Divorce the IRS
Welcome to Divorce the IRS, the Retirement Income Planning Podcast—built for people who want to pay the least amount of taxes possible and create retirement income that actually lasts. Inspired by Jimmy Miller’s bestselling book Divorce, the IRS, this show takes you behind the scenes of the tax rules, retirement strategies, and planning decisions that can quietly determine how much of your money you keep.
The truth is, taxes aren’t just “something you deal with later.” The U.S. tax code is massive, confusing by design, and full of traps that can hit hardest right when you need your money most. From 401(k)s and IRAs to Social Security and Medicare, many common “smart moves” can turn into expensive surprises—like required minimum distributions, Medicare surcharges, the widow’s penalty, and other retirement tax time bombs most people don’t see coming until it’s too late.
With 20+ years of experience as a global wealth manager, Jimmy breaks these topics down in a clear, practical way—so you can plan proactively, avoid unnecessary taxes, and build a retirement where your delayed gratification finally pays off. Subscribe so you never miss an episode, and remember: this podcast is for general education only and isn’t legal, tax, or investment advice—always consult a qualified professional for guidance specific to your situation.
Divorce the IRS
Latest Episodes
The Backdoor Roth IRA Strategy Explained
One of the biggest misconceptions in retirement planning is the idea that high earners are locked out of Roth IRAs forever.They’re not.In this episode of The Divorce the IRS Podcast, we break down one of the most w...
The Roth IRA Rules Everyone Needs to Understand
Most people know Roth accounts are “tax-free.”But very few people actually understand the rules that make them so powerful.In this episode of The Divorce the IRS Podcast, we continue building on the concept of the ...
The Ideal Number That Helps You Pay Less Tax in Retirement
Most people think the key to lowering taxes in retirement is simple: use Roth accounts.But what if the real strategy is more nuanced than that?In this episode of The Divorce the IRS Podcast, we break down one of th...
Tax Time Bomb 8: Paying Taxes from the Grave
What happens to your money after you pass away?For many families, the answer is more complicated and more costly than expected.In this episode of The Divorce the IRS Podcast, we break down the final tax time bomb, ...
Tax Time Bomb 7: The Widow’s Tax Penalty That Can Cost You More Even With Less Income
What happens to your taxes when one spouse passes away?For many couples, the answer is surprising and costly.In this episode of The Divorce the IRS Podcast, we break down one of the most overlooked risks in retirem...
