主持人
 
 
作者介紹
作者簡介

查爾斯．惠倫（Charles Wheelan） 
 
　　芝加哥大學公共政策博士、普林斯頓大學公共事務碩士與達特茅斯學院學士學位。

　　惠倫自2012年起任教於達特茅斯學院，為達特茅斯學院洛克斐勒中心的資深講師與政策研究員，並三度獲得畢業生票選為「十大最佳教授」。他於2004年到2012在芝加哥大學哈里斯公共政策學院擔任資深講師，並獲學生票選為「非核心課程年度最佳教授」。

　　自1997年到2002年擔任《經濟學人》的美國中西部通訊記者，更經常為《芝加哥論壇報》《紐約時報》《華爾街日報》與Yahoo財經等媒體撰稿。

　　於2002年出版第一本著作《把經濟學剝光光：從生活小事中搞懂世界運作邏輯》，本書是為一般讀者撰寫的易懂又有趣的經濟學入門書，甚至被選為美國大學指定參考書，現已出版十四種語言版本。

　　於2013年出版《聰明學統計的13又1/2堂課》。出版後不久，該書即登上《紐約時報》精裝非小說暢銷書榜。同年，他出版《中間派宣言》（The Centrist Manifesto），呼籲建立一個「中間路線」的新政黨，也創辦「聯合美國組織」（Unite America），該組織致力於消弭黨派分歧，選出更具代表性和功能性的政府。2016年出版《金錢多重宇宙》。2022年出版《為你的人生而寫：清晰有力的寫作（與演講）指南》（Write for Your Life: A Guide to Clear and Purposeful Writing (and Presentations)）。

譯者簡介

呂佩憶

　　加州州立大學富勒頓分校口語傳播碩士，領有多張金融證照，曾任財經新聞編譯、券商研究報告翻譯。譯有《撼動華爾街的海龜交易員：從門外漢到頂尖交易者的傳奇故事，新手擊敗市場的11項鐵律法則》《亞當理論：跨世紀順勢交易大師經典之作》等多本商管與投資書籍。
 
 
目錄
前言 一段理解金錢的探索之旅

Part I 別把辛巴威幣丟進馬桶
第1章 貨幣的前世今生
第2章 鈔票會縮水，也會發福
第3章 大麥克漢堡與貨幣幻覺
第4章 信貸——金融界的黃色炸藥
第5章 央行總裁的超能力
第6章 匯率背後的權力遊戲
第7章 黃金十字架上的經濟

Part II 國際政經背後的貨幣角力
第8章 印鈔機建立美國
第9章 一個大蕭條迷眼中的金融危機
第10章 日本失落的數十年
第11章 歐元區的甜蜜與苦澀
第12章 美國與中國的雙人舞
第13章 比特幣算是貨幣嗎？
第14章 狗不應該擁有信用卡

Transcript

SPEAKER_01 0:45

Yamwell Koloi Fong Zoe Biolo. Tomaga quai gay Yonggy Gai So ye do hold on choke. Come like it has four by Memway could boon that go guide what the hay could sang sinseng my four by Yamwala could be dips out, Yao Gong sec, sin hizang four by. Come lun dimla to hold on, do you come boon white to my gam at four by some di fula tedi uh fat your four by a check gox on yell, then molon, hai me yun, yet yun, then a gam yoping to chang you, so yaw lung four by yell, lunch, to juggins. Yik sanginsilla po chao janga, like buy to hang on the song would have been fast sungan, dayat four by haggai gardan white, zenwala Bingo Zido, Liatkin Chanban cheido chin. Lin bua uh libuga feam sam go sum ge dinfai dan joika msub yat fanzi yat i phong le check yet by suman. Gum to le don yin dan hai case yugole more go gong tonga gaiga dan wider si changer mobile one joke da yi four by high gajek chu chun. Tirwala chung yin jo yet call my leg low fan me lo yong. Likum ya jo yet, lodo and gong, ma yet then gum yet, ye song liba china, haggole by hago yu, chunghoi wundo cham dog yet, cum sulomina yung kam yukang yu si me sila is a face on ya ch to my god. Chao fan moon, ha yun yi jung le fa chipon tinha fat bow chao, woon sang white chang yu so hede. Yumakuson, he soyola, tianedu yun yi sawid or yum nidun son yam sum four by hai tao yek mu guai. Kylen dog woon pin the gandan. Yum four by buy but ga yek two pin san yi mut yak mut nittle arm hole uh tile yu anhu yaungo yu yul arm hole la yu yes in the gown door. Com si ya ho chijala, couldin no ga woon, disang ja lang dun. Mosin so tin tia kit than yi woon di mut bowlen high te by so I jungu, then gam yu me got a chang yi, zil da yun yi soul, could yun sanjoly or gong lang yi tong for pang jung. Yo mo yang sick a ton for pang jung to gong di cru so ying hung get more zon jun yi low kok hungwai. So I got chung two si cheng to my ting taken, later we caught and dug in seat, tong for pang chung sunshop day phone, could my so you lung sen, some cup sen than a bat cup sen when son, y hi, could he not dear come so in ta got some lay sat yim sa was you hate lean jung cheng gen le sun ja yet got hai mo tong fo pang jung, yan gong sen jung lean ka percent, ne got hai tong fo pang jong, say per cent, lian gong sen jung, mm percent. Lazing gai junji ha chin jet sat comile like pigao ho, but di doso en sunta ho jet. Y migan gong jung percent, gum got big alfylock. Guminzi, chadol, hai go face young sonho. Yum little he chansa galo mean yan makeungo sat up bin fai jokitha, ye can go gumeng mokbin fat to my sum lay gum saw jovanying. Gum tong for pang jung junjai se sun the bind mobu. Yi hangwai, the woo low co. Dai pile gai dol, dim guy yung hong, would yu tong for pang jung sat hong will gum and gum mainway cry theng will lap choi ying jai, cry woi jongode chingun dun. Gum so yung hong, hame jai tong founjong a yung hong. Sedo gon fala, yung hong ja lunchin, di gum tin do chung yu jalibunse, yung go gunful form of fong sake, h ling to diga halibanti. Sulamin titole, le lun sang, yung hong, coc set ho yi, yung phazang, ja fongsec yang hung fo by gung, la you, cut tip ho pichina, toi guifun, gum some disall I get jikengate ho pai chin, gaseonly sila to mo zengamanda hai, lei fato ho some so fan leho pai chingiho, soyandu pakshao foon foo, da don zeng soyo fan jun, lao dong zeng, ho so siho, zeng ji tong se wo jol like let wason gan fong dai. Ligo, talibun su sing se fong, yung hong kehan tai, hai doido tong son yang kehan tai. Lunchu go, dim young ying hung for by gung, li hoi tao go jong fong sex at yim. Pi Yoyan, co jogin gan san yi, couldajo jong cup chun go chon mu. Fat ligga son tao y wey and hong. What a lunju go, he goodish hold joking but din no yun gong, ho jung, son for by fast song ho choi gai sun jungan hong yedi hang one jung woo. Come a lingdry four bella, tak tip, ho pai chaom, t tip chin wota, hoy he sang gave pai chin, fate pile. Com k jungle hold dog at hau yula, jo jong, do be chun yup and no me. Com so digitho jok, have got four by gunk of four ten or yaocho ya chi kick diale haiago guan kian kingham kut hum. Da yap lun chigok wujan choi gay ying hang y choi foo, j may go on your cho. Com digole with chuch a joke yambo van challa, ba yi justy may go yan, hey four by gunk quang jung as yao, what's it will young yan lit cho gay yap jungway. Didong lunchu go, you so gone for by gunk as yale, cra manhin wugumfo nyung la ma you cho gay piesin bele chan e wall. Com litwatin zha my don'f fall by jum tih gang j man tai yk do hai gokato can y god like mantai. Silomino kick ding likeala y call eight on be a well lily single yemajua be jala o me zi allam so far tia wando yao yapamana or son attachion hey. Come age a wala. Come lemma hollow fea puna, well yadi will rather uh live a man woons jan, come uh come in my fatto you wouldn't find gay num. What's changing garbia doctor? Come age of gay wood in Sega Yawala or Sungola by Moses Anto Lodge Batman may come higher major gun wat sito gango uh compete. Libun suit gong gun yet wokai four by tai hai. Libun suit high mo joyam low gun fado bingo tin bingo pin yi ye tai chok gundim four by jado mabajo gung pang chikai ye by jo langa wan jok mtongguoka hym tongalexi zeng zi tongenja yok choktiha sunja jok mtonga four bym pai, lidi sunja mg mate, di wong wong chetongha uh go gekai fon fatla, young liga se go tight, yumai K Lindo lele, msa yungedi to yi no penga fo by zengha, ye wido, git tao tonhan chai bon san. King the hoyana gina jugo ma donlo ton pang zo. Ligo uh goimoba he tonguaga gigaga pin don. Ho cho hangle sentai matga shing a binfa fongfa. Gumoba, he muigo go gale, to ego sung do yet ziga champan. Mugo hongoba boinsan chyago chambana, cheu uh, be ba pia, com the bang phong joa to my yangona, to di wong gua, to lit jung lio dang dan, come go mob gala, have chosi gang bin faga chai, to my kun fong the tongue for panch, so go sung bait, come touch, com langin t'ho you, tongunfong the tongue for panchan, so go song bay, ma tonglo tong for panjung zi so yao chi woon seo. Come sila ying sick king zai fat uh young hong gag a hog hate him. Sensing chong yugal limma you shak to hapu dimat. Yell, you bong jo de lay guy, hid it me, tong for pang jung to dai, hoy jo dimat hoyo dimat Yugo la yin faj in donitolo summan y bu tide me gong young lake, legin won jok some full cage you case a high but jun hittle buchan was a bow di cousin late zig a season you. Like it's a time loose and fight title. Let's yet five got five title high cushion title. Come here, hoi da go silbe m guy, don't chang pund dun, the quang, libunsu high bong lay, ho gangas some yap si out, ye gaga ging jai hai fasangesi. Matecoya ging jai, or said a gong take who you come hile see at hoi you chat me la mela little y simbogo. You sim bogo later fire and a bo. Ligo sino they hogged up these gabun joyin go you to get mocked. Don't go sick. Moya something van jong, where they gone guy upon hug, later go, but gum you yin jong, hey mom muya jungle yakubasang. Yet I dang your channel yelling. Little daughter come like a tea cake gobby mang one.